Auburn University Summary of Plan Services and Costs

Auburn University �\ Summary of Plan Services and Costs

Purpose

The purpose of this summary is to provide you with general information regarding your participation in the Auburn University supplemental retirement Plans; however, the summary details are general in nature and are not intended as investment,

legal, or tax advice. You should always consult with an attorney, tax specialist or financial professional before making any legal, tax, or investment decision.

The Plans are available to help you save money for retirement. When making investment decisions there are many factors to consider, including but not limited to:

? When you plan to retire

? Your investment risk tolerance

? The impact of fees on your investments

? How this retirement plan fits into your overall financial goals

Your Retirement Plan

Your Plans offer a range of investment options available from Corebridge, Fidelity, Lincoln, and TIAA. Contributions are an important element of your retirement plan. You may specify how your contributions to the Plans are invested or make

changes to existing investments in your plan. Investment changes are made by contacting a vendor representative, the vendor's call center, or through the Plan's web�\site. Note that the cumulative effect of fees and expenses may substantially

reduce the growth of your retirement savings. For more information on the long term impact of fees visit the Department of Labor��s website at . Fees and expenses are only two of

many factors to consider as you make investment decisions.

Fidelity

Lincoln

TIAA

Corebridge

Representative(s)

John Schultz

Brigham Barker

Carey Beaven

Marcella Martinez

Jared Gilbert

Cindy Haynes

Brian Ledbetter

Jessica Mask

Michael Probst (AUM)

Phone Number

678�\929�\1442

205�\813�\1326

404�\625�\8402

815�\592�\2344

205�\582�\6908

334�\734�\0823

334�\201�\4861

334�\740�\7835

334�\235�\0654

Vendor Call Center

E�\mail

john.schultz@

Brigham.Barker@

Carey.beaven@

Marcella.Martinez@

jared.gilbert@

cindy.haynes@

brian.ledbetter@

jessica.mask@

michael.probst@

Website

800�\343�\0860



800�\341�\0441



800�\842�\2252

auburn

800�\448�\2542



Cost of Plan Services

Fee Type

Loan Setup

Loan Maintenance

Systematic withdrawal

Overnight Mailing

Wiring Funds

Description

Fee to setup a new loan

Annual fee to maintain a loan (billed per quarterly)

Withdrawal from account in specified amounts for a specified payment frequency

Express delivery of distribution check (optional)

Express delivery of distribution check (optional)

Corebridge Fidelity

$50

$50

$0

$7.43

$35

$50

$25

$0

$25

$0

Lincoln

TIAA

$50 $75�\$125

$0

$0

$30

$0

$25

$0

$25

$0

Investment Options Comparative Chart �\ as of 6/30/231

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Ticker

Symbol

Inception

Date

Average Annual Total Returns2

Since

1 Year

5 Year 10 Year Inception

Net Vendor and

Investment Expense3

%

Per $1,000

Short�\term

Trading Fee

% / Days

Restrictions

Multi�\Asset

Target Date 2000�\20208

403(b)/457(b) Fidelity

US Fund Target�\Date Retirement FNSHX

Fidelity Freedom Income K

TIAA�\CREF Lifecycle Retire Inc. Instl

403(b)/457(b) TIAA

US Fund Alloc 30% to 50% Equity TLRIX

Vanguard Target Retirement Inc.

