Auburn University Summary of Plan Services and Costs

Auburn University - Summary of Plan Services and Costs

Purpose

The purpose of this summary is to provide you with general information regarding your participation in the Auburn University supplemental retirement Plans; however, the summary details are general in nature and are not intended as investment, legal, or tax advice. You should always consult with an attorney, tax specialist or financial professional before making any legal, tax, or investment decision.

The Plans are available to help you save money for retirement. When making investment decisions there are many factors to consider, including but not limited to:

? When you plan to retire ? Your investment risk tolerance ? The impact of fees on your investments ? How this retirement plan fits into your overall financial goals

Your Retirement Plan

Your Plans offer a range of investment options available from Corebridge, Fidelity, Lincoln, and TIAA. Contributions are an important element of your retirement plan. You may specify how your contributions to the Plans are invested or make changes to existing investments in your plan. Investment changes are made by contacting a vendor representative, the vendor's call center, or through the Plan's web-site. Note that the cumulative effect of fees and expenses may substantially reduce the growth of your retirement savings. For more information on the long term impact of fees visit the Department of Labor's website at . Fees and expenses are only two of many factors to consider as you make investment decisions.

Fidelity Lincoln TIAA

Corebridge

Representative(s) John Schultz Brigham Barker Carey Beaven Marcella Martinez Monica Gilmer Cindy Haynes Brian Ledbetter Jessica Mask Michael Probst (AUM)

Phone Number 678-929-1442 205-813-1326 404-625-8402 815-592-2344 205-914-4336 334-734-0823 334-201-4861 334-740-7835 334-235-0654

E-mail john.schultz@ Brigham.Barker@ Carey.beaven@ Marcella.Martinez@ monica.gilmer@ cindy.haynes@ brian.ledbetter@ jessica.mask@ michael.probst@

Vendor Call Center 800-343-0860

Website

800-341-0441 800-842-2252

auburn

800-448-2542



Cost of Plan Services

Fee Type Loan Setup Loan Maintenance Systematic withdrawal Overnight Mailing Wiring Funds

Description Fee to setup a new loan Annual fee to maintain a loan (billed per quarterly) Withdrawal from account in specified amounts for a specified payment frequency Express delivery of distribution check (optional) Express delivery of distribution check (optional)

Corebridge Fidelity

$50 $50

$50 $25

$0

$0

$7.43 $25

$35

$0

Lincoln

TIAA

$50 $75-$125

$0

$0

$30

$0

$25

$0

$25

$0

Investment Options Comparative Chart - as of 6/30/241

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Multi-Asset

Target Date 2000-20208

Fidelity Freedom Income K6

403(b)/457(b)

Nuveen Lifecycle Retire Inc. R6

403(b)/457(b)

Vanguard Target Retirement Inc.

403(b)/457(b)

Benchmark 4 - US Fund Target-Date Retirement

Fidelity TIAA Corebridge

US Target-Date Retirement US Moderately Conservative Allocation US Target-Date Retirement

Fidelity Freedom 2010 K6

403(b)/457(b) Fidelity

Nuveen Lifecycle 2010 R6

403(b)/457(b) TIAA

Benchmark 4 - US Fund Target-Date 2000-2010

US Target-Date 2000-2010 US Target-Date 2000-2010

Ticker Symbol

FYTKX TLRIX VTINX

FOTKX TCTIX

Inception Date

Average Annual Total Returns2 Since

1 Year 5 Year 10 Year Inception

Net Vendor and Short-term Investment Expense3 Trading Fee

%

Per $1,000 % / Days

Restrictions

10/17/1996 6.45 11/30/2007 9.46 10/27/2003 7.96

3/1/1994 7.93

10/17/1996 7.61 10/15/2014 9.55

2/1/1990 8.32

2.78 3.22 4.79 4.81 3.72 3.95 3.52 3.54

3.98 4.39 4.83 4.91 4.16 4.29

4.43

0.24

4.97

0.37

4.90

0.08

5.98

0.25

5.59

0.37

2.40 --

--

3.70

--

See footnote 5

0.80

--

See footnote 7

2.50 --

--

3.70

--

See footnote 5

Investment Name/Benchmark Target Date 2000-20208 - continued

Plan

Vendor

Morningstar Category

Fidelity Freedom 2015 K6

403(b)/457(b) Fidelity

Nuveen Lifecycle 2015 R6

403(b)/457(b) TIAA

Benchmark 4 - US Fund Target-Date 2015

US Target-Date 2015 US Target-Date 2015

Fidelity Freedom 2020 K6 Nuveen Lifecycle 2020 R6 Vanguard Target Retirement 2020 Benchmark 4 - US Fund Target-Date 2020

