Interest Rate Announcement = No change from the prior ...

Interest Rates: Growth & Accumulation FIAs

Effective November 8, 2020

= No change from the prior month = Increase from the prior month = Decrease from the prior month

Fixed S&P 500?

Fixed 1-Year Point-to-Point Par Rate 1-year Monthly Point-to-Point w/Cap

F&G Power AccumulatorTM 7

F&G Power AccumulatorTM

10 FG AccumulatorPlus?

7 FG

AccumulatorPlus?

10

No Charge

Charge1

No Charge

Charge1

No Charge

1.00%

1.00%

1.00%

--

1.00%

--

1.00%

--

--

-- 35.00% -- 35.00%

--

--

--

1.75% 2.50% 1.75% 2.60%

1.60%

F&G Flex AccumulatorTM

Charge1

FG Index-CFhGoNicYe?In1d0ex-Choice? 10

--

1.00% 1.00%

--

--

--

2.10%

1.25% 1.60%

Monthly Average w/Cap

--

--

3.25% 6.25% 3.50% 6.50%

--

--

2.25% 3.75%

1-Year Annual Point-to-Point w/Cap

--

--

3.50% 6.00% 3.75% 6.25%

3.00%

--

2.25% 3.50%

2-Year Point-to-Point w/Cap

--

--

--

--

--

--

--

--

5.25%

--

3-Year Point-to-Point w/Cap

--

--

--

--

--

--

--

--

9.00%

--

1-Year Declared Rate on Gain

--

--

3.25% 5.25% 3.50% 5.25%

--

--

2.00%

--

Spread

Par

Spread

Par

Crediting Options

1-Year Annual Point-to-Point w/Spread & Par

--

--

--

--

--

--

3.00% 20.00% 3.00% 30.00%

Morgan Stanley 1-Year Annual Point-to-Point w/Spread & Par

--

Dynamic

Rotator

2-Year Annual Point-to-Point w/Spread & Par

--

Barclays

2-Year Point-to-Point w/Spread & Par Rate

--

Trailblazer Sectors 5

2-Year Point-to-Point Spread

--

Index2

2-Year Point-to-Point Par Rate

--

--

--

--

--

--

0.00% 40.00% --

--

--

--

--

--

--

0.00% 70.00% 0.00% 85.00%

--

--

--

--

--

0.00% 105% 0.00% 120%

--

0.00% 0.00% 0.00% 0.00%

--

110% 150% 120% 160%

1-year

2-year

1-year

2-year

iShares?

Gold Trust (IAU)

Par

Par

21.00%

--

Spread

Par

Par

--

23.00%

--

Spread

--

U.S. Real Estate (IYR)

31.00% 70.00% 5.90% 33.00% 74.00% 5.90%

MSCI EAFE (EFA)

30.00% 68.00% 5.90% 32.00% 71.00% 5.90%

Balanced Asset 10 IndexTM

Core S&P 500? (IVV)

For producers only. Not for use with the general public.

21.00% 45.00% 5.90% 23.00% 48.00% 5.90% 40.00% 100.00% 5.10% 42.00% 100.00% 5.10%

ADV 2317 (10-2020) Rev. 11-2020 20-1327

Premium Bonus

Standard Lite

Product Features: Growth & Accumulation FIAs

F&G Flex AccuFmGulIantdoerTxM-ChoicFeG? N1Y0Index-Choice 10?

Premium Bonus

Premium Bonus

3.00%

Up-front bonus

--

2.00%

2.50%

Up-front bonus

Add-on Factor

Ages 0-69 Ages 70+

200% 150%

Max Annual Growth Rate

10.00%

Rider Fee

0.00%

Effective November 8, 2020

Guaranteed Minimum Death Benefit Rider

For producers only. Not for use with the general public.

ADV 2317 (10-2020) Rev. 11-2020 20-1327

Interest Rates: Income FIAs

Effective November 8, 2020

= No change from the prior month = Increase from the prior month = Decrease from the prior month

Fixed

Fixed

ProsperityPErolitse?pe7rity

EPlriotes? p1e0rity

PEelirtfe?or1m4ance

Pro? Accelerator

Plus?

10

Accelerator

Plus?

14 Safe

Income

Plus?

No Charge

Charge1

No Charge

Charge1

1.50% 1.50% 1.50% 1.50% 1.50%

--

1.50%

--

1.00%

S&P 500?

