PDF Welcome to Your New Statement

[Pages:2]Welcome to Your New Statement DETACHTHISPORTIONANDRETURNWITHPAYMENT

Member Number

Loan ID

We recently completed our credit card update, so we can serXvXeXXyXoX0u00b0etter. These enhancements t0o05o0 ur credit card program come in

Payment Due Date

New Balance

direct response to your valuable feedback and include some cJhanaunargye0s5, t2o019your credit card stateme$n7t8.7.W01 e've noted some of the significant

differences for you below, as compared to your previous stateTomtael Mnitn.imum Payment Due

Amount Enclosed

$11.00

Payment Due Date

Minimum DO NOT SEND CASH Make your payment faster and safer with online banking.

Payment Loan ID Visit MAKE CHECK PAYABLE TO:

Amount Balance

UFCU Visa PO Box 9389 Austin, TX 78766-9389

Transaction Date

Post Date

Trans Date

Reference #

CREDIT CARD STATEMENT OF

TransactionStatement Period 12/16/2018 - 01/15/2019

Amount Transactions

Description

DETACH THIS PORTION AND RETURN WITH PAYMENT

DETACH THISMPemObeRr NTumIObeNr AND RETURN WITLHoanPIDAYMENT

01/14/2019 01/13/2019

27096141024180805999867 Purchase Credit Card INTERNATIONAL CAFE & BAKERY

Member Number XXXXXX0000 Payment Due Date

XXXXXX0000

January 05, 2019 Total Minimum Payment Due

Payment Due Dat$e11.00

189917599319528112209408260055701 0050

New Balance $787.01

Amount Enclosed

Loan ID 0050

New Balance

01/14/2019 01/14/2019

01/13/2019 01/14/2019

PARIS 1234 27096141024180805999867 Fee INTERNATIONAL TRANS Fee 1234

174214997860777152C8R44EC0DR2EIDTSP1ItT2auCtC3reAAcm4RhReDnaDtSsPTeeSAriTCToEdArMeTEdNEiTtMOCFEaANrCdTCPDOaOgUEeNFMTAICCECROOUTNETNOSIS HYPERENT #87

Loan ID:

0050 January 05, 2019 DO NOT SEND CASH Make your payment faster and safer with online banking. Visit

$787.01

Total Minimum PaymMAeKEnCtHDECuKePAYABLE TO: Amount Enclosed

Loan Description: VISA PLATIUNFCUU VMisa GREAT RATE

$11.00

PO Box 9389 Austin, TX 78766-9389

DO NOT SEND CASHImpo0Pr1ot/as1t4nD/2ta0tN1e9ewsT01ra/1n3s/2D0a1t9e

01/14/2019 01/14/2019

174214997860158745274012S2t/P1a6ut/2er0cm1h8ea- n0s1te/1P5C/2er0re1i9doidt Card2CofA2 THERPIaNgEeS BAR 1234

01/14/2019 01/14/2019

54855T6ra2n9s7a8c6ti0o7ns77151851427/516P/2u0rc1h8a-se01C/1re5d/2it0C19ard LEGRAN2DofS2.A.R.L. COUTURIER BRUNE

Transactions Post Date

Trans Date

Reference #

Description

1234

Amount

01/140/2101/914/20011/193/2019 01/217409/621041109241808059979486074PP9Au3rRc8IhSa8s13e22C34r0ed9it1C0a7rd6IN7T6E4R5NA1T4IO6NFALeCeAFINE &TBEARKENRAY TIONAL TRAN14S4.0F0 ee 1234

R0e1f/1e4r0/2e10n1/91c4e/2#0011/193/2019 01/217409/62104D110e92s41c8r0i8p05t9io979n486074F9e3e 8IN8TE3R2N0A9T1IO0N7AL6T7R6A4N5S1F4ee61F23e4e INTERNATIONAL TRANS1.1F5 ee 12A3m4 ount

27010/19460/211014/91150/22040111/1894/0208109 590919/11875462/712409P917u98r6c0h77a7s15e287C494r01e29dP17i2ut33rcC42haa3sr8ed9CrI4eNd8iTt1CE2aR4rd2ND3EA2MT3ICI7EO0RN7O8ATELPNOCuSrAcISFhHaEYsP&eERCBENAreTKd#E8it7RCYard

472.85



NE14T4F.