Target Date 2021-20308

Fidelity Freedom 2025 K6 Nuveen Lifecycle 2025 R6 Vanguard Target Retirement 2025 Benchmark 4 - US Fund Target-Date 2025

403(b)/457(b) Fidelity US Target-Date 2020

403(b)/457(b) TIAA

US Target-Date 2020

403(b)/457(b) Corebridge US Target-Date 2020

403(b)/457(b) Fidelity US Target-Date 2025

403(b)/457(b) TIAA

US Target-Date 2025

403(b)/457(b) Corebridge US Target-Date 2025

Fidelity Freedom 2030 K6 Nuveen Lifecycle 2030 R6 Vanguard Target Retirement 2030 Benchmark 4 - US Fund Target-Date 2030

Target Date 2031-20408

Fidelity Freedom 2035 K6 Nuveen Lifecycle 2035 R6 Vanguard Target Retirement 2035 Benchmark 4 - US Fund Target-Date 2035

403(b)/457(b) Fidelity US Target-Date 2030

403(b)/457(b) TIAA

US Target-Date 2030

403(b)/457(b) Corebridge US Target-Date 2030

403(b)/457(b) Fidelity US Target-Date 2035

403(b)/457(b) TIAA

US Target-Date 2035

403(b)/457(b) Corebridge US Target-Date 2035

Fidelity Freedom 2040 K6 Nuveen Lifecycle 2040 R6 Vanguard Target Retirement 2040 Benchmark 4 - US Fund Target-Date 2040

Target Date 2041-20508

Fidelity Freedom 2045 K6 TIAA-CREF Lifecycle 2045 Instl Vanguard Target Retirement 2045 Benchmark 4 - US Fund Target-Date 2045

403(b)/457(b) Fidelity US Target-Date 2040

403(b)/457(b) TIAA

US Target-Date 2040

403(b)/457(b) Corebridge US Target-Date 2040

403(b)/457(b) Fidelity US Target-Date 2045

403(b)/457(b) TIAA

US Target-Date 2045

403(b)/457(b) Corebridge US Target-Date 2045

Fidelity Freedom 2050 K6

Nuveen Lifecycle 2050 R6

Vanguard Target Retirement 2050 Benchmark 10 - US Fund Target-Date 2050

403(b)/457(b) Fidelity 403(b)/457(b) TIAA 403(b)/457(b) Corebridge

US Target-Date 2050 US Target-Date 2050 US Target-Date 2050

Target Date 2051+8

Fidelity Freedom 2055 K6

Nuveen Lifecycle 2055 R6

Vanguard Target Retirement 2055 Benchmark 4 - US Fund Target-Date 2055

403(b)/457(b) Fidelity US Target-Date 2055

403(b)/457(b) TIAA

US Target-Date 2055

403(b)/457(b) Corebridge US Target-Date 2055

Fidelity Freedom 2060 K6 Nuveen Lifecycle 2060 R6 Vanguard Target Retirement 2060 Benchmark 4 - US Fund Target-Date 2060

403(b)/457(b) Fidelity US Target-Date 2060

403(b)/457(b) TIAA

US Target-Date 2060

403(b)/457(b) Corebridge US Target-Date 2060

Fidelity Freedom 2065 K6

Nuveen Lifecycle 2065 R6

Vanguard Target Retirement 2065 Benchmark 4 - US Fund Target-Date 2065+

403(b)/457(b) 403(b)/457(b) 403(b)/457(b)

