The Mashreq SmartSaver Credit Card is the only free for ...

The Mashreq SmartSaver Credit Card is the only free for life `Everyday Savings' card that offers you cashback from your first Dirham of spend while offering bonus cashback on high spend categories and merchant partner outlets. Enjoy incredible benefits with your SmartSaver Credit Card on your everyday spends.

Earn up to 10% Cashback at SmartSaver merchant partner outlets Save up to 10% at more than 400 outlets across 50 leading brands in everyday spend categories. For the updated list please visit:

Multiply your savings with bonus cashback on Supermarket, Education and Utility Spends Earn up to 10% cashback on all your local/ international grocery purchases Earn up to 10% cashback on all your local/international school fee payments Earn up to 10% cashback on utility bill payments

Minimum Monthly Bonus Monthly Bonus Monthly Bonus

Monthly Spend Cashback on Cashback on Cashback on

(AED)*

Supermarket Education

Utility

7,500 - 14,999

5%

5%

(Max AED 150) (Max AED 100)

5% (Max AED 50)

15,000 and

10%

10%

10%

above

(Max AED 300) (Max AED 200) (Max AED 100)

*Please note that cashback amounts vary depending on your overall monthly retail spends. Please refer to the table above for

Supermarket & Education & Utility cashback details.

Guaranteed savings on all your domestic & international spends In addition to the above bonus cashback on supermarket, education & utility you will earn up to

1.25% on all your retail purchases in the UAE and up to 2.5% on all your international spends.

Minimum

Monthly Spend Base Cashback on Base Cashback on

(AED)

Domestic Spends International Spends

AED 0 - 2,500

1%

1%

AED 2500+

1.25%

2.50%

Maximum cashback that can be earned in a month is AED 5,000. This does not include cashback

from SmartSaver merchant partners.

Redeem in just one call You can redeem your savings simply by calling Phone banking on 04 424 4444 and placing a request for it.

Terms & Conditions 10% or 5% bonus cashback on Supermarket, Education and Utility is subject to meeting the minimum overall retail spends each month on your

SmartSaver Credit Card. If minimum monthly spend is not achieved Base Cashback rates will be applicable. Please visit smartsaver for standard Terms and Conditions. Supermarket, Education and Utility transactions are categorized on the basis of Merchant Category Codes (MCC) which are defined by

Mastercard/VISA and Mashreq reserves the right to select the list of MCCs under each category. To be eligible to up to 10% bonus cashback on select partner merchants, transactions should be swiped on Mashreq Terminals.

Mashreq Bank - smartsaver

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