Interest Rate Announcement = No change from the ... - Annuity …

Interest Rates:

Effective September 8, 2021

Growth & Accumulation Fixed Indexed Annuities

= No change from the prior month = Increase from the prior month = Decrease from the prior month

Fixed S&P 500?

Fixed 1-Year Point-to-Point Par Rate 1-year Monthly Point-to-Point w/Cap

7 F&G Power Accumulator?

F&G Power Accumulator?

10

FG

AccumulatorPlus?

7 FG

AccumulatorPlus?

10

No Charge

Charge1

No Charge

Charge1

No Charge

1.00%

1.00%

1.00%

--

1.00%

--

1.00%

--

--

-- 35.00% -- 35.00%

--

--

--

1.85% 2.60% 1.85% 2.75%

1.85%

F&G Flex Accumulator?

Charge1

10 FGNY Index-Choice?

--

1.00%

--

--

2.50%

1.60%

Monthly Average w/Cap

--

--

3.50% 6.75% 4.50% 9.00%

--

--

3.25%

1-Year Annual Point-to-Point w/Cap

--

--

3.50% 6.00% 4.25% 7.00%

3.75%

--

3.25%

1-Year Declared Rate on Gain

--

--

3.25% 5.25% 3.50% 5.50%

--

--

--

Interest Crediting Options

1-Year Annual Point-to-Point w/Spread & Par

--

Morgan Stanley Dynamic

1-Year Annual Point-to-Point w/Spread & Par

--

Rotator

2-Year Annual Point-to-Point w/Spread & Par

--

Barclays

2-Year Point-to-Point w/Spread & Par Rate

--

Trailblazer Sectors 5 Index

2-Year Point-to-Point Spread

--

2-Year Point-to-Point Par Rate

--

Spread

Par

Spread

Par

--

--

--

--

--

3.00% 30.00% 3.00% 45.00%

--

--

--

--

--

0.00% 50.00% --

--

--

--

--

--

--

0.00% 80.00% 0.00% 95.00%

--

--

--

--

--

0.00% 115% 0.00% 135%

--

0.00% 0.00% 0.00% 0.00%

--

110% 150% 135% 170%

1-year

2-year

1-year

2-year

iShares?

Gold Trust (IAU)

Par

Par

25.00%

--

Spread

Par

Par

--

27.00%

--

Spread

--

U.S. Real Estate (IYR)

24.00% 45.00% 5.90% 25.00% 62.00% 5.00%

MSCI EAFE (EFA)

28.00% 55.00% 5.90% 30.00% 61.00% 5.00%

Core S&P 500? (IVV)

28.00% 49.00% 5.90% 29.00% 56.00% 5.00%

Balanced Asset 5 IndexTM Balanced Asset 10 IndexTM

No Fee w/ Fee 1.25%

Page 1 of 10

85.00% 140%2

120%2 165%2

0.00%3 90.00%

--

145%2

130%2 170%2

0.00%3 --

41.00% 100.00% 6.80% 43.00% 100.00% 5.00%

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Interest Rates:

F&G Dynamic AccumulatorSMFIA

F&G Dynamic Accumulator is powered by a structured FIA account, one of the first of its kind on the market, and its unrivaled combination of protection and control provides an exciting opportunity.

Interest Crediting Options

Fixed S&P 500?

Ten-Year Vesting Point-to-Point

Floor 0.0 -2.5 -5.0 -10.0

1.00% w/Par 26.00% 37.00% 47.00% 65.00%

w/Cap 3.50% 5.50% 7.25% 11.50%

Effective September 8, 2021

Page 2 of 10

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Premium Bonus

Product Features: Growth & Accumulation FIAs

F&G Flex AccuFmGuNlYatIonr?dex-Choice? 10

Standard Lite

--

2.00%

Ages 0-69 200%

Add-on Factor

--

Ages 70+

150%

Max Annual Growth Rate

10.00%

--

Rider Fee

0.00%

--

Effective September 8, 2021

Guaranteed Minimum Death Benefit Rider

Page 3 of 10

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Interest Rates: Income FIAs

Effective September 8, 2021

= No change from the prior month = Increase from the prior month = Decrease from the prior month

Fixed S&P 500?

Fixed

1-Year Point-to-Point Par Rate 1-year Monthly Point-to-Point w/ Cap

Monthly Average w/Cap

1-Year Annual Point-to-Point w/ Cap

2-Year Point-to-Point w/Cap

No Charge

Accelerator Plus? 10

Charge1 No Charge

Accelerator Plus?

14 Prosperity

ElPiter?os7perity

ElPitre?osp10erity

EPlitee?rfo1r4manceSaPfreo?Income

Plus?

Charge1

1.00%

--

1.00%

--

1.00% 1.00% 1.00% 1.00% 1.00%

--

40.00%

--

35.00%

--

--

--

--

--

1.85% 2.75% 1.85% 2.75% 2.00% 2.00% 2.00% 1.75% 1.10%

--

--

--

--

4.25% 4.25% 4.25%

--

2.00%

4.00% 7.00% 3.75% 6.75% 4.00% 4.00% 4.00% 3.25% 2.00%

--

--

--

--

--

--

--

6.75%

--

Interest Crediting Options

3-Year Point-to-Point w/Cap

--

--

--

--

--

--

--

11.00%

--

1-Year Declared Rate on Gain

3.50% 5.50% 3.25% 5.25% 3.50% 3.50% 3.50%

--

1.75%

Barclays Trailblazer Sectors 5 Index

2-Year Point-to-Point Spread 2-Year Point-to-Point Par Rate

Gold Commodity

1-Year Point-to-Point w/Cap

Balanced Asset 5 IndexTM

One-year Annual Point-to-Point Two-year Annual Point-to-Point

Page 4 of 10

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

125% 155% 120% 155% 125%

--

--

--

--

5.25%

Fee 1.25%

Fee 1.25%

Spread 1.00%

--

1.50%

--

Par2

120% 155% 125% 150%

Spread 0.00%

--

0.00%

--

Par2

135% 175% 130% 170%

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

120% 5.25%

120% 5.25%

100% 4.00%

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Premium Bonus4

Standard

Product Features:

Income FIAs Accelerator PAlucs?ce1le0rator Plus?