403(b)/457(b) Corebridge US Fund Target�\Date Retirement VTINX

4

Benchmark �\ US Fund Target�\Date Retirement

7/20/2017

11/30/2007

10/27/2003

3/1/1994

2.62

6.39

4.51

4.60

2.54

4.09

3.45

3.13

3.30

5.07

4.12

3.69

4.34

4.69

4.74

0.42

0.37

0.08

4.20

3.70

0.80

�\�\

�\�\

�\�\

Fidelity Freedom 2005 K

403(b)/457(b) Fidelity

Fidelity Freedom 2010 K

403(b)/457(b) Fidelity

TIAA�\CREF Lifecycle 2010 Instl

403(b)/457(b) TIAA

Benchmark 4 �\ US Fund Target�\Date 2000�\2010

11/6/2003

10/17/1996

10/15/2004

2/1/1990

2.83

4.30

6.42

4.86

2.85

3.48

4.09

3.75

4.04

4.85

5.30

4.55

4.37

5.91

4.92

0.42

0.43

0.37

4.20

4.30

3.70

�\�\

�\�\

�\�\

US Target Date 2000�\2010

US Target Date 2000�\2010

US Target Date 2000�\2010

FSNJX

FSNKX

TCTIX

�\�\

See footnote 5

See footnote 7

�\�\

�\�\

See footnote 5

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Ticker

Symbol

Inception

Date

Average Annual Total Returns2

Since

1 Year

5 Year 10 Year Inception

Net Vendor and

Investment Expense3

%

Per $1,000

Short�\term

Trading Fee

% / Days

Restrictions

8

Target Date 2000�\2020 �\ continued

Fidelity Freedom 2015 K

403(b)/457(b) Fidelity

TIAA�\CREF Lifecycle 2015 Instl

403(b)/457(b) TIAA

Benchmark 4 �\ US Fund Target�\Date 2015

US Target Date 2011�\2015

US Target Date 2011�\2015

�\�\

FSNLX

TCNIX

7/20/2017

1/17/2007

9/1/1990

5.88

6.84

5.95

4.07

4.36

4.08

5.48

5.70

5.17

5.44

5.07

0.46

0.38

4.60

3.80

�\�\

�\�\

See footnote 5

FSNOX

TCWIX

VTWNX

7/20/2017

1/17/2007

6/7/2006

3/1/1994

7.35

7.59

6.58

6.57

4.63

4.62

4.62

4.31

6.02

6.16

6.02

5.64

6.40

5.23

5.78

0.50

0.39

0.08

5.00

3.90

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

403(b)/457(b) Fidelity

US Target Date 2021�\2025

Fidelity Freedom 2025 K

403(b)/457(b) TIAA

US Target Date 2021�\2025

TIAA�\CREF Lifecycle 2025 Instl

403(b)/457(b) Corebridge US Target Date 2021�\2025

Vanguard Target Retirement 2025

Benchmark 4 �\ US Fund Target�\Date 2025

FSNPX

TCYIX

VTTVX

7/20/2017

1/17/2007

10/27/2003

10/1/2003

8.59

8.91

8.56

7.30

5.12

5.09

5.26

4.67

6.63

6.75

6.68

5.92

6.17

5.49

6.41

0.53

0.41

0.08

5.30

4.10

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

Fidelity Freedom 2030 K

403(b)/457(b) Fidelity

US Target Date 2026�\2030

TIAA�\CREF Lifecycle 2030 Instl

403(b)/457(b) TIAA

US Target Date 2026�\2030

Vanguard Target Retirement 2030

403(b)/457(b) Corebridge US Target Date 2021�\2025

Benchmark 4 �\ US Fund Target�\Date 2030

FSNQX

TCRIX

VTHRX

7/20/2017

1/17/2007

6/7/2006

3/1/1994

9.85

10.51

9.95

8.87

5.76

5.61

5.78

5.41

7.42

7.36

7.24

6.69

6.77

5.72

6.40

0.57

0.42

0.08

5.70

4.20

