FIRST BANK MORTGAGE TERMS & CONDITIONS

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FIRST BANK MORTGAGE TERMS & CONDITIONS

Terms of Use

The materials on this website are intended for informational purposes only. The website content is not comprehensive on the subject matter nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Use of this site constitutes agreement to terms, conditions and notices. The information and materials contained in this website are subject to change without notice. Additional disclaimers may appear throughout the site.

Materials on this site are for personal use only. It is unlawful to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame in another website, use on any other website, transfer or sell any information from this website. Information on this website may contain technical inaccuracies, typographical errors, or information that may become outdated. Changes and/or improvements may be made to the website, data, or servers at any time.

First Bank employees, unless individually licensed and specifically denoted in their credentials, are not qualified to, and are prohibited from representing themselves as accountants, attorneys, certified financial planners, estate planners, investment specialists or tax experts, and will not advise you in those matters. Prior to making any financial decision, contact a professional tax and/or legal advisor.

Equal Housing Lender

First Bank is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), handicap, or familial status, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Licensing

First Bank is a licensed mortgage lender is the State of Mississippi, NMLS# 421801. For the NMLS consumer access page:



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FIRST BANK MORTGAGE TERMS & CONDITIONS (cont.)

Third Party Links Third Party Links This site may contain links to other websites ("linked sites" or "third-party sites"). The linked sites are not under the control of First Bank and/or First Bank Mortgage, and therefore First Bank and/or First Bank Mortgage is not responsible for the contents of any linked site, including any link contained in a linked site, or any changes or updates to a linked site. First Bank and/or First Bank Mortgage provides third-party links only as a convenience.

Loan Commitment Use of this website does not constitute a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, su cient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions.

Taxes, Insurance and Fees All mortgage loans are subject to taxes and insurance premiums. In addition, First Bank Mortgage may charge origination fees, closing costs, and other fees due at loan closing, which may a ect the amount of your monthly payment. Your mortgage lender should provide you with a breakdown of costs and fees associated with your payment.

Customer Satisfaction We are committed to providing you the best mortgage services in the business. If you are not satisfied, we want to know. Please contact us at First Bank Mortgage or call Sharon Rice at (601) 726-3346 or (800) 678-5648.

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