Insurance Needs for your Small Business
INSURANCE NEEDS FOR YOUR SMALL BUSINESS
Contents
? What is commercial insurance? ?$ ? #$ ? XDFYGUHIJKL ?
Business Owner's Policy (BOP)
? General Liability Coverage
? Business Property Coverage
? Business Interruption Coverage
GENERAL LIABILITY
AKA Commercial General Liability (CGL) ? For when a customer or visitor is injured at
your business ? Can cover medical expenses and legal costs ? Subject to a limit ? Recommend limits: at least
1million/2million
BUSINESS PROPERTY
? Buildings, Business Personal Property (BPP) and Inland Marine (IM)
? Blanket or Scheduled Property ? Limits and Deductible
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