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

Fidelity Freedom 2035 K

403(b)/457(b) Fidelity

US Target Date 2031�\2035

TIAA�\CREF Lifecycle 2035 Instl

403(b)/457(b) TIAA

US Target Date 2031�\2035

Vanguard Target Retirement 2035

403(b)/457(b) Corebridge US Target Date 2031�\2035

Benchmark 4 �\ US Fund Target�\Date 2035

FSNUX

TCIIX

VTTHX

7/20/2017

1/17/2007

10/27/2003

10/1/2003

12.55

12.40

11.28

10.86

6.79

6.15

6.35

6.10

8.34

7.96

7.82

7.35

6.99

6.07

7.18

0.60

0.43

0.08

6.00

4.30

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

Fidelity Freedom 2040 K

403(b)/457(b) Fidelity

US Target Date 2036�\2040

TIAA�\CREF Lifecycle 2040 Instl

403(b)/457(b) TIAA

US Target Date 2036�\2040

Vanguard Target Retirement 2040

403(b)/457(b) Corebridge US Target Date 2031�\2035

Benchmark 4 �\ US Fund Target�\Date 2040

FSNVX

TCOIX

VFORX

7/20/2017

1/17/2007

6/7/2006

3/1/1994

15.08

14.33

12.56

12.27

7.57

6.73

6.88

6.65

8.77

8.52

8.33

7.87

4.94

6.48

7.04

0.64

0.44

0.08

6.40

4.40

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

403(b)/457(b) Fidelity

US Target Date 2041�\2045

Fidelity Freedom 2045 K

403(b)/457(b) TIAA

US Target Date 2041�\2045

TIAA�\CREF Lifecycle 2045 Instl

Vanguard Target Retirement 2045

403(b)/457(b) Corebridge US Target Date 2041�\2045

Benchmark 4 �\ US Fund Target�\Date 2045

FSNZX

TTFIX

VTIVX

7/20/2017

11/30/2007

10/27/2003

10/1/2003

15.43

15.61

13.93

13.61

7.61

7.20

7.46

7.06

8.82

8.88

8.69

8.14

6.59

6.34

7.83

0.65

0.45

0.08

6.50

4.50

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

Fidelity Freedom 2050 K

403(b)/457(b) Fidelity

US Target Date 2046�\2050

TIAA�\CREF Lifecycle 2050 Instl

403(b)/457(b) TIAA

US Target Date 2046�\2050

Vanguard Target Retirement 2050

403(b)/457(b) Corebridge US Target Date 2041�\2045

10

Benchmark �\ US Fund Target�\Date 2050

FNSBX

TFTIX

VFIFX

7/20/2017

11/30/2007

6/7/2006

3/2/2001

15.48

16.08

14.58

14.15

7.61

7.32

7.58

7.17

8.83

8.97

8.76

8.26

6.48

6.39

7.32

0.65

0.45

0.08

6.50

4.50

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

403(b)/457(b) Fidelity

US Target Date 2055

Fidelity Freedom 2055 K

TIAA�\CREF Lifecycle 2055 Instl

403(b)/457(b) TIAA

US Target Date 2055

Vanguard Target Retirement 2055

403(b)/457(b) Corebridge US Target Date 2055

Benchmark 4 �\ US Fund Target�\Date 2055

FNSDX

TTRIX

VFFVX

7/20/2017

4/29/2011

8/18/2010

3/1/2001

15.47

16.29

14.60

14.39

7.62

7.37

7.57

7.25

8.88

9.04

8.74

8.34

8.21

8.45

9.60

0.65

0.45

0.08

6.50

4.50

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

US Target Date 2060

403(b)/457(b) Fidelity

Fidelity Freedom 2060 K

