Financial Advisors - Imagisoft



Your Name Here

ABC Teacher Advisors

123 Main Street

Anytown, NY 11111

(000) 555-1234

youraddress@

Will inflation destroy your retirement security?

I specialize in helping educators prepare for retirement. A secure retirement requires more money than most people think, and inflation could cause you to run out of money.

For example, John decided to retire in June at age 55 with a full pension after working 30 years. He had $250,000 in his 403(b) plan and his pension would be nearly 70% of his last year’s salary. He thought he had enough money to retire.

He was wrong! He forgot to consider inflation. Assuming a 3% inflation rate, John would have run out of money at age 70. Since he will likely live until age 90, he may have spent his final 20 years on a fixed income that would meet less than half of his income needs.

John called me before it was too late. His 403(b) money was locked into a fund that would have never kept up with inflation. Inflation has averaged 2.89% since 1982 and may continue. (Source: US Department of Labor Statistics)

Please take a few moments to fill out the following information for your free retirement income analysis. Make an informed decision about your future retirement income that considers the effect of inflation. Don’t become one of the millions of retired Americans who struggle each day trying to live on a low, fixed income. No obligation, of course!

Confidential

Personal Information

First Name: __________________ M: __ Last:_____________________

Address: _____________________________________________________

City: ____________________________ State: ____ Zip: _____________

Phone: _______________________ Email: ________________________

Birthdate: _________________________________ Sex: _____________

Employment Information

Date of Hire: ____________ Current Salary: _______________________

Planned Retire Date: ______________________ or Age: _____

Retirement Income Goal (Today's Dollars): __________________________

TSA Plan Value*: __________________ Annual Rate of Return: _______

Contribution per Paycheck: ___________

* The combined total of all tax-sheltered retirement accounts (403(b), 457(b), IRA, etc.)

The above information is necessary to estimate your benefits from the Teacher Retirement System and the future income that your tax-sheltered retirement account may provide.

Investment decisions should be based on an individual's own goals, time horizon and tolerance for risk. There are risks associated with investing and there is no guarantee that any investment style or strategy will be successful. There is no guarantee that any forecasts or opinions expressed will be realized. The use of a professional financial advisor does not guarantee investment success.

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After Planning – No Income Shortage

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Before Planning – $1,000,000 Short

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People don’t plan to fail, they fail to plan.

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