TDHCA My FIRST Texas Home / My CHOICE Texas Home / Texas …

TDHCA My FIRST Texas Home / My CHOICE Texas Home / Texas Mortgage Credit Certificate Program (MCC) Combined Income and Purchase Price Limits Table

(Including Income Limit Adjustments for High Housing Cost Areas)

My FIRST Texas Home and Texas MCC considers the income of all person(s) who will sign the Deed of Trust (including Non-Purchasing Spouse). My CHOICE Texas Home considers the standard lender income calculation (1003/credit qualifying income).

See Rate Notice and Available Options for current rates and eligibility requirements -

Effective September 5, 2019

Area of State

Counties in Area

NON-TARGETED AREAS

Govt Loan Only

Conventional Only

100% AMFI 1 or 2

Persons

115% AMFI 3 or more Persons

My Choice only FNMA 80% AMI Limit (any family size)

1-UNIT** Non-Targeted Area Purchase Price Limit

* TARGETED AREAS

Govt Loan Only

120% AMFI 1 or 2

Persons

140% AMFI 3 or more Persons

I UNIT ** Targeted Area Purchase Price Limit

Balance of State

All other counties not mentioned below

$71,200

$81,880

See FNMA Balance of State Counties on following page

$283,348

$85,440

$99,680

$346,315

* Property must be located in a qualified targeted census tract to use the Targeted Area Limits.

Amarillo, HMFA Andrews County Austin County, HMFA

Austin-Round Rock, MSA

Blanco County Borden County Brazoria County, HMFA Cooke County Crane County

Dallas, HMFA

Fort Worth - Arlington, HMFA Gillespie County Glasscock County Hartley County Hemphill County Hood County, HMFA

Houston-The Woodlands-Sugar Land, HMFA

Jackson County Kendall County, HMFA King County Lipscomb County Loving County Martin County, HMFA Medina County, HMFA Midland, HMFA Odessa MSA Oldham County, HMFA Pecos County Reagan County Roberts County