US Target Date 2060

403(b)/457(b) TIAA

TIAA�\CREF Lifecycle 2060 Instl

Vanguard Target Retirement 2060

403(b)/457(b) Corebridge US Target Date 2060

Benchmark 4 �\ US Fund Target�\Date 2060

FNSFX

TLXNX

VTTSX

7/20/2017

9/26/2014

1/19/2012

1/19/2012

15.48

16.49

14.62

14.47

7.62

7.45

7.58

7.27

�\

�\

8.74

8.50

8.00

8.18

9.31

0.65

0.45

0.08

6.50

4.50

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

Fidelity Freedom 2065 K

US Target Date 2065

403(b)/457(b) Fidelity

TIAA�\CREF Lifecycle 2065 Instl

US Target Date 2065

403(b)/457(b) TIAA

Vanguard Target Retirement 2065

403(b)/457(b) Corebridge US Target Date 2065

Benchmark 4 �\ US Fund Target�\Date 2065+

FFSDX

TSFTX

VLXVX

6/28/2019

9/30/2020

7/12/2017

7/12/2017

15.47

16.58

14.62

14.98

�\

�\

7.55

7.49

�\

�\

�\

�\

8.51

8.45

7.96

0.65

0.45

0.08

6.50

4.50

0.80

�\�\

�\�\

�\�\

See footnote 5

See footnote 7

Fidelity Freedom 2020 K

403(b)/457(b) Fidelity

US Target Date 2016�\2020

TIAA�\CREF Lifecycle 2020 Instl

403(b)/457(b) TIAA

US Target Date 2016�\2020

403(b)/457(b) Corebridge US Target Date 2016�\2020

Vanguard Target Retirement 2020

Benchmark 4 �\ US Fund Target�\Date 2020

�\�\

Target Date 2021�\20308

�\�\

�\�\

Target Date 2031�\20408

�\�\

�\�\

Target Date 2041�\20508

�\�\

�\�\

Target Date 2051+8

�\�\

�\�\

�\�\

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Ticker

Symbol

Inception

Date

Average Annual Total Returns2

Since

1 Year

5 Year 10 Year Inception

Net Vendor and

Investment Expense3

%

Per $1,000

Short�\term

Trading Fee

% / Days

Restrictions

Multi�\Asset

Moderate

CREF Social Choice R49

403(b)/457(b) TIAA

Oakmark Equity & Income Inv

403(b)/457(b) Fidelity

Morningstar Moderately Aggressive Target Risk

US VA Sub Alloc 50% to 70% Eqty QSCCFX

US Allocation 50% to 70% Equity OAKBX

3/1/1990

11/1/1995

2/18/2009

10.13

11.88

11.58

6.26

6.77

6.38

6.79

7.47

7.48

7.95

9.47

0.07

0.83

0.70

8.30

�\�\

�\�\

US Large Blend

US VA Sub Large Blend

US VA Sub Alloc 85%+ Equity

RWMGX

QCEQFX

QCSTFX

5/1/2009

4/29/1994

7/31/19526

13.62

18.92

17.37

10.78

11.25

8.26

11.54

12.12

9.59

13.51

9.82

9.75

0.27

0.03

0.12

2.70 �\�\

0.30 �\�\

1.20 �\�\

US Large Blend

US Large Blend

US Large Blend

US Large Blend

FXAIX

MITJX

VDIGX

VFTAX

2/17/1988

7/15/1924

5/15/1992

2/7/2019

1/30/1970

19.57

14.50

10.75

20.31

19.59

12.29

11.08

12.17

12.41

12.31

12.85

11.82

11.76

13.30

12.86

10.59

9.30

9.04

13.89

0.01

0.37

0.30

0.14

0.10

3.70

3.00

1.40

RGAGX

QCGRFX

FLCNX

5/1/2009

4/29/1994

5/25/2017

1/1/1987

22.74

28.50

25.33

27.11

10.21

12.26

11.41

15.14

12.98

14.41

�\

15.74

13.88

9.55

13.28