CA

1234

Make your pa1y8m9e91n7t5f9a9s3t1e9r5a28n1d12s2a0f9e4r0w82it6h00o5n5l7in0e1 banking.

Visit

01/14/2019 01/13/2019

2700110//1194460//221100114/991150/2200401111//118944//02200811099 590919/151874548625/715246092PF991e77A988eR6600II17NS5787T71145E512R2873754N444075A255TP1P52uuI35rrOcc40hhNaa8ssA3ee 2CCLrr0eeTdd9iiRtt4CCA1aa2rrNdd1SCL5EAG8TFHR1eEA5eRN8IDN61ES52S.A3B.P1R4A2.uLR3.rcC41Oh23Ua4TsUeRICERreBdRUitNCELard

KOSS 64H29..83E09ANEY

PROHASKA 1.15

AUSTIN

TX

Loan ID: Loan Description:

0050 VISA

MAKE PLATINUM GREAT RATE

CHECK

PAYABLE

TO:

UImpForCtanUt NeVwsisa PO Box 9389 Austin, TX 78766-9389

01/14/2019

01/14/2019 01/14/2019

01/14/2019

01/14/2019

01/14/2019 01/14/2019

01/14/2019

170001114///1112445100///2224110001119//999119557//822000600111011///111799445///722200071111999 52008114//777114449550010449//29972233300882P1883112338u992293r004c4998h111002a774s662773e66244318C55774110r44744e66823dFFP17ieeut48eerCc95IIhNNaa94TTsrEE70edRR83CNNrD66eAAd06ETTit17IIOOMC53NNaI48rAACdLL54NETT48ERRR52TAAF27ONNL79SSIX45TFF.C03eeEOee29NM11PPO22N33Euu44STrrFIccSLhhIXaaH.CssYOeeMPCCECrrAReedd1E2iiN3tt4CCTaa#rr8dd7LEIINCDHML1L001A...C649N390 NA-UCSATSINP47ET2RX.8I5L1234

17014/1251/2401999780610/115/5208179 45277445052550P83u2r0c9h41a2s15e81C58r6e5dPiutrCchaasredCrCedAit TCaHrdEKROSINS EHESANBEAY1RP2R3O41H2AS3K4A AUSTIN TX

231.34

62.80

54018/1555/2601299780610/175/7207119 51851474725149P97u8r6c0h15a4s54e52C74r0e2d1Pi2ut3rcC4haasredCrLeEditGCaPRrdAaLNIyNDDmLSLeC.nAAU.tRSsT.,ILN.ATCXdO1j2uU34TsUtmRIeEnRtBsRaUnNdELOt9h0.e00rs

74010/14590/231018/90823/22000191/1195/0207169 760415/80142443/6728051F412e0933e646I7N38T48E2R79N53A9 T1P2uI3rOc4hNasAe CLreTdiRt CAarNd SEICFHeMeANN1-C2A3PS4PaEyRmILent Credit Card

3.79

49.39 0.63

01/14/2019 01/15/2019

01/14/2019 01/15/2019

7749001101//014922970//22331001182/99183238/2920004011981//0111922//02220074116299 7362043157/110247/6820FP1eu9ercIhNaPTsaEeymRCeNrneAtdsTPP,iaatIAyyOCmmdNeejaunnrAttsdCCtLmrrNeeTddeEiittnRCCTtAsaaFrrddNaLnSIdXF.OCethOeeMr1s2N3PTE4OaTyFTmLAIeLXn.PtCCAOrYMeMdCiEt ANCTa1rSd23O4R AD--21J0000U..00S00 TMENTS101..4990

Summary of Account Activity

Payment Information

01/15/2019 01/15/2019

74555508320941215815865 Purchase CredTiOt TCAaL rFPdeAeYKsMOENSTSS OHREAADJNUSETYMEPNRTSOHASFKeAesAUSTIN TX $-300.00

231.34

Previous Balance Payments Credits

$795.36 New Balance

Summary of Account Activity Payment Information -

$300.00 Total Minimum Payment Due

189917599319528112209408260055701 -

$0.00 Payment Due Date

$787.01 $11.00

January 05, 200119/15/2019

01/15/2019

11/151/2101/815/21011/184/2018 11/14/20112834

Fee INTERNATIONAL TRANS Fee Fee INTERNATIONAL TRANS1.1F5 ee

17114/1281/241019/81987/82160101/1185/5204158 451217/1450/20P1u8rchase CredFieteCINaTrEdRNLAITNIODNALLLTCRAANSUFSeeTINFeTeXIN1T2E3R4NATIONAL TRANS0.6F3 ee

