President’s Message



|North Shore Chapter |April 2014 • Volume 1, Issue 4 |

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| |President’s Message |

|Mission | |

|We are a network of successful REALTORS® |It looks as it winter is over and spring is really here. The snow has melted and the bulbs are emerging. |

|empowering women to exercise their potential |We are having some terrific programs in the coming months. The year’s schedule is online on our chapter site at |

|as entrepreneurs and industry leaders. |. Please feel free to check it out and plan to bring fellow Realtors and guests to upcoming programs. |

| | |

|Chapter Leadership | |

| |Ellen Atlas, Diane Falk and Marjorie Rissman have volunteered to co—chair our fall fundraiser. It will be a shopping|

|President |Boutique in conjunction with our October program on Credit Repair. There is some intentional humor on all of this. |

|Carrie Nadler Healy, CRS, GRI, |Additionally we are planning a fun night at Ravinia on Thursday July 10. The program is features The New World |

|e-Pro, ABR, GREEN |Symphony. |

|Jean Wright Real Estate | |

|Carrie@ |Stravinsky: |

| |  |

|President-Elect |Suite from The Firebird (1945 version) |

|Ellen Atlas, ABR, CRS, SRES | |

|Prudential Rubloff Properties |Chopin: |

|ellen@ |  |

| |Piano Concerto No. 2 in F Minor, Op. 21 |

|Membership Chair | |

|Erin Marcus |Dvořák: |

|Caring Transitions |  |

|EMarcus@ |Symphony No. 9 in E Minor, Op. 95 (“From the New World”) |

| | |

|Secretary | |

|Connie Brandt |For more detail: |

|PNC Mortgage |This will be a BYO event – Bring Your Own, picnic, chairs, blankets, and friends. For those of you not familiar with |

|Constance.Brandt@ |Ravinia, one can purchase dinner, rent chairs and tables should you not have your own Ravinia equipment. This should |

| |be fun for all. We encourage everyone to attend. |

|Treasurer | |

|Larry Lettow | |

|Pacor Mortgage |I look forward to seeing all of you at the April meeting. |

|LarryL@ | |

| |Carrie Nadler Healy |

|Past President |President 2014 |

|Terry Anderson | |

|Koenig & Strey | |

|TerryAndersonHomes@ | |

|. |What’s Online |

|2014 Meeting Sponsors |Have you been to our site lately? |

|January |Check out your local chapter site today: . |

|DaveZawadzki |This year we will be listing all of our programs, activities and newsletters on the site. Keep an eye out for any new information|

|Proper Title |there. |

| | |

|February |Upcoming Program : |

|Jerry Lazar |Financial Planning for REALTORS |

|Jerrold A. Lazar & Associates |Thursday April 10, 2014 – |

| | |

|March |Energy Audit – Jump Start Green Program and More |

|Karen Linden | |

|WinTrust Mortgage |Smart Savings for Your Home |

| | |

|April |Presented by the North Shore Gas Natural Gas Savings Program and Energy Impact Illinois |

|Aaron Masliansky |Pamela Brookstein and Zoe Bottger |

|First Class Moving and Storage | |

|Connie Brandt | |

|PNC Mortgage | |

| |Points to Ponder |

|May |Marilyn D. Glazer, GRI, AHWD, M.S.Ed. |

|Erin Marcus |  |

|Caring Transitions | |

|Brian Jessen |A REALTOR® reported that she has a client that had auto payments set up on the card that was cancelled after the breach. She |

|Guaranteed Rate |didn't get around to changing the card info quick enough with her utility company and a credit account. When they tried to auto |

| |pay her monthly bill.....the card was declined and she now has two late payments reported. It's absolutely a huge problem. |

|June |The recent massive data breach of up to 70 million customers’ credit and debit cards at Target and Neiman Marcus, and six other |

|Jim Votanek |retailers, could have a spill-over effect that might derail real estate transactions. Victims may face damaged credit files and |

|NSBAR |lower credit scores in the coming months that could disqualify them from a mortgage – at least until they are able to fully |