San Antonio-New Braunfels, MSA

Schleicher County Somervell County, HMFA Wise County, HMFA

Armstrong, Carson, Potter, Randall

$71,600

$82,340

$57,200

$283,348

$85,920

$100,240

$346,315

Andrews

$83,500

$96,025

$68,640

$283,348

No Targeted Census Tracts in County

Austin Bastrop, Caldwell, Hays*, Travis*

& Williamson Blanco

$75,800 $94,600 $72,900

$87,170 $108,790 $83,835

$61,680 $76,720 $58,320

$298,085 $350,871 $283,348

No Targeted Census Tracts in County

$113,520

$132,440

$428,842

No Targeted Census Tracts in County

Borden

$81,900

$94,185

$72,080

$283,348

No Targeted Census Tracts in County

Brazoria

$94,200

$108,330

$61,680

$298,085

No Targeted Census Tracts in County

Cooke

$71,400

$82,110

$58,720

$283,348

No Targeted Census Tracts in County

Crane

$79,900

$91,885

$63,920

$283,348

No Targeted Census Tracts in County

Collin*, Dallas*, Denton*, Ellis*, Hunt*, Kaufman* & Rockwall

Johnson*, Parker & Tarrant*

$83,609 $85,029

$96,151 $97,784

$64,240 $64,240

$356,046 $356,046

$99,720 $91,200

$116,340 $106,400

$435,167 $435,167

Gillespie

$73,100

$84,065

$58,480

$291,874

No Targeted Census Tracts in County

Glasscock

$95,800

$110,170

$82,000

$283,348

No Targeted Census Tracts in County

Hartley

$74,900

$86,135

$59,920

$283,348

No Targeted Census Tracts in County

Hemphill

$73,600

$84,640

$58,880

$283,348

No Targeted Census Tracts in County

Hood Chambers, Fort Bend*, Galveston, Harris*, Liberty,

Montgomery* & Waller Jackson

$85,669 $76,300 $73,300

$98,520 $87,745 $84,295

$64,240 $61,680 $58,640

$356,046 $298,085 $283,348

No Targeted Census Tracts in County

$91,560

$106,820

$364,326

No Targeted Census Tracts in County

Kendall

$93,700

$107,755

$56,800

$323,960

No Targeted Census Tracts in County

King

$82,000

$94,300

$67,600

$283,348

No Targeted Census Tracts in County

Lipscomb

$75,400

$86,710

$59,360

$283,348

No Targeted Census Tracts in County

Loving

$81,700

$93,955

$65,360

$283,348

No Targeted Census Tracts in County

Martin

$71,200

$81,880

$63,280

$286,699

No Targeted Census Tracts in County

Medina

$76,757

$88,270

$56,800

$323,960

No Targeted Census Tracts in County

Midland*

$86,000

$98,900

$63,280

$286,699

$103,200

$120,400

$350,410

Ector*

$73,900

$84,985

$59,120

$283,348

$88,680

$103,460

$346,315

Oldham

$71,200

$81,880

$57,200

$283,348

No Targeted Census Tracts in County

Pecos

$73,100

$84,065

$58,560

$283,348

No Targeted Census Tracts in County

Reagan

$76,800

$88,320

$61,440

$283,348

No Targeted Census Tracts in County

Roberts

$91,100

$104,765

$72,880

$283,348

No Targeted Census Tracts in County

Atascosa*, Bandera, Bexar*, Comal, Guadalupe* & Wilson Schleicher

$76,957 $74,200

$88,500 $85,330

$56,800 $59,360

$323,960 $283,348

$85,440

$99,680

$395,951

No Targeted Census Tracts in County

Somervell

$85,440

$98,888

$64,240

$356,046

No Targeted Census Tracts in County

Wise

$82,560

$96,320

$64,240

$356,046

No Targeted Census Tracts in County

"AMFI" - Area Median Family Income; "MSA" - Metropolitan Statistical Area; "HMFA" - HUD Metro FMR Area

Down Payment Assistance Available to ALL Income Categories - *Targeted Areas are areas of severe economic distress. Fannie Mae Limits for counties not shown above - See Page 2

** 2 UNIT Purchase Price Limits can be found at: For additional information please visit our website at

Page 1 of 2

Counties in TDHCA Balance of State

ANDERSON COUNTY ANGELINA COUNTY ARANSAS COUNTY ARCHER COUNTY BAILEY COUNTY BAYLOR COUNTY BEE COUNTY BELL COUNTY BOSQUE COUNTY BOWIE COUNTY BRAZOS COUNTY BREWSTER COUNTY BRISCOE COUNTY BROOKS COUNTY BROWN COUNTY BURLESON COUNTY BURNET COUNTY CALHOUN COUNTY CALLAHAN COUNTY CAMERON COUNTY CAMP COUNTY CASS COUNTY CASTRO COUNTY CHEROKEE COUNTY CHILDRESS COUNTY CLAY COUNTY COCHRAN COUNTY COKE COUNTY COLEMAN COUNTY COLLINGSWORTH COUNTY COLORADO COUNTY COMANCHE COUNTY CONCHO COUNTY CORYELL COUNTY COTTLE COUNTY CROCKETT COUNTY CROSBY COUNTY CULBERSON COUNTY DALLAM COUNTY DAWSON COUNTY DEAF SMITH COUNTY DELTA COUNTY DEWITT COUNTY DICKENS COUNTY

My CHOICE Texas Home

FNMA 80% AMI Limit

$ 46,960 $ 46,960 $ 52,960 $ 47,680 $ 46,960 $ 49,280 $ 46,960 $ 51,440 $ 46,960 $ 45,760 $ 54,800 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 54,800 $ 53,440 $ 54,480 $ 50,320 $ 35,200 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 48,080 $ 47,680 $ 46,960 $ 51,200 $ 46,960 $ 46,960 $ 48,320 $ 46,960 $ 49,200 $ 51,440 $ 46,960 $ 53,040 $ 49,520 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 55,040 $ 46,960

Combined Income and Purchase Price Limits Table

Effective September 5, 2019 - Conventional Loan Only

Page 2 - Remaining FNMA County Limits (not shown on Page 1)

Counties in TDHCA Balance of State

DIMMIT COUNTY DONLEY COUNTY DUVAL COUNTY EASTLAND COUNTY EDWARDS COUNTY EL PASO COUNTY ERATH COUNTY FALLS COUNTY FANNIN COUNTY FAYETTE COUNTY FISHER COUNTY FLOYD COUNTY FOARD COUNTY FRANKLIN COUNTY FREESTONE COUNTY FRIO COUNTY GAINES COUNTY GARZA COUNTY GOLIAD COUNTY GONZALES COUNTY GRAY COUNTY GRAYSON COUNTY GREGG COUNTY GRIMES COUNTY HALE COUNTY HALL COUNTY HAMILTON COUNTY HANSFORD COUNTY HARDEMAN COUNTY HARDIN COUNTY HARRISON COUNTY HASKELL COUNTY HENDERSON COUNTY HIDALGO COUNTY HILL COUNTY HOCKLEY COUNTY HOPKINS COUNTY HOUSTON COUNTY HOWARD COUNTY HUDSPETH COUNTY HUTCHINSON COUNTY IRION COUNTY JACK COUNTY JASPER COUNTY

FNMA 80% AMI Limit

$ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 50,560 $ 40,160 $ 46,960 $ 51,200 $ 47,680 $ 55,040 $ 46,960 $ 46,960 $ 46,960 $ 50,400 $ 46,960 $ 46,960 $ 52,960 $ 46,960 $ 54,480 $ 47,680 $ 48,480 $ 54,000 $ 46,000 $ 49,600 $ 46,960 $ 46,960 $ 48,480 $ 46,960 $ 46,960 $ 51,840 $ 44,240 $ 46,960 $ 46,960 $ 33,520 $ 46,960 $ 51,600 $ 46,960 $ 46,960 $ 53,840 $ 40,160 $ 50,640 $ 51,920 $ 51,600 $ 51,440