PurchPasresevious Balance+

Cash Advances

+

$795.36 New Balance $289.38

$0.00

01/15/2019 Late Payment Warning: If we do not receive your minimum payment by

the date listed above, you may have to pay a Late Charge up to $ $25.00

01/15/2019

84114/13871/281015/81480/32160161/1785/3208148 821719/1553/920P1u8rchase

CredFTieOteTC$AINaL7TrFE8dER7ENES.A0ITFCI1OOHRNAMTLHAITSRNPAENNRS-ICOFDeAe SFPeEeRINILTERNATIONAL

0.49

TRAN$S2.2F7 ee

Payments Balance Transfers

+

Fees Charged

+

$0.00 $2.27

-

$300.00

Minimum Payment Warning: If you make only the minimum payment

Total Minimum Payment Due

1234

Intere$s1t 1C.h0a0rged

TOTAL FEES FOR THIS PERIOD

Credits Interest Charged

+

New Balance

ATINUM

GREAT

RATE Purchases

Credit Limit

Cash Available Credit Advances

Available Cash

Important News StateBmeant lCalonsincg eDateTransfers

Days in Billing Cycle

Fees Charged

Interest Charged

New Balance

$0.00 $787.01 $7,500.00 $6,712.99 $6,712.99 December 15, 2018

33

Contact

- $0.00 each period, you will pay more in interest and it will take you longer to

pay off your balance. For example:

Payment Due Date

Description

Payments, AdJjuasntumareyn0ts5,a2n0d19Others

Interest Charged on Purchases

Interest

+ If you make no

additional charges

You will pay off the balance shown on this

pAanyd$inyg2oau8nwe9ilsl te.imn3da8t0uepd1/02/2L0a1t9e Pay0m1/0e2n/t20W19arning: IInfterweDset eChdsacorgreindpootnitoCrnaeshcAedvivanecesyourPmayinmiemnut mCrepdaityCmaerdnt by

using this card and

+ each month you pay... Only the minimum + payment

statement in about ... 5 Year(s)

$11.00

3 Year(s)

+ If you would like information about credit counselling

1-877-847-2155

+

Information

tot$al 0of....0001/12/2th01e9date 0li1s/t1e2d/2a0b1o9ve, youITnOmteTrAeaIsLntyICtNehhTarEaregRsevEdteSoCTntFhBoOaaRlaprngTacHeeyIdSTrPaaoEnnsRLfIeOParsDut:ercPChaahysamersegnet Cupredtoit C$a$r2d5.00 (sSe$arvvii7c$$ne55g8$$$s30s,=947020c..$00a300l....l50020.010701110)111///111588///222Mep000aa111iancy888dhiIomfdpfyiftueoiyomru111oino111umaPd///r111l,aa455bcyky///ha222oemal000ua111rneng888wonceietsll.WpFaaoyrrnmbeianxYolagaroIITnnme:nOutteecIpiTfnTwrrelyAeeyepiisslseonL:ltthoutpICCfeNoBamrhhwaTeyaalaEasnrrnoggRcktefoeeeafEddnntSohoodtTnehnn1YliFiytoCBsuOwarathARlsianleTTTFFFThlnnATooOeeeOutttcnpAmaaHAaaeeenellTTlaRduFIkInPniSaAAIIIaevynTteeNNNtdeleeariLLirrPscPneTTTma(nyeeCysAFgErPFEEnntcohPcoutCaseEeaReIARRRunahrunmgf2sg)EaeIe1YNNNtteen0aOrelgdwrSRgosM1AAArspeeDaiee9ndniTTTtEFasle:s2iTlgnIIItO0yN(OOOtoeA21Ceimt09TRTmPNNNnhar1RSolB9aedAAA)satTtraoinasgOLLLlHtYIauneltetnehtIRTTTpFecdeSaCreRRReraeaASnsPeTAAAlntucDoEsuRbNNNuajaJReDllCSSStaciUenaItthtOiteSFFFtoeaoreDeeenTrs2geeetMre0aEtde1Noi9nn$$TP20yS2..eTo20ru070iroo1adct9iccaoRulanstte.