1-Year Point-to-Point Par Rate

--

--

--

--

-- 40.00% -- 35.00% --

1-year Monthly Point-to-Point w/Cap 1.85% 1.85% 1.85% 1.50% 1.60% 2.35% 1.50% 2.35% 1.10%

Monthly Average w/Cap

4.25% 4.25% 4.25%

--

--

--

--

--

2.00%

1-Year Annual Point-to-Point w/Cap

4.00% 4.00% 4.00% 3.25% 3.50% 6.25% 3.25% 6.00% 2.00%

2-Year Point-to-Point w/Cap

--

--

--

7.50%

--

--

--

--

--

3-Year Point-to-Point w/Cap

--

--

-- 13.00% --

--

--

--

--

1-Year Declared Rate on Gain

3.50% 3.50% 3.50%

--

3.25% 5.25% 3.00% 5.00% 1.75%

Barclays Trailblazer Sectors 5 Index

Gold Commodity

2-Year Point-to-Point Spread 2-Year Point-to-Point Par Rate 1-Year Point-to-Point w/Cap

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 125% 120% 120% 100% 120% 145% 120% 145% 5.50% 5.50% 5.50% 4.50%

Crediting Options

For producers only. Not for use with the general public.

ADV 2317 (10-2020) Rev. 11-2020 20-1327

Premium Bonus3

Product Features: Income FIAs

Effective November 8, 2020

Standard Lite

Ages 0-75

(Prosperity Elite Ages 0-70)

Ages 76+

(Prosperity Elite Ages 71+)

Ages 0-75

(Prosperity Elite Ages 0-70)

Ages 76+

(Prosperity Elite Ages 71+)

Annual Roll-Up Rate

Enhancement Package

Prosperity Elite? 7

Protection Package

Enhancement Package

Prosperity Elite? 10

Protection Package

Enhancement Package

Prosperity Elite? 14

Protection Package

Performance

Pro? Accelerator

Plus?

10 Accelerator

Plus?

14 Safe

Income

Plus?

2.00% 1.25%

4.00% 3.00%

3.00% 1.50%

6.00% 3.25%

4.00% 2.25%

7.00% 3.75%

9.00% 5.00%

5.00% 3.25%

6.00% 3.75%

7.00%

2.00% 4.00% 2.00% 5.00%

--

1.25% 3.00% 1.25% 2.50%

--

--

7.00%

3.00%

--

4.00%

2.25%

-- 6.00%

--

2.75%

5.00%

5.00%

--

5.00%

--

5.00%

--

5.00%

+add-on

Performance

Performance

6.00%

rate

factor5

factor5

Income base bonus (All Issue Ages)

Standard

Ages 0-75

Ages 76+

--

18.00%8

--

18.00%8

--

18.00%8

--

Ages 0-75 Lite States

Ages 76+

5.00% 3.25% 3.00% 2.25%

6.00% 3.75%

--

7.00% 6.00%

Rider Fee

--

0.90%4

--

0.90%4

--

0.90%4 1.30%

1.15%

1.15%

1.15%

Roll-Up Rate

Lump Sum Payable Over Time

4.00%5

4.00%6 5.00%7

4.00%5

4.00%6 5.00%7

4.00%5

4.00%6 5.00%7

Income-base bonus

--

18.00%8

--

18.00%8

--

18.00%8

Rider Fee

0.60% 0.60%4 0.60% 0.60%4 0.60% 0.60%4

Guaranteed Minimum Withdrawal Benefit

Rider

Guaranteed Minimum Death

Benefit Rider

For producers only. Not for use with the general public.

ADV 2317 (10-2020) Rev. 11-2020 20-1327

Interest Rates & Product Features: Effective November 8, 2020

FG Retirement Pro?

FG Retirement Pro? is an annuity primarily designed to provide an income stream, one guaranteed for life through its Guaranteed Minimum Withdrawal Benefit (GMWB) feature.

Fixed Rate

Standard

1.00% Benefit Base Only

4.00%

Premium Bonus3

Lite

3.00%

Income Base Bonus (All Issue Ages)

Standard Lite

4.00% 3.00%

Guaranteed Minimum Withdrawal Benefit Rider

Rider Fee

0.00%

Benefit Base Crediting Options

S&P 500

Fixed Interest Rate Minimum Benefit Value Interest Rate

For producers only. Not for use with the general public.

1-year Monthly Point-to-Point Cap 1-year Monthly Average Cap 1-year Annual Point-to-Point Cap

3.35% 18.00% 7.75% 4.00% 3.50%

ADV 2317 (10-2020) Rev. 11-2020 20-1327

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download