Fidelity TIAA Corebridge

US Target-Date 2065+ US Target-Date 2065+ US Target-Date 2065+

Ticker Symbol

Inception Date

Average Annual Total Returns2 Since

1 Year 5 Year 10 Year Inception

Net Vendor and Short-term Investment Expense3 Trading Fee

%

Per $1,000 % / Days

Restrictions

FPTKX TCNIX

FATKX TCWIX VTWNX

FDTKX TCYIX VTTVX

FGTKX TCRIX VTHRX

FWTKX TCIIX VTTHX

FHTKX TCOIX VFORX

FJTKX TTFIX VTIVX

FZTKX TFTIX VFIFX

FCTKX TTRIX VFFVX

FVTKX TLXNX VTTSX

FFSZX TSFTX VLXVX

11/6/2023 10/15/2014

9/1/1990

10/17/1996 10/15/2014

6/7/2006 3/1/1994

8.86 9.71 8.73

10.15 10.49

9.24 9.37

4.85 5.07 5.13 5.20 4.63 4.64

5.68 5.65 5.59 5.60 5.15 5.35 4.93 4.98

5.63

0.26

5.83

0.38

6.56

0.29

6.08

0.39

5.97

0.08

11/6/2003 10/15/2014 10/27/2003 10/1/2003

10/17/1996 10/15/2014

6/7/2006 3/1/1994

11.34 11.36 11.02 10.02

12.63 12.59 12.39 11.48

6.44 6.17 6.28 6.13 6.12 6.03 5.45 5.35

7.41 6.98 7.11 6.71 6.95 6.58 6.52 6.12

6.45

0.33

6.43

0.41

6.62

0.08

7.01

0.36

6.74

0.42

6.72

0.08

11/6/2003 10/15/2014 10/27/2003 10/1/2003

9/6/2000 10/15/2014

6/7/2006 3/1/1994

14.87 14.21 13.52 13.21

17.41 16.04 14.74 14.84

9.01 7.97 8.04 7.33 7.77 7.12 7.59 6.81

10.33 8.62 9.09 7.99 8.59 7.65 8.52 7.41

7.40

0.40

7.19

0.43

7.48

0.08

5.47

0.45

7.71

0.44

7.46

0.08

6/1/2006 11/30/2007 10/27/2003 10/1/2003

6/1/2006 11/30/2007

6/7/2006 3/2/2001

18.34 17.26 15.81 16.03

18.22 17.86 16.63 16.64

10.57 8.74 9.89 8.46 9.40 8.12 9.14 7.74

10.55 8.73 10.13 8.61

9.68 8.26 9.37 7.90

7.26

0.46

6.97

0.45

8.20

0.08

7.15

0.46

7.05

0.45

7.82

0.08

6/1/2011 18.24 10.56 8.74

9.02

0.46

4/29/2011 18.04 10.23 8.69

9.15

0.45

8/18/2010 16.61

9.67 8.24

10.09

0.08

3/1/2001 16.85

9.49 7.94

8/5/2014 9/26/2014 1/19/2012 1/19/2012

18.24 18.25 16.60 17.04

10.56

-

10.36

-

9.68 8.23

9.58 7.88

9.09

0.46

9.17

0.45

9.88

0.08

6/28/2019 9/30/2020 7/12/2017 7/12/2017

18.21 18.40 16.63 17.07

10.52 -

9.66 9.80

- 10.52

0.46

- 11.02

0.45

-

9.16

0.08

-

2.60 --

--

3.80

--

See footnote 5

2.90 --

--

3.90

--

See footnote 5

0.80

--

See footnote 7

3.30 --

--

4.10

--

See footnote 5

0.80

--

See footnote 7

3.60 --

--

4.20

--

See footnote 5

0.80

--

See footnote 7

4.00 --

--

4.30

--

See footnote 5

0.80

--

See footnote 7

4.50 --

--

4.40

--

See footnote 5

0.80

--

See footnote 7

4.60 --

--

4.50

--

See footnote 5

0.80

--

See footnote 7

4.60 --

--

4.50

--

See footnote 5

0.80

--

See footnote 7

4.60 --

--

4.50

--

See footnote 5

0.80

--

See footnote 7

4.60 --

--

4.50

--

See footnote 5

0.80

--

See footnote 7

4.60 --

--

4.50

--

See footnote 5

0.80

--

See footnote 7

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Multi-Asset

Moderate

CREF Social Choice R49

403(b)/457(b) TIAA

Oakmark Equity & Income Inv

403(b)/457(b) Fidelity

Benchmark 4 - Morningstar Moderately Aggressive Target Risk

US Insurance Moderate Allocation US Moderate Allocation

Stock Investments

US Equity Large Cap Blend American Funds Washington Mutual R6 CREF Equity Index R49 CREF Stock Account R49

