Your Neighborhood Bank Your Complete Bank May we help …

[Pages:2]Your Neighborhood Bank

We're proud to serve the community!

Harbor Springs Main Office 200 E. Main St. Harbor Springs, MI 49740 Mon.-Fri. 9-5 231-526-2114

Lake Street Drive-up Office 115 E. Lake St. Harbor Springs, MI 49740 Mon.-Thurs. 9-5:30 Fri. 9-6 Sat. 9-12 231-526-2747

Pleasantview Drive-up Office 8201 Pleasantview Rd. Harbor Springs, MI 49740 Mon.-Thurs. 9-5:30 Fri. 9-6 Sat. 9-12 231-347-5521

Cheboygan Main Office 201 N. Main St. Cheboygan, MI 49721 Lobby Mon.-Fri. 9-5 Drive-up Mon.-Thurs. 9-5:30 Fri. 9-6 Sat. 9-12 231-627-7700

Petoskey Main Office 330 E. Mitchell St. Petoskey, MI 49770 Mon.-Fri. 9-5 231-348-1800

Division Road Drive-up Office 2201 E. Mitchell St. Petoskey, MI 49770 Mon.-Thurs. 9-5:30 Fri. 9-6 231-348-1844

Spring Street Drive-up Office 930 Spring St. Petoskey, MI 49770 Mon.-Thurs. 9-5:30 Fri. 9-6 Sat. 9-12 231-347-2082

Traverse City Main Office 200 E. Front St. Traverse City, MI 49684 Mon.-Fri. 9-5 231-946-2400

Grand Rapids Main Office 60 Monroe Center NW Grand Rapids, MI 49503 Mon.-Fri. 9-5 616-454-8447

Call us: 866-526-2114 Visit us online at:

ATM available

Member

FDIC

Your Complete Bank

May we help you with any of these additional services today?

? Mobile Banking ? E-Statements ? Online Banking ? Online Bill Pay ? Savings Accounts ? Mortgage Loans ? Consumer Loans ? Business Loans ? Certificates of Deposit ? Retirement Plans ? Investment Services ? Free Personal Checking Account ? Remote Deposit Capture

Business Banking

Product Requirements

Balance Requirements

Avg Collected Balance

Business 150 Checking

150 Free Monthly Items

$0

Monthly

Service Fee

$0

Waived if balance requirement met

Per Item Monthly Fee

45? Per Item Over 150

Interest

No

Business Savings

Product Requirements

Business

Balance Requirements

Avg Collected Balance

$500

Quarterly

Service Fee

$12

Waived if balance requirement met

Interest

Yes

Business 500 Checking

500 Free Monthly Items

$15,000

Community Money Checking

Municipalities and Non Profits are Eligible

$5,000

Business Money Market

Transaction Restrictions Apply

$5,000

Free Non Profit Checking

Non Profit Companies are Eligible

N/A

Non Profit Interest Checking

Non Profit Companies are Eligible

$1,000

$30

45? Per Item Over 500 No

$25

$35

$0

$0

$0

$0

Yes - Tiered

Yes - Tiered

No

$20 $0 Yes - Tiered

Every New Business Checking Account Includes

? FREE Debit Card at account opening ? FREE Internet Banking and Bill Pay ? FREE Telephone Banking

? FREE return of check images for easy record keeping

? FREE easy-to-balance monthly statement ? Merchant Services



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