14 Prosperity Elite?

7

Enhancement Package

Protection Package

Enhancement Package

Prosperity Elite? 10

Protection Package

Enhancement Package

Effective September 8, 2021

Prosperity Elite? 14PerformanceSPafreo?Income Plus?

Protection Package

Ages 0-75

(Prosperity Elite Ages 0-70)

Ages 76+

(Prosperity Elite Ages 71+)

5.00% 3.25%

6.00% 3.75%

2.00% 1.25%

4.00% 3.00%

3.00% 1.50%

6.00% 3.25%

4.00% 2.25%

7.00% 3.75%

9.00% 5.00%

7.00%

Lite

Ages 0-75

(Prosperity Elite Ages 0-70)

Ages 76+

(Prosperity Elite Ages 71+)

3.00% 2.25%

--

2.00% 4.00% 2.00% 5.00%

--

--

1.25% 3.00% 1.25% 2.50%

--

--

7.00%

6.00%

--

4.00%

Annual Roll-Up Rate

5.00%

5.00%

2.75%

Performance Performance

--

5.00%

--

5.00%

--

5.00%

+add-on

6.00%

factor6

factor6

rate

Income base bonus

Standard

Ages 0-75 Ages 76+

5.00% 3.25%

Ages 0-75

Lite States

Ages 76+

3.00% 2.25%

6.00% 3.75%

--

--

18.00%9

--

18.00%9

--

18.00%9

--

7.00% 6.00%

Guaranteed Minimum Withdrawal Benefit Rider

Guaranteed Minimum Death Benefit Rider

Rider Fee Roll-Up Rate

Lump Sum Payable Over Time

1.15% --

1.15%

--

0.90%5

--

0.90%5

--

0.90%5 1.30% 1.15%

4.00%7

4.00%7

4.00%7

--

4.00%7

4.00%7

4.00%7

5.00%8

5.00%8

5.00%8

Income-base bonus Rider Fee

Page 5 of 10

--

--

--

18.00%9

--

18.00%9

--

18.00%9

--

--

0.60% 0.60%5 0.60% 0.60%5

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

0.60%

0.60%5

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Interest Rates & Product Features: Effective September 8, 2021

FG Retirement Pro? FIA

FG Retirement Pro? is an annuity primarily designed to provide an income stream, one guaranteed for life through its Enhanced Guaranteed Minimum Withdrawal Benefit (EGMWB) feature.

Fixed Rate

Standard

1.00% Benefit Base Only

4.00%

Premium Bonus4

Lite

3.00%

Income Base Bonus (All Issue Ages)

Standard Lite

4.00% 3.00%

Enhanced Guaranteed Minimum Withdrawal

Benefit Rider

Rider Fee

0.00%

Benefit Base Crediting Options

S&P 500

Fixed Interest Rate Minimum Benefit Value Interest Rate

Page 6 of 10

1-year Monthly Point-to-Point Cap 1-year Monthly Average Cap 1-year Annual Point-to-Point Cap

3.10% 9.00% 7.50% 4.00% 3.50%

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Interest Rates: FG Guarantee Platinum? Series

Effective September 8, 2021

The FG Guarantee Platinum MYGA 3, 5 & 7 is a single premium, fixed deferred annuity featuring a competitive 3, 5 and 7 year interest rate guarantee.

3-Year

5-Year

7-Year

Fixed Rate

1.95%10

2.65%10

2.80%10

Page 7 of 10

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

ADV 2317 (10-2020) Rev. 09-2021 21-1038

Available Lite

State Availability

State Variation State Variation & Lite

-- Product not available

Effective September 8, 2021

Accelerator Plus? 10 Accelerator Plus? 14 FG AccumulatorPlus? 7 FG AccumulatorPlus? 10

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY

11

--

--

--

--

12

----

--

--

--

--

--

--

----

--

--------------

--

----

----

11

--

11

--

FG Guarantee-Platinum? 3/5/7

--

--

--

FG Immediate-Income?

--

--

--

----

F&G Dynamic AccumulatorSM 10

--

--

--

11

F&G Flex AccumulatorTM

11

F&G Power AccumulatorTM 7

11

F&G Power AccumulatorTM 10

----

--

--

--

--

--

--

----

FGNY Index-Choice? 10 FG Retirement Pro? Performance Pro? Prosperity Elite? 7/10 Prosperity Elite? 14 Safe Income Plus?

------------------------------------------------ -- ------------------

----------------------------------

----

11

--

--

--

--

----

--

------

----

11

--

11

--

12

----

--

--

--

--

--

--

----

--

--

--

--------------

--

----

--

11

--

--

--

Page 8 of 10

For producer use only. Not for use with the general public. FIDELITY & GUARANTY LIFE INSURANCE COMPANY

ADV 2317 (10-2020) Rev. 09-2021 21-1038

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download