Movie DAy• moNDAy, AuguST 6, 2018 BENEFITS

A v a i l ab l e

State-of-the-Art Technology Coming to New Branches

Dort Federal branches opening in Clio, Owosso and Swartz Creek will feature video tellers.

Interactive Teller Machines (ITMs) are fast emerging as the financial industry transforms. The new technology will allow members to perform simple cash transactions or engage in deeper, more personalized banking activities with "live" interactive tellers. Members will be able to perform a number of different transactions, including:

Cash Withdrawals

Check Deposits

Loan Payments

Account Transfers

Order Replacement Cards

Home Equity Payments and Withdrawals

.....and many more.

Members will simply touch the "live teller" button to get started and connected to a Dort Federal team member. This capability allows the members to communicate in real time, with a teller guiding the member through the transaction. By offering this technology, we are creating a personalized interaction that is very secure, extremely convenient and functional. Dort Federal is excited to bring this state-of-theart new member experience to these locations.

In Person

2845 Davison Road East of Dort Hwy.

5091 W. Pierson Road West of Linden Road

1091 W. Hill Road West of Fenton Road

1441 S. State Road South of I-69

9050 Holly Road East of I-75

14265 Fenton Road North of S. Long Lake Road

1724 DeMille Road West of Main Street Lapeer

Coming Soon

4131 Morrish Road Swartz Creek

11411 N. Linden Road Clio

1006 E. Main Street Owosso

Mortgage Offices

Lapeer Mortgage Office 700 S. Main Street, Suite 102B Lapeer MI 48446 810.244.3910

Flint Mortgage Office 5405 Gateway Center, Suite C Flint, MI 48507 810.244.2595

Business Services

business@

Telephone

810.767.8390 800.521.3796 Dort By Phone 810.600.4093 866.388.7336 Lost/Stolen VISA 800.543.5073

Internet

feedback@

Mail

P.O. Box 1635 Flint, MI 48501-1635



sharedinterest

20 18 M A Y

Mark Your Calendar! Save the Date!

MEMBEaRppreciation

Movie Day?Monday, August 6, 2018

New for 2018 ? at the Dort Federal Credit Union Event Center

Memorial Day

Closing

Dort Federal offices will be closed on

Monday, May 28, 2018

Remember, the Dort Federal mobile app, , and Dort By Phone are available to make transfers, check balances or process a loan payment. Plus, your Dort One Card provides quick access to cash at nearly 30,000 surcharge-free ATMs, just look for the CO-OP Network logo.

BENEFITS

FREE Parking Blue Line Club Access Every Game Day 15% Merchandise Discount PRIVATE Mixer with the Players "Bring a Friend" Anytime Vouchers Included Half Off "Hot Wing's Kids Club" if you have children

or grandchildren under the age of 12 Pre-Season Exclusive "Skate with the Players" Event

at Iceland Arena Free Blue & White Game Ticket at Iceland Arena Free Pre-Season Game Ticket at Iceland Arena Free Red Wing Alumni Game Ticket at Dort Federal

Event Center Free Ticket to all (4) Firebirds' games in

Saginaw at Dow Event Center No Box Office Lines Exclusive Season Ticket Holder Entrance Discounted Tickets for EVERY game Exclusive Parking Lot for VIP Season Ticket Holders Generous Any Game Redemption Policy

for Unused Tickets First Right to Renew Your Seat for Next Season First Right on Playoff Seating Pre-sale Opportunities and Discounts on Select

Concerts and Shows at the Dort Federal Event Center Special Discount Card Valid at ALL Participating

Sponsor Locations Professional NHL Style Season Ticket Holder Booklet

(Deadline for all booklets are June 30, 2018.) Same seat for EVERY game

{Dort Federal}

Comimn theunity

A pril 1-30 Genesee County's Paint Our Town Blue A pril 6 East Central Association of Realtors Meeting

& Training Conference A pril 7-8 Home and Garden Show at the Dort Federal

Credit Union Event Center A pril 13 Blood Drive for Michigan Blood A pril 20 Paint Our Town Blue wear Blue Day April 28 Whaley's Children Center Tux and Tennies Gala

Upcoming Community Events

May 5 Great Strides Walk for Cystic Fibrosis in Davison May 18 Financial Reality Fair at Mt. Morris High School M ay 18 Bowlathon for Hurley Children's Hospital M ay 21 Fenton Chamber of Commerce Golf Scramble M ay 26 The Freedom 4 Veterans Run in Clio M ay 31 Swartz Creek Days Kickoff J une 2 Swartz Creek Days Parade J une 8 Teal Track & Trail Run/Walk in Grand Blanc

for Ovarian Cancer

2018-19 Board of Directors

We recognize and thank our dedicated Dort Federal Credit Union Board of Directors for their tireless volunteer service throughout the years. Their guidance, governance and support has ensured that we always make our members best interests a top priority.