Charged

Amount $0.00 $0.00 $0.00 $0.00

Year To Date

Interest Charge

90.00 3.79

-200.00 -100.00 $-300.00

1.15 0.63 $2.2$702..4297

CaCll: redit Limit

Send Inquires to:

Austin

(512) 467-8080 UFCU

Mail Payments to: Visa

$7,500.00 Visit Our website:



using this card and

CPsUUtRRaCRtHEeNAmSTESent in about ...

Interest6to.9tC0a0l%ho(aVf)r..g.Teotdal

Interest Charged $0.00

in

2019

$0.58%

$0.00

$0.00

Available Credit US Toll-Free

TTY

(800) 252-8311 (512) 421-7477

Available Cash

Attn: Card Services PO Box 9350 Austin, TX 78766-9350

PO Box 9389 Austin, TX 78766-9389

See reverse side for important account information.

Statement Closing Date

December$$1665,,77,112220..199DII899nnetteesrrceerssittpeCCtaiOohhcnaahnrrlggmyeeptoddhanooeytnnmhmPCeyiuanonrsiutcmhhpaAuasdmeyvs.a.n. cesCBFTEOAAELSTASAHN/LIANCDTEVET5ARRNEAYCSNETeSSCFaHErAR(RSsG)E

6.900%(V) 6.900%(V)

$15Y3ou9r.0A0nnual

$0.00

$0.58%

$0.00

$0I.n00terest Cha$r0g.58e% Calculation$0.00

Percentage Rate (APR) is the annual interes$0t.0r0ate

Amount $0.00

on you$r0.a0c0count.

unt Activity

+ + +

Days in Billing Cycle $795.36 New Balance

Payment Information

3IT3nOteTrAesLI1tf-ICNy8hoT7auE7rgR-w8eEdo4$Su71oTl-1nd2F.B10lOia50kRle5anTicnHefIoSTrrmPaEnasRtfiIoe(AVOnrn)seD=xaVCPp:labaUUrniaoaRRb3tuiloeCRntYRHEocafetNAertha.eSeTIfrdTBEy(aoiysStluap)nhcceaoeveoCuaofnm2vBsap0rueaiata1blltallieoi9nnnracgMTteee(aosthScoectdaoarucvvnaltinsic$nthbee5egYAsf0soen,u=4nnacud.$a0aruln30lPdlTe5erAroc.Ie0mnnp0DtnaoR)gruateaaantRttleaeInPtefo(e(rAAmrPPca6RteiRo.)9nnm)0o1tanay0tgv%haeery(re.Vve)rse

Balance Subject to side of pIangete1.rest Rate

$0.00

$787.01

CATSoHtaAl DFeVeAsNCChEaSrged in 2019

6.900$%2(.V2)7

$0.00

Per$i0o.d0i0c Rate $0.00

$0.58% $0.58%

Statement Interest Year to $300.00 Closing $0.00 Charges Date $289.38 Date Totals $0.00

Total Minimum Payment Due

$11.00

Payment Due Date

ContaJacntuIanrfyo0r5m, 2a0t1io9 n

Late Payment Warning: If we do not receive your minimum payment by

the date listed above, you may have to pay a Late Charge up to $ $25.00

BATLoAtNalCIEnteTrReAstNCShFaErgReSd in 2019 FEES/INTEREST CHARGE

6.900$%0(.V0)0

$0.00

TOTAL

Interest Charge Calculation

1Your(AVn) n=uVaalrPiaebrlceeRnatateg.eIfRyaotueh(aAvPeRa) visatrhiaebalenrnautaelainctceoruenst rthaeteAonnnyuoaulrPaecrccoeunntta. ge Rate (APR) may vary.

$0.58%

$0.00

Type of Balance

An

eAxnpnlaunaaltiPonerocfetnhteagBealance Rate (APR)1

CBomalpauntcaetioSnuMbjeetchtotdocan Interest Rate

be

found under Periodic

Important Rate

Information on the reverse Interest Charge

side

of

page

1.

