Key Realty School Student Resource Center



Key Realty School: Fair Housing Practice Exam (answers at page bottom)

1. The Fair Housing Act allows banks or lending institutions to deny housing to people from foreign nations that have not registered with the FBI True

False

2. The first year the Fair Housing Act was enacted was

a. 1984

b. 1968

c. 1970

d. 1986

3. The Fair Housing Act does NOT provide procedures for handling individual complaints of discrimination.

True

False

4. In cases involving discrimination in mortgage loans, the Department may file suit under

a. Fair Housing Act Only

b. Equal Credit Opportunity Act only

c. Both of the above

d. None of the above

5. Most of the mortgage lending cases brought by the Department under the Fair Housing Act and Equal Credit Opportunity Act have alleged discrimination based on:

a. Religion

b. Familial Status

c. sex

d. race or color

6. Jim Brown has just returned from Iraq. He was disabled and returned with missing legs. Because of his disability he can be refused housing that does not have wheel chair ramps.

True

False

7. An aggrieved person may, not later the ______yr(s) after an alleged discriminatory housing practice has occurred or terminated, file a complaint with the Secretary alleging such practice.

a. 2 years

b. 1 year

c. 3 years

d. 4 years

8. Complaints and answers shall be under oath of affirmation

True

False

9. The person responsible for making rules ( including rules for the collection, maintenance and analysis of appropriate data would be

a. The Real estate Commissioner

b. The State Attorney general

c. The Secretary

d. None of the above

10. Clear examples of discriminatory conduct include:

a. refusing to rent to a person because of their race, color, religion, sex, national origin, familial status or disability;

b. landlords or rental agents who, while not directly refusing to rent, engage in conduct which discourages or makes unavailable housing;

c. landlords who impose different terms and conditions on those who are members of a protected group;

d. all of the above

11. Owners of rental property are exempt from the fair housing laws provided that the following conditions are met: EXCEPT

a. Any advertising which the owner does for the rental property must not be discriminatory;

b. The owner does not own or have any interest in more than three single-family houses at any one time;

c. The owner uses a real estate broker, agent, or salesperson in renting the dwelling; or

d. The owner occupies one of the units in a building intended to be occupied by not more than four families.

12. My tenant has asked me to install a ramp to her apartment and a grab bar in the bathroom. Must I make these changes?

a. A landlord must allow a disabled tenant to make, at the tenant's expense, reasonable modifications or changes to his or her unit that are necessary to afford the disabled person full enjoyment of the premises.

Answer a is True

Answer a is False

13. How long does a tenant have to file a fair housing complaint in the various jurisdictions?

a. 6 months to a year

b. 18 months

c. 2 years

d. no limit

14. The Title II of the Civil Rights Act of 1964:

This law prohibits discrimination because of a person's race, color, religion, or national origin in certain places of public accommodation, such as hotels, restaurants, and places of entertainment.

True

False

15. The United States Department of Housing and Urban Development is the cabinet agency with the statutory authority to enforce the Fair Housing Act administratively.

True

False

16. In 19____, sex was added to the list of protected classes

a. 80

b. 88

c. 74

d. 70

17. In 19___, disability and familial status (the presence or anticipated presence of children under 18 in a household) were added

a. 93

b. 80

c. 88

d. 74

18. The United States Department of Housing and Urban Development is the cabinet agency with the statutory authority to enforce the Fair Housing Act administratively.

True

False

19. Individuals who believe they have experienced housing discrimination can file a complaint with _________ at no charge.

a. FHEO

b. NRED

c. DOJ

d. EOE

20. The United States Department of Housing and Urban Development, often abbreviated HUD, is a __________department of the United States government.

a. A Branch of Real Estate

b. Cabinet

c. Housing

d. None of the above

Fair Housing Practice Exam

Answers

1. (B) False

2. B

3. (B) False

4. C

5. D

6. (B) False

7. B

8. (A) True

9. C

10. D

11. B

12. (A) True

13. A

14. (A) True

15. (A) True

16. C

17. C

18. (A) True

19. A

20. B

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