Checking Comparison Chart* - Valwood Park



| |Go - Power! |Go - Direct - Power! |Go - Go - Power! |

| | | | |

| |Free Checking |Free Checking |Free Checking |

| | |Free Bill Pay |Free Bill Pay |

| | | |Earn a Dividend |

| |None |None |None |

|Service Fee: | | | |

| |Free |Free |Free |

|Home Banking | | | |

|Dividends paid: |None |None | |

| | | |You can earn dividends whenever you keep a |

| | | |minimum balance of $1,500.00 for the month |

| |$5.00 |Free |Free |

|Bill Pay | | | |

| | | | |

|Balance requirements: |NO MIMIUM BALANCE REQUIRED ! |$500.00 |$1500.00 |

| | | | |

| | |1) Direct Deposits each month totaling | |

| | |$500.00 * | |

| | |----- or ----- | |

| | |2) By keeping a $500.00 balance in your | |

| | |account. | |

| |$1.00 per month usage fee |Monthly Fee Waived |Monthly Fee Waived |

|MasterMoney Debit Card: | | | |

| | | | |

|Courtesy Pay ** |Up to $300.00 |Up to $300.00 |Up to $300.00 |

|Overdraft Protection: | | | |

| |Free |Free |Free |

|Starter Box of Checks: | | | |

There is a $50.00 minimum to open the checking account.

For new members, a savings account must be open with a minimum deposit of $25.00. There is a one time processing fee of $1.00 to open the savings account.

** Account must be open for at least 60 days to qualify for Courtesy Pay Overdraft Protection.

|[pic] 972-446-0540 | |

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