U.S. Customer Privacy Notice September ... - Morgan Stanley
U.S. Customer Privacy Notice
FACTS
WHAT DOES MORGAN STANLEY DO WITH YOUR PERSONAL INFORMATION?
September 2018
Why? What?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income account balances and transaction history credit history and assets
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Morgan Stanley chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes-- to offer our products and services to you For joint marketing with other financial companies For our affiliates' everyday business purposes-- information about your transactions and experiences For our affiliates' everyday business purposes-- information about your creditworthiness For our affiliates to market to you
For nonaffiliates to market to you
Does Morgan Stanley share? Yes
Yes Yes Yes
Yes
Yes No
Can you limit this sharing? No
No No No
Yes* Yes* We don't share
To limit our sharing
Call the applicable toll-free number below. Morgan Stanley General Number: 1-800-295-1460 Home Loans Only: 1-800-488-5568
For customers of all products covered by this Notice, other than Home Loans, you can instead talk to your Financial Advisor, Private Wealth Advisor or Client Service Associate
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call toll-free (800)-295-1460, or for Home Loans, call (800)-488-5568
U.S. Customer Privacy Notice
Page 2
Who we are
Who is providing this notice?
What we do
How does Morgan Stanley protect my personal information?
How does Morgan Stanley collect my personal information?
September 2018
Morgan Stanley Smith Barney LLC Morgan Stanley Private Bank, National Association Morgan Stanley Bank, N.A.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have policies governing the proper handling of customer information by personnel and requiring third parties that provide support to adhere to appropriate security standards with respect to such information.
We collect your personal information, for example, when you seek advice about your investments or make deposits or withdrawals from
your account give us your income information or give us your contact information provide account information
Why can't I limit all sharing?
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes--information about your creditworthiness
affiliates from using your information to market to you sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Your choices will apply to everyone on your account.
Definitions
Affiliates
Nonaffiliates Joint marketing
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a Morgan Stanley name and financial
companies such as Morgan Stanley & Co. LLC and Morgan Stanley Investment Management.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Morgan Stanley does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card companies and other
financial services companies.
Other important information
*Please note that if you choose to limit sharing "For our affiliates' everyday business purposes--information about your creditworthiness" OR "For our affiliates to market to you" we will limit sharing for both categories.
Vermont: Except as permitted by law, we will not share personal information we collect about Vermont residents with Nonaffiliates or information about your creditworthiness with Affiliates, unless you provide us with your written consent to share such information. Please send written consent to Morgan Stanley, Client Correspondence Department, PO Box 95002, South Jordan, UT 84095 or vt-privacy-optin@.
California: Except as permitted by law, we will not share personal information we collect about California residents with Nonaffiliates and we will limit sharing such personal information with our Affiliates to comply with California privacy laws that apply to us.
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- response to request for proposals for strategic
- important account information morgan stanley
- the beckwith carver group at morgan stanley
- u s customer privacy notice september morgan stanley
- wealth advisor associate job description
- morgan stanley wealth management associate job
- domres and arbogast join the j k meek morgan stanley
- facts what does morgan stanley do with your
- morgan stanley flyer university of southern maine
- financial advisor associate program
Related searches
- u s department of education reports
- u s department of education website
- u s department of education accreditation
- u s department of treasury
- u s treasury bond calculator
- morgan stanley wealth advisor associate
- morgan stanley financial advisor associate
- morgan stanley financial advisor program
- financial advisor morgan stanley salary
- morgan stanley wealth management associate
- gdpr privacy notice template
- morgan stanley advisor development program