2013 VA County Loan Limits

2013 VA County Loan Limits

The Department of Veterans Affairs (VA) Loan Guaranty program does not set a maximum amount that an eligible veteran may borrow using a VAguaranteed loan. However, the following county "limits" must be used to calculate VA's maximum guaranty amount for a particular county. These limits apply to all loans closed January 1, 2013 through December 31, 2013. VA loan limits are based off county median home values estimated by the Federal Housing Administration (FHA). These values are the basis for which VA calculates limits for our program. For 2013, some limits increased, some stayed the same and a few decreased.

The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2013 VA limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2013 VA limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly. Lenders should check their own investor requirements regarding guaranty amounts and downpayments. Questions about VA loans in a particular county may be directed to the VA Regional Loan Center listed for that county.

NOTE: For all counties other than those listed below, the limit is $417,000.

State AK AK AK AK AK AK AK AK AK AK AK AK AK AK AK

2013 VA Loan

County

Limit

ALEUTIANS EAST

625,500

ALEUTIANS WEST

625,500

ANCHORAGE

625,500

BETHEL

625,500

BRISTOL BAY

625,500

DENALI

625,500

DILLINGHAM

625,500

FAIRBANKS NORTH

625,500

HAINES

625,500

HOONAH-ANGOON C

625,500

JUNEAU

625,500

KENAI PENINSULA

625,500

KETCHIKAN GATEW

625,500

KODIAK ISLAND

625,500

LAKE AND PENINS

625,500

Regional Loan Center DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER

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State

AK AK AK AK AK AK AK AK AK AK AK AK AK AK CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CO CO CO CO CO CO CO CT DC GU

County

2013 VA Loan Limit

MATANUSKA-SUSIT

625,500

NOME

625,500

NORTH SLOPE

625,500

NORTHWEST ARCTI

625,500

PETERSBURG CENS

625,500

PRINCE OF WALES

625,500

SITKA

625,500

SKAGWAY MUNICIP

625,500

SOUTHEAST FAIRB

625,500

VALDEZ-CORDOVA

625,500

WADE HAMPTON

625,500

WRANGELL CITY A

625,500

YAKUTAT CITY

625,500

YUKON-KOYUKUK

625,500

ALAMEDA

987,500

CONTRA COSTA

987,500

LOS ANGELES

668,750

MARIN

987,500

MONO

437,500

MONTEREY

425,000

NAPA

521,250

ORANGE

668,750

SAN BENITO

823,750

SAN DIEGO

500,000

SAN FRANCISCO

987,500

SAN LUIS OBISPO

481,250

SAN MATEO

987,500

SANTA BARBARA

593,750

SANTA CLARA

823,750

SANTA CRUZ

668,750

SONOMA

448,750

VENTURA

546,250

BOULDER

443,750

EAGLE

712,500

LAKE

712,500

PITKIN

1,094,625

ROUTT

550,000

SAN MIGUEL

1,094,625

SUMMIT

667,500

FAIRFIELD

612,500

DISTRICT OF COL

843,750

GUAM

625,500

Regional Loan Center

DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER DENVER PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX PHOENIX DENVER DENVER DENVER DENVER DENVER DENVER DENVER CLEVELAND ROANOKE HONOLULU

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State

HI HI HI HI HI ID MA MA MA MA MA MA MA MD MD MD MD MD MD MD MD MD MD MD MD NH NH NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NY NY NY NY

County

HAWAII HONOLULU KALAWAO KAUAI MAUI TETON DUKES ESSEX MIDDLESEX NANTUCKET NORFOLK PLYMOUTH SUFFOLK ANNE ARUNDEL BALTIMORE BALTIMORE CITY CALVERT CARROLL CHARLES FREDERICK HARFORD HOWARD MONTGOMERY PRINCE GEORGE'S QUEEN ANNE'S ROCKINGHAM STRAFFORD BERGEN ESSEX HUDSON HUNTERDON MIDDLESEX MONMOUTH MORRIS OCEAN PASSAIC SOMERSET SUSSEX UNION BRONX KINGS NASSAU NEW YORK

2013 VA Loan Amount 625,500 750,000 625,500 625,500 625,500 635,000 723,750 500,000 500,000 1,094,625 500,000 500,000 500,000 500,000 500,000 500,000 843,750 500,000 843,750 843,750 500,000 500,000 843,750 843,750 500,000 500,000 500,000 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500 722,500

Regional Loan Center

HONOLULU HONOLULU HONOLULU HONOLULU HONOLULU

DENVER CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND

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State

NY NY NY NY NY NY PA UT UT UT VA VA VA VA VA VA VA VA VA VA VA VA VA VA VA VI VI VI WA WA WA WA WV WY

County

PUTNAM QUEENS RICHMOND ROCKLAND SUFFOLK WESTCHESTER PIKE SALT LAKE SUMMIT TOOELE ALEXANDRIA ARLINGTON CLARKE FAIRFAX FAIRFAX IND FALLS CHURCH FAUQUIER FREDERICKSBURG LOUDOUN MANASSAS MANASSAS PARK PRINCE WILLIAM SPOTSYLVANIA STAFFORD WARREN ST. CROIX ST. JOHN,VI ST. THOMAS KING PIERCE SAN JUAN SNOHOMISH JEFFERSON TETON

2013 VA Loan Amount 722,500 722,500 722,500 722,500 722,500 722,500 722,500 650,000 650,000 650,000 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 843,750 625,500 630,000 625,500 500,000 500,000 468,750 500,000 843,750 635,000

Regional Loan Center

CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND CLEVELAND

DENVER DENVER DENVER ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ROANOKE ST. PETERSBURG ST. PETERSBURG ST. PETERSBURG DENVER DENVER DENVER DENVER ROANOKE DENVER

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