REFINANCE (Adjustable Rate Mortgage/HMDA)

*If application is for construction/permanent financing: A Loan Estimate for both the construction phase and the permanent financing is required within 3 (general) business days of the initial application. **HPML escrow rules N/A for construction loans; temporary financing (e.g. bridge) with a term of 12 months or less; or Reverse Mortgages. ................
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