Background - Department of the Prime Minister and Cabinet
Regulation Impact Statement: First Home Loan Deposit Scheme. Background. On 12 May 2019, the Government announced it would implement the First Home Loan Deposit Scheme (the Scheme), which will provide a limited guarantee to allow first home buyers (FHBs) to purchase a home with a minimum deposit of 5 per cent of the property purchase price without needing lenders mortgage insurance (LMI). ................
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