Guaranteed Interest Contracts Product Outline (10/11/2013)

A.9) Affinity Association -- Section 4238(b)(9) 17. A.10) Financial Institution -- Section 4238(b)(10) 17. ... Interest credited will be based on the rate or rates guaranteed (fixed rate, determinable by a formula contained in the contract or tied to an external index) and will not be variable based solely on the performance of the book value ... ................
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