0.30

0.08

0.45

3.00 �\�\

0.80 �\�\

4.50 �\�\

DDFIX

TRLIX

VWNAX

12/31/2001

10/1/2002

5/14/2001

1/1/1987

10.60

15.83

16.23

11.54

7.69

7.82

11.13

8.11

8.56

8.76

10.60

9.22

7.82

9.14

7.77

0.53

0.41

0.26

5.30 �\�\

4.10 �\�\

2.60 �\�\

See footnote 5

�\�\

Stock Investments

US Equity Large Cap Blend

American Funds Washington Mutual R6

CREF Equity Index R49

CREF Stock Account R49

Fidelity 500 Index

MFS Massachusetts Investors Tr R6

Vanguard Dividend Growth Inv

Vanguard FTSE Social Index Adm2

Benchmark 4 �\ S&P 500

403(b)/457(b) TIAA

403(b)/457(b) TIAA

403(b)/457(b) TIAA

Corebridge

403(b)/457(b) /Fidelity

403(b)/457(b) Fidelity

403(b)/457(b) Corebridge

403(b)/457(b) Corebridge

�\�\

�\�\

�\�\

�\�\

See footnote 5

See footnote 6

See footnote 6

�\�\

�\�\

See footnote 7

See footnote 7

US Equity Large Cap Growth

403(b)/457(b) Corebridge US Large Growth

American Funds Grwth Fund Amer R6

403(b)/457(b) TIAA

US VA Sub Large Growth

CREF Growth Account R49

403(b)/457(b) Fidelity

US Large Growth

Fidelity Contrafund? Class K6

Benchmark 4 �\ Russell 1000 Growth TR USD

See footnote 7

See footnote 6

�\�\

US Equity Large Cap Value

Invesco Diversified Dividend R5

403(b)/457(b) Fidelity

US Large Value

TIAA�\CREF Large�\Cap Value Instl

403(b)/457(b) TIAA

US Large Value

403(b)/457(b) Corebridge US Large Value

Vanguard Windsor II Adm

Benchmark 4 �\ Russell 1000 Value TR USD

�\�\

See footnote 5

See footnote 7

US Equity Mid Cap

BlackRock Mid�\Cap Growth Equity K

Fidelity Extended Market Idx

TIAA�\CREF Mid�\Cap Growth Instl

TIAA�\CREF Mid�\Cap Value Instl

Vanguard Mid�\Cap Growth Inv

Vanguard Selected Value Inv

Virtus Ceredex Mid�\Cap Value Eqty R6

Benchmark 4 �\ S&P MidCap 400 TR

403(b)/457(b) Fidelity

Corebridge/

403(b)/457(b) Fidelity

403(b)/457(b) TIAA

403(b)/457(b) TIAA

403(b)/457(b) Corebridge

403(b)/457(b) Corebridge

403(b)/457(b) Fidelity

US Mid�\Cap Growth

BMGKX

12/27/1996

15.51

8.68

13.23

9.80

0.70

7.00 �\�\

�\�\

US Mid�\Cap Blend

US Mid�\Cap Growth

US Mid�\Cap Value

US Mid�\Cap Growth

US Mid�\Cap Value

US Mid�\Cap Value

FSMAX

TRPWX

TIMVX

VMGRX

VASVX

SMVZX

11/5/1997

10/1/2002

10/1/2002

12/31/1997

2/15/1996

11/30/2001

8/30/1991

15.21

20.22

9.48

21.06

19.92

10.99

17.61

6.13

6.21

4.77

7.06

8.63

6.51

7.79

9.33

8.81

7.41

9.38

9.50

8.82

10.21

8.01

10.36

10.00

9.68

8.92

9.12

0.04

0.48

0.45

0.35

0.38

0.86

0.40

4.80

4.50

3.50

3.80

8.60

�\�\

�\�\

�\�\

�\�\

�\�\

�\�\

See footnote 7

See footnote 5

See footnote 5

See footnote 7

See footnote 7

403(b)/457(b)

403(b)/457(b)

403(b)/457(b)

403(b)/457(b)

403(b)/457(b)

403(b)/457(b)

403(b)/457(b)

403(b)/457(b)

