FORD CREDIT UNIVERSITY

FORD CREDIT UNIVERSITY

July 15, 2016

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CREDIT UNIVERSITY OUTLINE

Ford Credit Strategic Value, Virtuous Circle and Value Proposition Scope of Operations Ford Credit Business Model and the Drivers of the Business

? Originate: Buy it Right ? Service: Operate Efficiently, Collect Effectively ? Fund: Fund Efficiently, Manage Risk Ford Credit Profit Reporting

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Ford Credit Strategic Value, Virtuous Circle, and Value Proposition

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FORD CREDIT STRATEGIC VALUE

Profitably support Ford, its dealers and customers through economic cycles Strategic value delivered through:

? More than 55 years of automotive financing experience ? Consistent dealer inventory financing ? Exclusive Ford and Lincoln retail and lease consumer financing products;

integrated marketing strategies

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