Fidelity 500 Index MFS Massachusetts Investors Tr R6 Vanguard Dividend Growth Inv Vanguard FTSE Social Index Adm2 Benchmark 4 - S&P 500

403(b)/457(b) TIAA

US Large Blend

403(b)/457(b) TIAA

US Insurance Large Blend

403(b)/457(b) TIAA

US Insurance Aggressive Allocation

Corebridge/

403(b)/457(b) Fidelity US Large Blend

403(b)/457(b) Fidelity US Large Blend

403(b)/457(b) Corebridge US Large Blend

403(b)/457(b) Corebridge US Large Blend

US Equity Large Cap Growth

American Funds Grwth Fund Amer R6

403(b)/457(b)

CREF Growth Account R49

403(b)/457(b)

Fidelity Contrafund? Class K6

403(b)/457(b)

Benchmark 4 - Russell 1000 Growth TR USD

Corebridge TIAA Fidelity

US Large Growth US Insurance Large Growth US Large Growth

US Equity Large Cap Value

Invesco Diversified Dividend R5 Nuveen Large-Cap Value R6 Vanguard Windsor II Adm Benchmark 4 - Russell 1000 Value TR USD

403(b)/457(b) Fidelity 403(b)/457(b) TIAA 403(b)/457(b) Corebridge

US Large Value US Large Value US Large Value

US Equity Mid Cap BlackRock Mid-Cap Growth Equity K

Fidelity Extended Market Idx Nuveen Mid-Cap Growth R6 Nuveen Mid-Cap Value R6 Vanguard Mid-Cap Growth Inv Vanguard Selected Value Inv Virtus Ceredex Mid-Cap Value Eqty R6 Benchmark 4 -S&P MidCap 400 TR

403(b)/457(b) Fidelity US Mid-Cap Growth

Corebridge/

403(b)/457(b) Fidelity US Mid-Cap Blend

403(b)/457(b) TIAA

US Mid-Cap Growth

403(b)/457(b) TIAA

US Mid-Cap Value

403(b)/457(b) Corebridge US Mid-Cap Growth

403(b)/457(b) Corebridge US Mid-Cap Value

403(b)/457(b) Fidelity US Mid-Cap Value

US Equity Small Cap Columbia Small-Cap Index Z Fidelity Small-Cap Discovery Fidelity Small Cap Index Fund Invesco Small-Cap Growth R6 Loomis Sayles Small-Cap Growth N Nuveen Small-Cap Blend Idx R6 Vanguard Small-Cap Growth Idx Adm Vanguard Small-Cap Value Idx Adm Benchmark 4 - S&P SmallCap 600 TR USD

403(b)/457(b) Corebridge 403(b)/457(b) Fidelity 403(b)/457(b) Fidelity 403(b)/457(b) TIAA 403(b)/457(b) Fidelity 403(b)/457(b) TIAA 403(b)/457(b) Corebridge 403(b)/457(b) Corebridge

US Small Blend US Small Blend US Small Blend US Small Growth US Small Growth US Small Blend US Small Growth US Small Value