+ +

Verify Your Statement Closing Date $7$$8207CAUT...Tu200aSYs701llTt:inoll-FMepraaeiancyedhiIomfdpfyiftueoiyomruoinoumaPdr(((l,558aabcy110kyhao220emalau)))rneng442wonce625ietsl712l.W---p878Faa043oyr871rn071mbeianxYolagarome:nSUAPAucIpietOuFfnwtelnnsCyeiitB:dlson:iUlnChoutpIe,oxnaamrTwqrey9dXasnu3oktS5i7foreaf08eennt7roshvdt6nehitc6lioiytse-:w9sth3ile5l t0pmAaakniynediinmyygoouCPCBuaumUAUAnLRSlRwoApHCeRniaNlMVPAsHlEgAyCtiOueNAeaisDmmEsnrSiaTVlBtedaEtTiAPnonotSRuNe,atxApdTCy9NXEm3SS87eF98nE7tRs6S6to-9:389

exclamat and Payment Due Date $7,500.00

$6,712.99

using this card and each month you pay...

statementSineeabreovuetr.s..e side for imtFTopEOtaoETlrSAtoa/LIfnN..t.TaEcRcEoSuTnCt iHnAfoRrGmEation.

Visit Our website:

6.900%(V)

$0.00

$0.58%

$0.00

6.900%(V) Statement$0.C00 losing Date$0.58%

$0.00

6.900%(V) (Updated as of$0F.0e0bruary 13, 2019$)0.58%

$0.00

If your previous statement closed Your new statement will close on$0:.00

DecScsemthoabamtener$eg16m5,e7,M1ed220n.e.319tU3m89 cnbydceelreOrsns'hltypaapta$shan1yeydc1mmm.hi0eni0nnaegitmnnugwtmedhdueewthdiellarhteye53oslYYpueeaaarnyrr((odssp))uasytpmaatyeenmytoe(Sudnaruvtie$$nb(AcV55gni)yd30sle=l=94cxa..Vopl$00telaa300enrnsi5aa.b0tathiloe0inmna)Rdovafeteeth..eIfByaoluanhcaeveCaomvaporuiatnabtlieotnrhaMeteeatfhococdloloucnawtnthbineegAfonudn1nuadayulnPodeefrrctIemhnpteaogrtmeanRtoaInntefot(rhAmP:aRtio)nmoany

vary. the reverse

side

of

page 1.

1

Please locate I1yf-yo8o7uu7-rw8o4pu7al-d2y1lim5ke5 einnfotrmdatuioen adboauttecroednit cyoounuserllinngeswervsicteas,tceamll ent. To

2?10

8

locate your new statement closing date, review our updated StaCtoenmtacet nIntfoCrmloatsioinng Date table or refer to your new

12?18

15

statement. Once you've located this information, be sure to reset

19?24

22

any one-time or recurring payments for your credit card bill.

Send Inquires to: UFCU Attn: Card Services PO Box 9350 Austin, TX 78766-9350

Mail Payments to: Visa PO Box 9389 Austin, TX 78766-9389

Visit Our website:

25?28

1 (of the following month)

See reverse side for important account information.

How to Pay Your New Bill

Paying your new bill is easy. Locate your credit card Loan ID on your statement, and pick from one of our many payment options:

Online

Via Phone Banking

? Make a real-time

Call (800) 252-8311 to

transfer from your

pay your credit card bill

UFCU account within within Phone Banking.

Online Banking or

First press 1 to indicate

Mobile Banking.

you are a Member. Then

? Transfer a payment from another financial institution. Be sure to

press 2 for options related to paying your credit card bill.

allow 3?5 business days

from the date your

payment is due.

By Mail Direct your VISA? payment to

UFCU VISA PO BOX 9389 Austin, TX 78766-9389

By Calling Member Services You may contact Member Services at (800) 252-8311, and our representatives are ready to assist you.

In Person Visit any financial center and speak to a representative to get help paying your bill.

Know Your Statement Delivery Method

Some Members' statement delivery method has changed. Your statement delivery method determines how you receive your account statements and credit card bills. You may receive them either electronically or as a paper statement in the mail. Your statement delivery method will not affect the delivery of your mortgage- or investment-related account statements. If you would like to change how you receive your statements, log in to UFCU Online Banking and complete the following steps:

1. Choose Settings ? Preferences ? Statement Preferences.

2. In the Statement Preferences dialog box, select your preferred statement delivery method. You may receive your statements electronically as an Online Banking eStatement or as a paper statement delivered by the US Postal Service.

3. Click submit after you have made your selection.

4. If you elect to receive eStatements, you will have to read, agree to, and submit the eStatement Disclosure.

If you have any questions, call us at (800) 252-8311, stop by any financial center, or visit CreditCardUpdate to learn more. We're happy to help.

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