EXECUTIVE SUMMARY FORM



Loan Submission Form

AMERICAP DIRECT americap-

Toll Free: Underwriting Dept: 877-998-7539

Fax: 866-923-0835

No Blanks or See Attached INCOMPLETE APPLICATION: DECLINED

Please Provide the Following:

Three years income tax and financial statements

Year-to-date profit & loss and balance statement

Personal finance statements

Projected cash flow statements for next 12 months

Pro forma for next 12 months / length of loan

Federal and state tax information

Collateral sheet/Exit plan

Well written business plan/Executive Summary email to newloans@

|Borrower’s Name: | |

|Company’s Name: | |

|Fico Score: | |

|Borrower’s Federal ID #: | |

|Address: | |

|Phone: | |

|Fax: | |

|Email: | |

|Guarantor’s Name: | |

|Guarantor’s Social Security #: | |

|Address: | |

|Phone: | |

|Fax: | |

|Email: | |

|Guarantor’s Name: | |

|Guarantor’s Social Security #: | |

|Address: | |

|Phone: | |

|Fax: | |

|Email: | |

|Project Name: | |

|Property Address: | |

|Property Type: | |

|Purchase Price: | |

|Amount of Down Payment: | |

|Year Borrower Purchased Property: | |

|Age of Property: | |

|Square Footage/Acres of Property: | |

|What would be the 120-day valuation of property | |

|if it is sold to a cash buyer? | |

|Completed Loan to Value: | |

|Purchase Agreement in Place? | |

|List all Debt &/or Back Taxes Due: | |

| | |

|What Percentage of Property is Occupied Today? | |

|Money in Transaction & How Spent: | |

| | |

|Down Payment: | |Requested Loan | | | |

| | |Amount: | | | |

|As is Value: | |Requested LTV: | | | |

|Completed Value:| | | | | |

| Purpose of Loan: | |

| | |

| | |

|Please Provide a “Use of Proceeds” | |

|Schedule | |

| | |

|Debt Service Coverage Ratio: | |

| Gross Operating Income 2015: | |

|Net Operating Income 2015: | |

|Gross Operating Income 2016: | |

|Net Operating Income 2016: | |

|Gross Operating Income 2017: | |

|Net Operating Income 2017: | |

| | |

|2017 year to date: | |

| | |

|Debt Service Coverage Ratio: | |

|Year to date Income: | |

|Current Occupancy: | |

|Borrower’s Gross Income 2015: | |

|Borrower’s Gross Income 2016: | |

|TOTAL Cash on Hand: | |

|Funds available for due diligence, appraisal, | |

|Escrow, closing and third party reports: | |

|Does borrower have 10-20% Down Cash reserve: | |

|Does borrower need Proof of funds service or a | |

|Business Line of Credit: | |

|Please attached recent bank statement: | |

ADDITIONAL COLLATERAL AVAILABLE

|Property Type: |T |

|SQFT: | |

|Date of Last Appraisal: | |

|Address: | |

|Value of Property: | |

|1st Lien Balance | |

|2nd Lien Balance | |

BORROWER’S DESIRED LOAN TERMS

|Loan Term: | |

|Interest Rate: | |

|Desired Origination & Fees: | |

|Please summarize the project & include any | |

|special issues, problems or needs: | |

INFORMATION ABOUT PROPOSED BORROWER

|Type of Borrowing Entity: | |

|Guarantor’s Credit Score: | |

|Guarantor’s Occupation: | |

|Prior Project Experience: | |

| | |

| | |

|Net Worth of Guarantor: | |

|For Joint Venture Only: Client requires 10% | |

|Liquidity of Funding Amount | |

|Current Liquid Assets: | |

|Guarantor’s last 3 years’ average monthly | |

|income: | |

|Guarantor’s Credit Score: | |

|Guarantor’s Occupation: | |

|Prior Project Experience: | |

| | |

| | |

|Net worth of | | | |

|Guarantor: | | | |

|Liquid Assets |Total: Bank, Stocks, |Bank: Checking/Savings: |Stocks: |

| |etc | | |

| | | | |

| | | | |

| | |Escrow: | |

|Guarantor’s last 3 years’ average monthly | |

|income: | |

|Describe intended Exit Strategy: | |

| | |

| | |

|What has been done thus far to secure this | |

|financing: | |

| | |

|Problems encountered to finance: | |

|Turn down elsewhere and why? | |

|Time restriction for this loan: | |

|Submitting Broker/Finder: Name, Address, | |

|Phone, Fax, E-Mail | |

|BROKER 100% PROTECTED AND WELL COMPENSATED | |

|Broker desired fees/Points: | |

|Total Brokers on file? | |

|Type of Loan and Terms |(60-90 DAYS) SBA, Lines of Credit, Merchant Loan, FHA and Conventional loans___________ |

|Check apply Only | |

|Time table indicate closing time. All loans |(90-120 days) Bond loan, up to 100% Funding, rate as low as 5.99%. Up to 1 billion, international funding approved. |

|require proof of funds and certain amount of|Require 1% down for bond fee.____ |

|liquid down payment. | |

| |(30-45 days)Hard Money: $1mm-$100mm90% LTV, rate: 5-9%____ |

|All programs are Nationwide. | |

| |(3-4weeks)Leverage Loan: 100% LTV, rate:2.5% , Bank letter of credit required for loan amount_____ |

| | |

| |(30 days) Joint Venture Funding, LTV: 100%, 10-30% Equity split, 2% Liquid Asset of the FundING Amount.$1MM-$1.5bb, |

| |Inter, USA ______ |

| | |

| |(90 days)Conventional Financing, 75-85%,rate: 5.5%____ |

| | |

| |Hedge funds/EB5: $1mm-$100mm, 80-100% LTV, 10 PNTS, No pmts for 2 yrs, 5% rate, 10 yr term, All property types, |

| |International, USA |

| | |

| | |

| |4 days Proof of funds service/ _____We provide Proof of funds WITH A1 Banks and Bank Statements. Bank Guarantee, |

| |Standby Letter of Credit, MT799, MT760. We can show $1 million to 1 Billion in your account. |

| | |

| |(10-30 days)______ Lines of Credit from $50,000 to $500,000 rate: 9-15%, use for down payment, working capital and|

| |more. Requires 720 Fico score. |

| | |

| |Hard Money (10-30 days) Minimum loan: $50mm, no upfront fees, international and USA. _____ |

| |EMAIL FILE ZIP FOLDER TO newloans@ 866-923-0835 |

| | |

| | |

AN ALTERNATIVE TO CONVENTIONAL BANK LOANS

Americap Direct is headquarters in Houston Tx. We have Agents in every state for your convenience.  We are solution oriented. Each transaction is unique, and needs to be treated with a specific targeted solution in mind. This is what separates Americap from other Investor underwriter. Americap has the experience to structure and place complicated files for funding with top Bond sponsors, Joint Venture capitalist, hard money and conventional banks. Our team of professionals have been in the commercial finance world for many years, and focus only on transactions that require a personal touch due to difficult or unusual circumstances. Locations: Houston TX, Chicago, IL, New York, NY.  and satellite offices Nationwide. Types of Businesses and Property We Fund:

Restaurants                    Construction

Physicians & Dentists      Rehab Loans

Franchises                      Acquisitions

Retail                              Oil Refinery

Services                          Sports Complex

Food Service                  Sports Contracts

Business to Business      Office Buildings 

Consumer Services         Hotel/Motel/Resorts

Equipment Financing       Apartments

Many, many others          Warehouse

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