Ticker Symbol

Inception Date

Average Annual Total Returns2 Since

1 Year 5 Year 10 Year Inception

Net Vendor and Investment Expense3

%

Per $1,000

Short-term Trading Fee

% / Days

Restrictions

QSCCFX OAKBX

3/1/1990 11/1/1995 2/18/2009

12.12 10.71 12.92

7.09 6.46 7.99 6.45 7.60 6.86

8.07

0.07

9.51

0.86

0.65

--

See footnote 6

8.60 --

--

RWMGX QCEQFX QCSTFX

FXAIX MITJX VDIGX VFTAX

RGAGX QCGRFX FLCNX

DDFIX TRLIX VWNAX

BMGKX

FSMAX TRPWX TIMVX VMGRX VASVX SMVZX

NMSCX FSCRX FSSNX GTSFX LSSNX TISBX VSGAX VSIAX

5/1/2009 21.53 12.91 11.42 13.97

0.26

4/29/1994 23.13 14.04 11.97 10.24

0.03

7/31/19526 19.67 11.13 9.20

9.88

0.10

2/17/1988 24.56 15.03 12.85

10.95

0.01

7/15/1924 22.75 12.87 11.74

9.43

0.38

5/15/1992 8.88 10.19 10.74

9.04

0.29

2/7/2019 26.17 15.27 13.38 16.07

0.14

1/30/1970 24.56 15.05 12.86

5/1/2009 30.66 15.09 13.30 14.91

0.30

4/29/1994 36.78 17.27 15.15 10.36

0.07

5/25/2017 39.45 17.22

- 16.64

0.45

1/1/1987 33.48 19.34 16.33

12/31/2001 10/1/2002 5/14/2001 1/1/1987

11.93 17.11 20.10 13.06

8.25 10.91 13.69 9.01

7.70 8.25 10.38 8.23

8.00

0.54

9.50

0.41

8.28

0.26

12/27/1996 11.23

6.96 11.35

9.85

0.71

11/5/1997 14.95

8.69 8.26

8.26

0.04

10/1/2002 6.93

5.18 7.31 10.20

0.49

10/1/2002 16.94

7.92 6.58 10.31

0.46

12/31/1997 11.09

6.64 8.31

9.73

0.37

2/15/1996 14.54 11.77 8.13

9.12

0.43

11/30/2001 12.89

7.65 7.46

9.28

0.87

8/30/1991 13.57 10.27 9.14

10/15/1996 8.45

7.83 8.01

9.14

0.20

9/26/2000 11.48 10.02 7.34 10.15

1.03

9/8/2011 10.17

7.04 7.16 10.44

0.03

9/24/2012 10.86

6.87 8.16 10.66

0.75

12/31/1996 9.16

7.23 9.23

7.59

0.83

10/1/2002 10.15

7.06 7.17

9.75

0.05

9/27/2011 9.69

6.67 7.82

11.22

0.07

9/27/2011 12.86

9.18 7.89

11.77

0.07

10/28/1994 8.66

8.06 8.24

2.60

--

See footnote 5

0.30

--

See footnote 6

1.00

--

See footnote 6

0.10 --

--

3.80 --

--

2.90

--

See footnote 7

1.40

--

See footnote 7

3.00

--

See footnote 7

0.70

--

See footnote 6

4.50 --

--

5.40 --

--

4.10

--

See footnote 5

2.60

--

See footnote 7

7.10 --

--

0.35

--

See footnote 7

4.90

--

See footnote 5

4.60

--

See footnote 5

3.70

--

See footnote 7

4.30

--

See footnote 7

8.70 --

--

2.00

--

See footnote 7

10.30 --

--

0.25 --

--

7.50

--

See footnote 5

8.30 --

--

0.50

--

See footnote 5

0.70

--

See footnote 7

0.70

--

See footnote 7

Investment Name/Benchmark

Plan

Vendor

Morningstar Category

Global Equity

American Funds Capital World G/I R62

403(b)/457(b) Corebridge US Global Large-Stock Blend

Corebridge/

American Funds EuroPacific Gr R6

403(b)/457(b) TIAA

US Foreign Large Growth

CREF Global Equities R49

403(b)/457(b) TIAA

US Insurance Global Large-Stock Blend

Corebridge/

Fidelity International Index Fund

403(b)/457(b) Fidelity US Foreign Large Blend

Harbor International Instl

403(b)/457(b) Fidelity US Foreign Large Blend

Invesco EQV International Equity R5

403(b)/457(b) Fidelity US Foreign Large Growth

Nuveen International Equity R6

403(b)/457(b) TIAA

Benchmark 4 - MSCI All Country World Index X - US

US Foreign Large Blend

Emerging Markets Equity

