Financial Literacy Short Course Guide



right4914900Financial Literacy Short Course Guide900000Financial Literacy Short Course Guide449577219050WorkReady U 2015-1600WorkReady U 2015-16 Workforce Readiness CurriculumThe Money Smart for Adults instructor-led curriculum consists of eleven training modules that cover basic financial topics. Topics include a description of deposit and credit services offered by financial institutions, choosing and maintaining a checking account, spending plans, the importance of saving, how to obtain and use credit effectively, and the basics of building or repairing credit. Each of the 11 modules is structured in an identical manner and includes: A comprehensive, fully scripted guide for instructors. The guide includes everything necessary to start teaching the program, including easy to follow cues, script, and interactive class exercises.right5080Overhead slides in PowerPoint and PDF format. A take-home guide for participants that includes tools and information that participants can use independently after completing a module. Money Smart may be taught to students in a classroom or small group setting. It may also be used in a more personalized setting, such as by counselors working with individual clients. Educators can also integrate portions of Money Smart into other educational resources. An instructor can teach all eleven modules sequentially or one or more individual module(s) on a stand-alone basis depending on audience needs. Instructors are strongly encouraged to assess the educational needs of their audience and present the module(s) or section(s) of a module that address those needs. If taught in their entirety, each module takes between 1-2 hours of classroom time to teach. A layering matrix table appears in the instructor guide for each module to provide a break-down of topics, subtopics, target audience, and activities for the module.The instructor-led version of Money Smart is available in English, Chinese, Haitian Creole, Hindi, Hmong, Korean, Russian, Spanish, and Vietnamese. A version for the visually impaired is also available.The FDIC provides the Money Smart curriculum to interested parties free of charge. A limited number of copies are available to each party; however, the materials are easily reproduced and have no copyright restrictions.The 11 Money Smart Training ModulesBank on Itan introduction to bank servicesBorrowing Basicsan introduction to creditCheck It Outhow to choose and keep a checking accountMoney Mattershow to keep track of your moneyPay Yourself Firstwhy you should save, save, saveFinancial Recoveryhow to recover financially and rebuild your credit after a financial-setback Keep It Safeyour rights as a consumerTo Your Credithow your credit history will affect your credit futureCharge It Righthow to make a credit card work for youLoan To Ownknow what you're borrowing before you buyYour Own Homewhat home ownership is all aboutAdditional MaterialsMoney Smart for Older Adults (MSOA) MSOA is an instructor-led training developed jointly by FDIC and CFPB.? The module provides awareness among older adults and their caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.FDIC and CFPB invite stakeholders to order and begin teaching what elder financial exploitation is and why older adults are at risk. MSOA is a tool for bank-community partnerships. ?For example, bank staff could deliver this information in collaboration with providers of senior services or adult protective services.There are seven segments covering the following topics:Common Types of Elder Financial ExploitationScams Targeting VeteransIdentity TheftMedical Identity TheftScams that Target HomeownersPlanning for Unexpected Life EventsHow to Be Financially Prepared for DisastersIn addition to the English language version, the participant/resource guide and PowerPoint slides are available in Spanish.The instructor-led curriculum is available as a download. Both the English language and Spanish language files are available through this link. Once you click this link, you can complete the download process in Spanish by selecting Spanish in the drop-down box in the upper-right corner. Print copies of Money Smart for Older Adults may be ordered from the Consumer Finance Protection Bureau.Money Smart for Young PeopleThe FDIC’s new Money Smart for Young People series features four free age-appropriate curriculums that are designed to promote financial understanding in young people. ?Money Smart for Young People curriculums are available for: Grades Pre-K-2, Grades 3-5, Grades 6-8, and Grades 9-12. The innovative standards-aligned curriculums can be incorporated into subjects such as English language arts, Mathematics and Social Studies.? Special features of each curriculum are:Multiple lessons that can be taught alone or in combination,Ideas for grade-level modification,Real-life exercises and examples, andSuggestions for optional books or online games/tools that can reinforce student understanding.They are available for immediate download.Additional Resources for Educators:The Teacher Online Resource Center offers teachers videos and other resources from the FDIC and CFPB to help teach children from pre-K through age 20 about money or other financial topics.Older Money Smart Products for YouthThe FDIC’s Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. ?Each of the eight instructor-led modules includes a fully scripted instructor guide, participant guide, and overhead slides. The materials are fully scripted so someone can pick up the guides and begin teaching without having previous teaching experience or extensive subject matter expertise. ?The