SAMPLE DISPUTE LETTER TO CREDIT REPORTING BUREAU
Date: ___________________________
Credit Bureau: _________________________________
Street Address: _________________________________
City, State & Zip: _______________________________
Sent Via Certified Mail – Return Receipt Requested
Dear Sir/Madam:
I was recently granted a bankruptcy discharge. As such, all of my accounts that were included in the bankruptcy should be reported on my credit report as “discharged in bankruptcy” and should be listed with a zero balance.
I have included a copy of my bankruptcy discharge order from the court. Please update my credit report. I am very concerned that if this information is not updated correctly, it will have a damaging effect on my ability to rebuild my credit.
In addition, I am requesting a description of how the investigation was conducted along with the name, address, and telephone number of anyone contacted for information.
My full name is: _______________________________________________________
My Social Security # is: _________________________________________________
My date of birth is: _____________________________________________________
My home phone number is: ______________________________________________
My address is: _________________________________________________________
City: ______________________________ State: _______ Zip Code: _____________
I have enclosed a copy of my identification as proof of identity.
Please send me an updated copy of my report and notification that items have been updated.
Sincerely,
________________________________________
(Your Signature)
________________________________________
(Your Name Printed)
................
................
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