Invesco Developing Markets R6 Benchmark 4 - MSCI EM NR USD

403(b)/457(b) Fidelity US Diversified Emerging Mkts

Sector Equity Cohen & Steers Realty Shares L

403(b)/457(b) Fidelity US Real Estate

Investment Name/Benchmark Sector Equity - continued

Plan

Vendor

Morningstar Category

TIAA Real Estate Account

Vanguard REIT Index Admiral Benchmark 4 - MSCI US REIT GR USD

403(b)/457(b) TIAA

US Insurance Real Estate

403(b)/457(b) Corebridge US Real Estate

Bond Investments

US Fixed Income

BNY Mellon Bond Market Index I CREF Core Bond Account R49

403(b)/457(b) Corebridge US Intermediate Core Bond

403(b)/457(b) TIAA

US Insurance Intermediate Core Bond

Fidelity US Bond Market Index

403(b)/457(b) Fidelity US Intermediate Core Bond

Nuveen Bond Index Fund R6

403(b)/457(b) TIAA

US Intermediate Core Bond

Vanguard GNMA Adm

403(b)/457(b) Corebridge US Intermediate Government

Benchmark 4 - Bloomberg US Agg Bond TR USD

Global Fixed Income

BlackRock Strategic Global Bond I

403(b)/457(b) TIAA

US Global Bond

Fidelity International Bond Index Fund 403(b)/457(b) Fidelity US Global Bond-USD Hedged

Vanguard Total Intl Bond Index

403(b)/457(b) Corebridge US Global Bond-USD Hedged

Benchmark 4 - Bloomberg Global Aggregate Ex USD TR Hdg

Inflation Linked

CREF Inflation-Linked Bond R49

403(b)/457(b) TIAA

American Century Short Infl Prot Bond R6 403(b)/457(b) Fidelity Benchmark 4 - Bloomberg US Treasury US TIPS TR USD

US Insurance Inflation-Protected Bond US Short-Term Inflation Protected Bond

Investment Name/Benchmark Money Market US Money Market Fidelity Government Money Market CREF Money Market Account R4

Vanguard Federal Money Market

Plan

Vendor

Morningstar Category

403(b)/457(b) Fidelity US Money Market - Taxable

403(b)/457(b) TIAA

US Money Market - Taxable

Corebridge/

403(b)/457(b) TIAA

US Money Market - Taxable

Ticker Symbol

Inception Date

Average Annual Total Returns2 Since

1 Year 5 Year 10 Year Inception

Net Vendor and Investment Expense3

%

Per $1,000

Short-term Trading Fee

% / Days

Restrictions

RWIGX

RERGX QCGLFX

FSPSX HAINX AIEVX TIIEX

5/1/2009 18.47

9.92 7.96

10.61

0.41

5/1/2009 10.82

6.05 5.25

5/1/1992 21.40 12.24 9.06

8.05

0.47

8.26

0.10

11/5/1997 12/29/1987

4/7/1992 7/1/1999 1/1/2001

11.37 10.08

7.21 12.97 11.62

6.65 4.47 6.78 3.12 5.04 3.92 7.91 4.09 5.55 3.84

5.19

0.04

9.55

0.89

7.21

0.92

5.09

0.46

4.10

--

See footnote 7

4.70

--

See footnote 7

0.95

--

See footnote 6

0.35

--

See footnote 7

8.90 --

--

9.20 --

--

4.60

--

See footnote 5

ODVIX

11/18/1996 3.20

0.28 1.58

9.59

0.88

8.80 --

--

1/1/2001 12.55

3.10 2.79

CSRSX Ticker Symbol

QREARX VGSLX

7/2/1991

Inception Date

6.85

5.15 7.00 10.68

Average Annual Total Returns2

Since 1 Year 5 Year 10 Year Inception

0.94

9.40 --

Net Vendor and Short-term Investment Expense3 Trading Fee

%

Per $1,000 % / Days

-- Restrictions

10/2/1995 11/12/2001 12/30/1994

-11.28 4.75 7.60

1.35 3.83 2.96 5.30 3.89 5.83

5.41

1.02

8.77

0.13

Transfers out: Limit 1 per quarter,

limitations may apply to any

transaction resulting in a balance >

10.15

--

$150,000.