US Small Blend

US Small Blend

US Small Blend

US Small Growth

US Small Growth

US Small Blend

US Small Growth

US Small Value

NMSCX

FSCRX

FSSNX

GTSFX

LSSNX

TISBX

VSGAX

VSIAX

10/15/1996

9/26/2000

9/8/2011

9/24/2012

12/31/1996

10/1/2002

9/27/2011

9/27/2011

1/31/1995

9.57

13.97

12.56

15.53

18.39

12.52

17.44

13.00

9.75

5.01

7.44

4.31

4.77

6.72

4.33

6.10

6.24

5.22

9.57

8.42

8.42

9.72

10.15

8.43

9.19

9.27

9.81

9.17

10.10

10.47

10.81

7.53

9.73

11.35

11.67

0.20

1.03

0.03

0.74

0.82

0.06

0.07

0.07

2.00

10.30

0.30

7.40

8.20

0.60

0.70

0.70

�\�\

�\�\

�\�\

�\�\

�\�\

�\�\

�\�\

�\�\

See footnote 7

�\�\

US Equity Small Cap

Columbia Small�\Cap Index Z

Fidelity Small�\Cap Discovery

Fidelity Small Cap Index Fund

Invesco Small�\Cap Growth R6

Loomis Sayles Small�\Cap Growth N

TIAA�\CREF Small�\Cap Blend Idx Instl

Vanguard Small�\Cap Growth Idx Adm

Vanguard Small�\Cap Value Idx Adm

Benchmark 4 �\ S&P SmallCap 600 TR USD

Corebridge

Fidelity

Fidelity

TIAA

Fidelity

TIAA

Corebridge

Corebridge

�\�\

�\�\

See footnote 5

�\�\

See footnote 5

See footnote 7

See footnote 7

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Ticker

Symbol

Inception

Date

Average Annual Total Returns2

Since

1 Year

5 Year 10 Year Inception

Net Vendor and

Investment Expense3

%

Per $1,000

Short�\term

Trading Fee

% / Days

Restrictions

Global Equity

American Funds Capital World G/I R62

403(b)/457(b) Corebridge

Corebridge/

American Funds EuroPacific Gr R6

403(b)/457(b) TIAA

CREF Global Equities R49

403(b)/457(b) TIAA

Corebridge/

Fidelity International Index Fund

403(b)/457(b) Fidelity

Harbor International Instl

403(b)/457(b) Fidelity

Invesco EQV International Equity R5

403(b)/457(b) Fidelity

TIAA�\CREF International Equity Instl

403(b)/457(b) TIAA

Benchmark 4 �\ MSCI All Country World Index X �\ US

US World Large�\Stock Blend

RWIGX

5/15/2002

18.38

6.99

8.44

10.07

0.42

4.20 �\�\

See footnote 7

US Foreign Large Growth

US VA Sub World Stock

RERGX

QCGLFX

5/1/2009

5/1/1992

15.80

19.13

4.29

8.67

6.30

9.19

7.86

7.86

0.47

0.11

4.70 �\�\

1.10 �\�\

See footnote 7

US Foreign Large Blend

US Foreign Large Blend

US Foreign Large Growth

US Foreign Large Blend

FSPSX

HAINX

AIEVX

TIIEX

11/5/1997

12/29/1987

4/7/1992

7/1/1999

1/1/2001

18.94

18.46

17.77

19.02

12.72

4.63

3.43

5.21

3.30

3.52

5.57

4.15

5.48

5.04

4.75

4.96

9.54

7.21

4.78

0.04

0.77

1.02

0.46

403(b)/457(b) Fidelity

US Diversified Emerging Mkts

ODVIX

11/18/1996

1/1/2001

11.71

1.75

0.27

0.93

3.11

2.95

9.84

0.84

8.40 �\�\

403(b)/457(b) Fidelity

US Real Estate

CSRSX

7/2/1991

�\2.57

6.62

7.71

10.80

0.93

9.30 �\�\

�\�\

limitations may apply to any

transaction resulting in a balance >

$150,000.

See footnote 7

0.40

8.90

10.20

4.60

See footnote 6

�\�\

�\�\

�\�\

�\�\

See footnote 7

�\�\

�\�\

See footnote 5

Emerging Markets Equity

Invesco Developing Markets R6

Benchmark 4 �\ MSCI EM NR USD

�\�\

Sector Equity

Cohen & Steers Realty Shares L

TIAA Real Estate Account

Vanguard REIT Index Admiral

Benchmark 4 �\ MSCI US REIT GR USD

403(b)/457(b) TIAA

US VA Sub Misc Sector

403(b)/457(b) Corebridge US Real Estate

QREARX

VGSLX

10/2/1995

11/12/2001

12/30/1994

�\9.10

�\3.95

�\0.09

4.88

4.39

4.55

6.18

6.13

6.39

6.06

8.97

0.87

0.12

8.70 �\�\

1.20 �\�\

DBIRX

QCBMFX

FXNAX

TBIIX

VFIJX

11/30/1993

3/1/1990

3/8/1990

9/14/2009

2/12/2001

1/3/1980

�\1.13

0.30

�\0.95

�\0.94

�\1.21

�\0.94

0.61

1.03

0.77

0.66

0.14

0.77

1.33

1.78

1.49

1.39

1.24

1.52

4.10

5.00

5.08

2.14

3.43

0.15

0.09

0.03

0.07

0.11

1.50

0.90

0.30

0.70

1.10

�\�\

�\�\

�\�\

�\�\

�\�\

See footnote 7

MAWIX

FBIIX

VTABX

9/29/1988

10/10/2019

5/31/2013

12/31/1998

�\1.44

0.89

0.27

0.52

0.27

�\

0.23

0.93

1.10

�\

2.04

2.11

3.46

�\1.85

1.88

0.57

0.06

0.11

5.70

0.60 �\�\

1.10

See footnote 5

QCILFX

PRAIX

5/1/1997

11/12/2001

4/15/1998

�\0.20

�\4.08

�\1.40

2.81

1.17

2.49

2.02

2.11

2.08

4.47

5.28

0.05

1.48

0.50 �\�\

14.80 �\�\

See footnote 6

Bond Investments

US Fixed Income

BNY Mellon Bond Market Index I

403(b)/457(b)

CREF Bond Market R49

403(b)/457(b)

Fidelity US Bond Market Index

403(b)/457(b)

TIAA�\CREF Bond Index Fund Instl

403(b)/457(b)

Vanguard GNMA Adm

403(b)/457(b)