|Russ Gelberg |document the problem, the Los Angeles Times reports. |

|5th/3rd Bank |These data thefts have the potential to create “havoc on credit files for as long as it takes for the consumer to document [that] |

| |the accounts are due to identity theft and get them removed from the file,” says Terry Clemans, executive director of the National|

|August |Consumer Reporting Association, a trade group that represents independent credit-reporting companies that serve the mortgage |

|Aaron Masliansky |industry. “The impact on credit scores, although short term, is devastating because they are current defaults and [trigger] a big |

|First Class Moving and Storage |hit to the score. With the sizes of the breaches, this could be painful for a long time." |

| |Credit experts say that home sales could be derailed by the sudden appearance of new debts on buyers’ credit reports. Even if |

|September |borrowers say they are a victim of identity theft, they may still find the transaction put on hold as bureaus attempt to repair |

|Todd Lazar |and verify the reports. That could cause buyers to miss contractual deadlines with the home seller, and possibly even prevent the |

|Keith Security |transaction from going through, the Los Angeles Times reports. |

|RobFaulconer |Source: “Target Data Breach Could Affect Real Estate Transactions,” Los Angeles and the National Association of REALTORS® |

|Sentrilcok |Are you interested in submitting an article for consideration for a future newsletter? |

| |Contact Carrie Healy at Carrie@ or 847-507-7666 |

|October |WCR Member Fun Facts |

|Brian Jessen | |

|Guaranteed Rate | |

|Chris Mostyn |In an effort to get to know each other’s talents and hidden secrets, I asked at the last meeting for everyone to fill out an |

|Brook Furniture Rental |information sheet. Here are some of the fun facts about our members. See if you can match these factoids with the members: |

| | |

|November | |

|MichaelGordon |Participants include in alphabetic order: |

|Stearns Lending |Ellen Atlas Larry Lettow |

| |Connie Brandt Erin Marcus |

|December |Marilyn Glazer Jan Leverenz |

|Diane Falk |Russ Gelberg Julie McWilliams |

|5th/3rd Bank |Carrie Healy Margie Rissman |

| |Karen Kass Barbara Roseman |

| |Sharon Kessel |

| | |

| | |

| |Fun Facts Include: |

| |Married her high school sweetheart and best friend |

| |Became engaged at Comiskey Park after a White Sox Game |

| |Planning a 50th anniversary trip to Italy |

| |Was proposed to at the age of 11 in Iran |

| |Ran for political office 10 times and won. |

| |Political Junkie |

| |Master’s degree in Petroleum Geology and an MBA in Corp Finance |

| |Sing in a church choir and rings hand bells. |

| |Lyric Opera Docent |

| |College job: working in a men’s dorm serving 1000 young men each meal. |

| |Hospital Volunteer for last 15 years. |

| |I was a social worker before I was a Realtor |

| |My first paycheck was for a job as the weekend janitor in the building where I grew up. |

| |Co-holder of a swimming world record |

| |Learned to figure skate as an adult |

| |Swims in open water races in Lake Superior, Lake Michigan, the Atlantic and Pacific |

| |Captain of high school swim team |

| |Self piloted a narrow boat in England |

| |Participates in power lifting competitions |

| |Skied the American Birkebeiner (55K Cross Country Ski Race) 4 times |

| |Have never been beaten at the game of Boggle |

| |An identical Twin |

| |Animals are my passion. |

| |I’m funny and no one expects it. |

| |I have 7 grandchildren. |

| |I have 6 grandchildren in the area, ages 3-21 |

| | |

| |See if you can identify each WCR member with his or her skill/talent/fun fact. |

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| | |

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THANK YOU AFFILIATE SPONSORS

I would like to take a moment to thank our Affiliate Members who have taken the lead by signing up as Luncheon Sponsors. Jerry Lazar, Verra Rudolphi, and Karen Linden are heading up the Sponsors’ Committee. What’s in it for you? An opportunity to support WCR and have your name on our newsletter and website for the entire year! Additionally, you receive the opportunity to tell us a little (2-3 minutes) about you and your service at the meeting you sponsor.

To sign up now, contact: Jerry Lazar: JerroldLazar@

Verra Rudolphi verra@

or Karen Linden karen.linden@

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