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[Pages:26]State of the Automotive Finance Market

A look at loans and leases in Q1 2016

Presented by: Melinda Zabritski | Sr. Director, Financial Solutions

w w w. e x p e r i a n . c o m / a u t o m o t i v e

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Session overview

Market Overview Outstanding balances Total risk distributions Delinquency

Category Prime + Nonprime Subprime

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

Originations New and Used financing Lender and transaction types Loan & lease characteristics

Score Ranges 661 ? 850 601 ? 660 300 ? 600

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Overall Automotive Finance Market

A look balances and delinquencies on all open automotive loans & leases

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

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A look at all open automotive balances

(loans and leases regardless of origination period)

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

Source: Experian-Oliver Wyman Market Intelligence Reports 4

Open automotive loans and leases by risk segment

(loans and leases regardless of origination period with score based on the quarter shown)

Prime

Nonprime

Subprime

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

Source: Experian-Oliver Wyman Market Intelligence Reports 5

30 day delinquency on all open automotive loans and leases

(loans and leases regardless of origination period)

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

Source: Experian-Oliver Wyman Market Intelligence Reports 6

30-day delinquency balances by state

(loans and leases regardless of origination period)

1.36%

HI = 1.70%

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

Source: Experian-Oliver Wyman Market Intelligence Reports 7

60 day delinquency on all open automotive loans and leases

(loans and leases regardless of origination period)

? 2016 Experian Information Solutions, Inc. All rights reserved. Experian Public.

Source: Experian-Oliver Wyman Market Intelligence Reports 8

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