Counties in TDHCA Balance of State

JEFF DAVIS COUNTY JEFFERSON COUNTY JIM HOGG COUNTY JIM WELLS COUNTY JONES COUNTY KARNES COUNTY KENEDY COUNTY KENT COUNTY KERR COUNTY KIMBLE COUNTY KINNEY COUNTY KLEBERG COUNTY KNOX COUNTY LA SALLE COUNTY LAMAR COUNTY LAMB COUNTY LAMPASAS COUNTY LAVACA COUNTY LEE COUNTY LEON COUNTY LIMESTONE COUNTY LIVE OAK COUNTY LLANO COUNTY LUBBOCK COUNTY LYNN COUNTY MADISON COUNTY MARION COUNTY MASON COUNTY MATAGORDA COUNTY MAVERICK COUNTY MCCULLOCH COUNTY MCLENNAN COUNTY MCMULLEN COUNTY MENARD COUNTY MILAM COUNTY MILLS COUNTY MITCHELL COUNTY MONTAGUE COUNTY MOORE COUNTY MORRIS COUNTY MOTLEY COUNTY NACOGDOCHES COUNTY NAVARRO COUNTY NEWTON COUNTY

FNMA 80% AMI Limit

$ 54,800 $ 51,840 $ 46,960 $ 46,960 $ 50,320 $ 49,600 $ 46,960 $ 54,160 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 51,440 $ 48,000 $ 56,480 $ 50,320 $ 46,960 $ 47,280 $ 50,080 $ 49,520 $ 49,520 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 51,200 $ 50,880 $ 46,960 $ 48,160 $ 47,760 $ 53,120 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 46,960 $ 51,840

Counties in TDHCA Balance of State

NOLAN COUNTY NUECES COUNTY OCHILTREE COUNTY ORANGE COUNTY PALO PINTO COUNTY PANOLA COUNTY PARMER COUNTY POLK COUNTY PRESIDIO COUNTY RAINS COUNTY REAL COUNTY RED RIVER COUNTY REEVES COUNTY REFUGIO COUNTY ROBERTSON COUNTY RUNNELS COUNTY RUSK COUNTY SABINE COUNTY SAN AUGUSTINE COUNTY SAN JACINTO COUNTY SAN PATRICIO COUNTY SAN SABA COUNTY SCURRY COUNTY SHACKELFORD COUNTY SHELBY COUNTY SHERMAN COUNTY SMITH COUNTY STARR COUNTY STEPHENS COUNTY STERLING COUNTY STONEWALL COUNTY SUTTON COUNTY SWISHER COUNTY TAYLOR COUNTY TERRELL COUNTY TERRY COUNTY THROCKMORTON COUNTY TITUS COUNTY TOM GREEN COUNTY TRINITY COUNTY TYLER COUNTY UPSHUR COUNTY UPTON COUNTY UVALDE COUNTY

FNMA 80% AMI Limit

$ 46,960 $ 52,960 $ 49,520 $ 51,840 $ 46,960 $ 51,440 $ 46,960 $ 46,960 $ 46,960 $ 50,720 $ 46,960 $ 46,960 $ 48,640 $ 48,480 $ 54,800 $ 46,960 $ 46,000 $ 46,960 $ 46,960 $ 47,840 $ 52,960 $ 46,960 $ 56,800 $ 49,280 $ 46,960 $ 52,960 $ 56,720 $ 46,960 $ 46,960 $ 53,600 $ 55,360 $ 49,600 $ 46,960 $ 50,320 $ 46,960 $ 46,960 $ 50,720 $ 46,960 $ 51,920 $ 46,960 $ 50,640 $ 46,000 $ 56,480 $ 46,960

Counties in TDHCA Balance of State

VAL VERDE COUNTY VAN ZANDT COUNTY VICTORIA COUNTY WALKER COUNTY WARD COUNTY WASHINGTON COUNTY WEBB COUNTY WHARTON COUNTY WHEELER COUNTY WICHITA COUNTY WILBARGER COUNTY WILLACY COUNTY WINKLER COUNTY WOOD COUNTY YOAKUM COUNTY YOUNG COUNTY ZAPATA COUNTY

FNMA 80% AMI Limit

$ 46,960 $ 48,400 $ 54,480 $ 54,480 $ 62,480 $ 53,920 $ 32,480 $ 46,960 $ 46,960 $ 47,680 $ 46,960 $ 46,960 $ 51,360 $ 47,280 $ 56,080 $ 49,840 $ 46,960

This Page only applies to the MY CHOICE - FNMA 80% AMI

Limit Only

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