DOUGLAS KIDD

Chairman of the Board

Harry Awdish

First Vice Chair

Wayne Natzke

Second Vice Chair

Bruce Allan

Treasurer

Dana Stoddard

Secretary

Diane Piercy

Director

Supervisory Committee

Diane Piercy Chairperson

Jeff Sells Associate Director

Roxana Rose Johnson-DePalma

Volunteer

Adam Chapman Volunteer

Beverly Kittle

Director

Jeff Sells

Associate Director

COMMUNITY INVOLVEMENT COMMITTEE

Beverly Kittle Chairperson

Bruce Allan Director

Amy Lamson Volunteer

Jeff Sells Associate Director

Supervisory Report

The Member's Committee

Dort Federal Credit Unions Supervisory Committee's mission and purpose is to protect the financial welfare of its members by overseeing the organization's financial activities. The Committee provides independent advice, assistance, and recommendations to the Board of Directors in the oversight of credit union operations and supports the Board of Directors.

In 2017 the Supervisory Committee retained Plante & Moran, PLLC to perform the credit union's 2017 annual audit. Dort Federal Credit Union continues to be well-managed and is in strong financial condition. Our credit union is operating in accordance with the regulations established by the National Credit Union Administration (NCUA) as well as the professional standards prescribed by our Board of Directors.

As the Chairperson of Supervisory Committee, I am pleased to report that the credit union ended 2017 in a very strong position and enters 2018 in an excellent position to serve the needs of its members. We invite you to share questions or concerns regarding regulatory compliance or credit union policy. Thank you for your trust in our supervision. We are committed to maintaining your confidence in Dort Federal Credit Union.

Supervisory Committee PO Box 1194 Grand Blanc, MI 48480

BIG EVENT Hosting a this Summer? Dort Federal Credit Union's

SpLeocaianl! $1,oooLoan

New Mobile Card Management Tool

We are excited to announce the roll out of a new service that provides credit and debit card management in our mobile apps.

Known as Mobile Card Management the service gives you a way to manage your credit and debit cards with your smartphone or tablet.

You are now able to control when your cards can be used by turning them on and off, ultimately reducing the number of fraudulent transactions on your account over time. Also with this feature you can report your card lost or stolen with the tap of a button. We are always listening to our members and know that this integration is a key component to providing the exceptional banking experience members are looking for with Dort Federal Credit Union.

No Credit Check ? 12-Month Payback

Loan subject to having a minimum direct deposit equaling $1,500 or more per month into your Dort Federal Credit Union account for the past three months.

Loan is based on 17.9% annual percentage rate and a 12-month term with

payments of $95.00 per month. Maximum of two outstanding special loans per member with a maximum combined balance of $1,700. A minimum period of four months is required between special loan originations. If you have more than one "Special" loan outstanding, proceeds from this new loan will be used to pay off one of the existing loans. Approval is based on no anticipated changes to financial status for the next 12 months. Members currently in bankruptcy are not eligible. Other restrictions may apply. See a Dort Federal Member Service Representative for details. Rates, terms and conditions may vary and are subject to change at any time without notice.

You are now able to control when your cards can be used by turning them on and off, ultimately reducing the number of fraudulent transactions on your account.

Let the Equity You've Built into Your Home Work Harder for You!

Our HELOC loans help you make your dreams into reality. Some of the features and benefits include:

15 year draw period

Credit available when you need it Minimum loan amount is $5,000

Variable rates based on Prime plus a margin (margin

identified at time of application,

is defined as the number of

percentage points the lender adds to the index rate to determine the

1.99%

annual percentage rate to be charged)

Competitive rates

Intro APR for First 12 Months!*

*Current APRs range from

4%-13.75%

EQUAL HOUSING OPPORTUNITY

Apply through May 31, 2018

*Introductory Annual Percentage Rate (APR) of 1.99% begins on date of closing and is effective for 12 months. After the 12 month period, the variable rate APR as disclosed in your Home Equity Line of Credit Account Credit Agreement and Disclosure Statement will apply. Current APRs range from 4.00% to 13.75%. Maximum APR that may apply is 18.00%. Minimum loan amount of $5,000. Closing costs typically include appraisal, title insurance, recording fee and range from $350 to $1,200. These costs are initially waived by the credit union. Repayment of waived costs will be required if the HELOC is closed and cancelled within 24 months of origination. Property insurance required. Monthly payments based on a 20 year amortization with a minimum monthly payment of $50.00. Programs, rates, terms and conditions are subject to change without notice. Introductory APR offered on new Dort Federal HELOCs. Members who currently have a Home Equity Line of Credit through Dort Federal are not eligible. Offer valid on owner occupied property only where collateral loan to value is 80% or less and excludes all loans already financed at the credit union. Proof of income required, subject to normal underwriting guidelines. Other restrictions may apply. Introductory APR offer good March 1, 2018 through May 31, 2018. **Consult your tax advisor about potential tax benefits.

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download