REPRINTED FROM NEW YORK LAW JOURNAL - New York Civil …

Seaside Medical, P.C. v. General Assur. Co., supra. Generally, the "heart of the matter" in an action to recover no-fault benefits is the actual basis for the insurance company's denial, i.e., medical necessity, fee schedule, etc.6 The "heart of the matter" must be something that is actually disputed by the parties. ................
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