4/22/2020 Special FHA Fixed
Special FHA Fixed
Standard & Streamline
Program Codes: SFHA-30, -15 & SFHA HB 30, -15 & SFHA ST 30, -15, -HB ST 30, HB ST 15
4/22/2020
Maximum LTV/CLTV & FICO
LTV
CLTV
Min Fico (AUS)
Purchase
96.50%
96.50%
R/T Refinance
90.00%
90.00%
660
Cash Out Refinance
N/A
Streamline
90.00%
** The LTV/CLTV is calculated from the base loan amount prior to financed Up Front MIP and other allowable costs.
Min Fico (Manual) N/A
Maximum Loan Limits
1 Units Low Cost Areas High Cost Areas ** FHA mortgage limits for all areas can be located at
2 Units
3 Units
See the 2020 Loan Limits (Posted on Matrix)
Mortgage Insurance
4 Units
Term of More Than 15 Years
Base Loan Amount
LTV
UFMIP
Annual MIP
Duration
> = 95.01%
0.85%
Mortgage Term
= 625,500
90.01 to 95%
1.75%
1.00%
Mortgage Term
= 90.01% 78.01 to 90.00%
1.75%
0.95% 0.70%
Mortgage Term 11 years
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