1.30

--

See footnote 7

DBIRX

QCBMFX FXNAX TBIIX VFIJX

11/30/1993 2.51

3/1/1990 3.92 3/8/1990 2.68 9/14/2009 2.63 2/12/2001 2.39 1/3/1980 2.63

-0.39 1.15

0.26 1.68 -0.22 1.33 -0.31 1.24 -0.50 0.98 -0.23 1.35

4.05

0.15

4.97

0.10

5.00

0.03

2.17

0.07

3.38

0.11

1.50

--

See footnote 7

0.95

--

See footnote 6

0.30 --

--

0.70

--

See footnote 5

1.10

--

See footnote 7

MAWIX FBIIX VTABX

9/29/1988 3.27 -0.50 1.01

3.46

0.55

10/10/2019 4.47

-

-

-0.54

0.06

5/31/2013 4.37 -0.41 1.92

2.10

0.11

12/31/1998 4.20

0.25 2.02

5.50

--

See footnote 5

0.60 --

--

1.10

--

See footnote 7

QCILFX APODX

5/1/1997 4.69 5/31/2005 5.19 4/15/1998 2.71

2.87 2.07 3.06 2.06 2.07 1.91

4.48

0.06

2.01

0.38

Current

Average Annual Total Returns2

Symbol Inception Date Rate10 1 Year 5 Year 10 Year Inception

0.60

--

See footnote 6

3.80 --

--

Net Vendor and Investment Expense3

%

Per $1,000

SPAXX QCMMFX

VMFXX

2/5/1990 4.97 4/1/1988 5.31

7/13/1981 5.29

5.09 1.92 5.45 2.06

5.41 2.13

1.26

2.64

1.35

3.00

1.47

3.92

0.42

4.20

--

0.04

0.40

--

0.11

1.10 See footnote 7

Investment Name/Benchmark

Plan

Money Market

US Money Market - continued Benchmark 4 - FTSE Treasury Bill 3 Month USD

Vendor

Investment Name/Benchmark Guaranteed Guaranteed Investments

Plan

Vendor

Morningstar Category Category

Fixed Interest Option13

403(b)

Corebridge Fixed Interest Option

Fixed Interest Option13 Fixed Interest Option14 TIAA Stable Value15

457(b)

Corebridge Fixed Interest Option

403(b)

Lincoln Guaranteed Annuity

403(b)

TIAA

Stable Value

TIAA Traditional Retirement Choice11, 12 TIAA Traditional Retirement Choice Plus11, 12

403(b)

TIAA

403(b)/457(b) TIAA

Guaranteed Annuity Guaranteed Annuity

Ticker

Current

Symbol Inception Date Rate10

Average Annual Total Returns2 Since

1 Year 5 Year 10 Year Inception

Net Vendor and Investment Expense3

%

Per $1,000

12/30/1977 --

5.64 2.22

1.53

Ticker or Code Inception Date

Average Annual Total Returns2

Current Guaranteed

Since Crediting Minimum

1 Year 5 Year 10 Year Inception Rate

Rate

Restrictions

FB124

FB124 N/A N/A

N/A N/A

1/1/1998 2.21

2.04 2.06

3.36

2.35

1/1/1998 2.21

2.04 2.06

3.36

2.35

6/1/1992 N/A

N/A N/A

N/A

4.50

1/31/2016 2.75

2.04

-

1.84

3.00

8/1/2005 4.81 6/1/2006 4.06

4.17 4.20 3.42 3.44

4.38

5.50

3.62

4.75

100% of the vested account balance is available in the event of disability, death or separation from service. For active employees age 59 ? or older, 100% of the vested account balance may be moved out of the Plan. Otherwise, it will be distributed 2.00 over a 5-year period.

100% of the vested account balance is available in the event of disability or separation from service. For active employees age 59 ? or older, 100% of the vested account balance may be moved out of the Plan. Otherwise, it will be distributed or 2.00 transferred over a 5-year period.

100% of the vested account balance is available in the event of disability, death, separation from service, or after age 59 ?. Otherwise, it will be 4.50 Mtraunsstffeirrsret dtroanvesfrear 5to-yaeanropnecrioomd.peting investment option and the assets remain there for 90 days before being transferred to a competing fund. Transfers in may not be made for 30 days following 1.00 a transfer out.

Lump sum withdrawals of the vested account balance are only available within 120 days of termination of employment with a 2.5% surrender charge. All other withdrawals or transfers will be made over 84 months (7 years) in monthly 3.00 systematic payments.

2.75

--

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