V . 30, N . 1 January 2019 Stay Focused on Safety Two New ...

into “Negative November”… and is now in “Down December.” As I write, the S&P 500 is down 14.5% from its 2018 high. But remember, the S&P 500 is a market index. Not all stocks and sectors declined as much as the broad market. Too often, investors get caught up with the headlines of the S&P 500 going up or down and get depressed… without ................
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