Benchmark 4 �\ Bloomberg US Agg Bond TR USD

Corebridge

TIAA

Fidelity

TIAA

Corebridge

US Intermediate Core Bond

US VA Sub Intermediate Bond

US Intermediate Core Bond

US Intermediate Core Bond

US Intermediate Gov

See footnote 6

�\�\

See footnote 5

See footnote 7

Global Fixed Income

US World Bond

BlackRock Strategic Global Bond I

403(b)/457(b) TIAA

Fidelity International Bond Index

Global Bond�\USD Hedged

403(b)/457(b) Fidelity

Vanguard Total Intl Bond Index

403(b)/457(b) Corebridge US World Bond �\ USD Hedge

Benchmark 4 �\ Bloomberg Global Aggregate Ex USD TR Hdg

�\�\

See footnote 7

Inflation Linked

CREF Inflation�\Linked Bond R49

403(b)/457(b) TIAA

PIMCO Long�\Term Real Return Instl

403(b)/457(b) Fidelity

Benchmark 4 �\ Bloomberg US Treasury US TIPS TR USD

Investment Name/Benchmark

Plan

Vendor

US VA Sub Infl�\Protected Bond

US Infl�\Protected Bond

Morningstar Category

Current

Symbol Inception Date Rate10

Average Annual Total Returns2

1 Year

5 Year

10 Year Inception

�\�\

Net Vendor and

Investment Expense3

%

Per $1,000

Money Market

US Money Market

Fidelity Government Money Market

403(b)/457(b) Fidelity

US Money Market�\Taxable

Corebridge/

Vanguard Federal Money Market

403(b)/457(b) TIAA

US Money Market�\Taxable

Benchmark 4 �\ FTSE Treasury Bill 3 Month USD

SPAXX

2/5/1990

4.75

3.44

1.30

0.76

2.57

0.42

4.20

VMFXX

7/13/1981

12/30/1977 �\

5.05

3.77

3.75

1.50

1.57

0.94

0.98

3.89

0.11

1.10 See footnote 7

�\�\

Plan

Investment Name/Benchmark

Vendor

Category

Ticker or

Code Inception Date

Current Guaranteed

Average Annual Total Returns2

Since

Crediting Minimum

1 Year

5 Year 10 Year Inception

Rate

Rate

Restrictions

Guaranteed

Guaranteed Investments

Fixed Interest Option13

403(b)

Corebridge Fixed Interest Option

FB124

1/1/1998

2.00

2.00

2.06

3.41

2.00

2.00

Fixed Interest Option13

457(b)

Corebridge Fixed Interest Option

FB124

1/1/1998

2.00

2.00

2.06

3.41

2.00

2.00

Fixed Interest Option14

403(b)

Lincoln

Guaranteed Annuity

N/A

6/1/1992

N/A

N/A

N/A

N/A

4.50

4.50

TIAA Stable Value15

403(b)

TIAA

Stable Value

N/A

1/31/2016

1.87

1.86

�\

1.72

3.00

2.40

Guaranteed Annuity

Guaranteed Annuity

N/A

N/A

8/1/2005

4.51

3.76

4.03

3.28

4.16

3.39

4.35

3.59

6.75

6.00

2.80

2.40

TIAA Traditional Retirement Choice11, 12

TIAA Traditional Retirement Choice Plus

11, 12

403(b)

TIAA

403(b)/457(b) TIAA

6/1/2006

100% of the vested account balance is available in

the event of disability, death or separation from

service. For active employees age 59 ? or older,

100% of the vested account balance may be

moved out of the Plan. Otherwise, it will be

distributed over a 5�\year period.

100% of the vested account balance is available in

the event of disability or separation from service.

For active employees age 59 ? or older, 100% of

the vested account balance may be moved out of

the Plan. Otherwise, it will be distributed or

transferred over a 5�\year period.

100% of the vested account balance is available in

the event of disability, death, separation from

service, or after age 59 ?. Otherwise, it will be

transferred over a 5�\year period.

investment option and the assets remain there

for 90 days before being transferred to a

competing fund. Transfers in may not be made

for 30 days following a transfer out.

Lump sum withdrawals of the vested account

balance are only available within 120 days of

termination of employment with a 2.5%

surrender charge. All other withdrawals or

transfers will be made over 84 months (7 years) in

monthly systematic payments.

�\�\

 ................
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