Elements of Consumer Math - Continental Academy

Elements of

Consumer Math

By: Leon Kriston

v 1.0

Elements of Consumer Mathematics

INSTRUCTIONS

Welcome to your Continental Academy course ¡°Elements of Consumer Math¡±. It is

made up of 11 individual lessons, as listed in the Table of Contents. Each lesson

includes practice questions with answers. You will progress through this course

one lesson at a time, at your own pace.

First, study the lesson thoroughly. Then, complete the lesson reviews at the end of

the lesson and carefully check your answers. Sometimes, those answers will

contain information that you will need on the graded lesson assignments. When

you are ready, complete the 10-question, multiple choice lesson assignment. At

the end of each lesson, you will find notes to help you prepare for the online

assignments.

All lesson assignments are open-book. Continue working on the lessons at your

own pace until you have finished all lesson assignments for this course.

When you have completed and passed all lesson assignments for this course,

complete the End of Course Examination.

If you need help understanding any part of the lesson, practice questions, or

this procedure:

? Click on the ¡°Send a Message¡± link on the left side of the home page

? Select ¡°Academic Guidance¡± in the ¡°To¡± field

? Type your question in the field provided

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?

Then, click on the ¡°Send¡± button

?

You will receive a response within ONE BUSINESS DAY

Elements of Consumer Mathematics

About the Author¡­

Leon Kriston is a true Midwesterner. He was a Chicago suburb resident whose

education was also received in the mid west. He has a B.S. in Mathematics from

Purdue University and a J.D. degree from Illinois Institute of Technology / ChicagoKent College of Law. Mr. Kriston taught for 30+ years at Bloom Township High

School, where he became a Dean. He also taught both Mathematics and Law courses

at Prairie State and South Suburban colleges. While he did all this, Mr. Kriston

managed a career in the practice of Real Estate Law.

He then retired and moved to South Florida where he currently resides and tutors

math students.

Elements of Consumer Math

Editor: Leon Kriston

MA30

Copyright 2008 Home School of America, Inc.

ALL RIGHTS RESERVED

The Continental Academy National Standard Curriculum Series

Published by:

Continental Academy

3241 Executive Way

Miramar, FL 33025

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Elements of Consumer Mathematics

Development of skills in problem solving, communication, reasoning, and

connections as related to consumer services and personal financial

management.

? Student will understand numbers, ways of representing numbers,

relationships among numbers, and number systems

? Students will compute fluently and make reasonable estimates

? Students will solve problems the arise in mathematics and in arguments

about its relationship

? Student will know how to apply transformations and use symmetry

? Student will understand patterns, relations, and functions

? Student will use the language of mathematics to express mathematical

ideas precisely

? Students will solve problems that arise in mathematics and in other

contexts

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Elements of Consumer Mathematics

TABLE OF CONTENTS

Lesson

Page

Lesson 1: Personal Finance

7

Lesson 2: Personal Income/Tax

15

Lesson 3: Retirement

27

Lesson 4: Budgeting

33

Lesson 5: Purchase and Sale of Goods and Services

41

Lesson 6:

Cost of Credit

51

Lesson 7:

Banking Services

61

Lesson 8:

Investments

75

Lesson 9:

Insurance

89

Lesson 10: Housing¡ªRental & Ownership

Lesson 11: Automobile Ownership and Leasing

99

115

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