curriculum is distributed on CD: Order the CD. Money Smart for Elementary School Students introduces key personal finance concepts to children ages 5-8. This resource includes age-appropriate activities designed to teach children about "paying yourself first," "wants versus needs," and other important lessons. Money Smart for Elementary School Students offers a manual for use by anyone leading a discussion with a group of youngsters and a coloring/activity book for the students. This resource was created to meet the needs of bankers and their community partners and is for use in the classroom or at home. The Instructor Guide (1MB) and Student Activity Book (5MB) are available for immediate download. The downloadable is a compressed file that consists of the resource in PDF and Word format.? AssessmentsMind Tools: Essential Skills for an Excellent CareerOn this site, students can learn the leadership, management and personal effectiveness skills needed for a happy, successful career. Several short self-assessments are available.Apprentice Search: Recruitment, Resources, ResultsEmployers say that they look for some basic employability skills and attitudes when hiring employees. Students can take the self-assessment to rate themselves on employability skills. Getting to Know What an Employer WantsEmployers want to know that an employee will look and act professional on the job, that he can be counted on to show up and do his work, that he will get along well with coworkers, and that he can immediately make a positive contribution to the organization. Instructors can lead students through pre and post coursework questions for assessment.ResourcesMoney Smart Implementation Resources Smart Train the Trainer Videos Livebinder Fitness QuizWant to improve your personal finances? Start by taking this quiz to get an idea of how well you've managed your money so far. Financial Literacy QuizFurthering your financial literacy begins right here, with a site dedicated to providing you with the critical information you need to keep you informed and to remain a responsible consumer.Assess Your Financial SituationStart your journey with a self-assessment designed to motivate you. Completing this simple quiz can help you assess your current financial situation.Sample Schedule AJuly (Saturday 8:00AM -12:00PM)SundayMondayTuesdayWednesdayThursdayFridaySaturday1234567891011Intro & AssessBreakClasses 1 & 212131415161718Classes 3 & 4Break Class 5 19202122232425Classes 6 & 7Break Class 9 2627282930311Classes 10 & 11BreakPost & ConferenceAction Steps:Staffing & LocationDo I need to shift class schedules around?Is the schedule very light on Fridays or in the afternoon classes?Is it best to use a location already in place or partner with another agency or community building?Can room be built in for a guest speaker from the bank or an activity involving setting up a checking/savings account?Advertising & PromotionWill this be an add-on course for existing students?Where can I promote this to new students? How?Coursework & Assessment What’s the most logical way to arrange the instructional material?What supplementary materials do I need?Which assessment will best fit my targeted population?Orientation & Follow-upHow can I design my orientation in a way that affects retention?How can I best present other offerings at our agency at course end?Things to keep in mind:Option 1:Keep this schedule and label students as project learnersThey will receive 12 hours but not populate to Table 4, but to Table 12Students will count as served with 1+ hours and help in meeting our WRU 2020 goalsProgram will be exploring the community education piece of the new WRU 2020 menu of servicesOption 2:Expand the number of hours or class nights to get 40 hours Add either: a Friday class; another hour; another month or two (add content to make it a 3 month short course) Use NRS-approved math test Students will populate to Table 4Sample Schedule BJuly (Tues/Thurs 5:30PM-7:30PM)SundayMondayTuesdayWednesdayThursdayFridaySaturday1234567Intro & Assess; Class 189Classes 2 & 31011121314Classes 4 & 51516Classes 6 1718192021Classes 7 & 82223Classes 9 & 102425262728Class 11; Post & Conference2930 31Action Steps:Staffing & LocationDo I need to shift class schedules around?Is the schedule very light on Fridays or in the afternoon classes?Is it best to use a location already in place or partner with another agency or community building?Can room be built in for a guest speaker from the bank or an activity involving setting up a checking/savings account?Advertising & PromotionWill this be an add-on course for existing students?Where can I promote this to new students? How?Coursework & Assessment What’s the most logical way to arrange the instructional material?What supplementary materials do I need?Which assessment will best fit my targeted population?Orientation & Follow-upHow can I design my orientation in a way that affects retention?How can I best present other offerings at our agency at course end?Things to keep in mind:Option 1:Keep this schedule and label students as project learnersThey will receive 12 hours but not populate to Table 4, but to Table 12Students will count as served with 1+ hours and help in meeting our WRU 2020 goalsProgram will be exploring the community education piece of the new WRU 2020 menu of servicesOption 2:Expand the number of hours or class nights to get 40 hours Add either: a Wednesday night; another hour; another month or two (add content to make it a 3 month short course) Use NRS-approved math test Students will populate to Table 4 ................
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