Community Banks: You DO have that competitive advantage

[Pages:61]Community Banks: You DO have that competitive advantage

Presented by: David W. Furnace CEO

June 14, 2016

1

Agenda

? Industry backdrop ? Community banks vs. big banks

? Capitalizing on competitive advantages and monetizing the customer base

? Expanding market share

2

Industry Backdrop

3

Total Number of Financial Institutions

4

Annual Return on Assets

5

Top 30 Market Share

6

Loan to Deposit Rates

7

Net Interest Margin

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