Quick Reference Guide - Amazon S3
Quick Reference Guide
Effective: January 1, 2016
Application and Funding Process
1. Submit application from any device (applicant to complete and submit all sections) Decision is instantly displayed and also emailed (use applicant email where indicated)
2. Complete the installation, repair or service work 3. Email or upload* a customer signed copy of your invoice to contracts@
You will receive a funding report via email 4. Receive ACH payment within 3-business days
* see invoice upload instructions in activation email.
Approved customers can choose a plan within their Tier that best fits their needs
Tier Plan # Promotion
Monthly Payment Contractor Fee
Tier 0
001 9.90% APR * 002 12 Months Deferred Interest
2.00% 3.00%
6.50%
Tier 1 Tier 2 Tier 3
101 21.90% APR ** 102 6 Months Deferred Interest
201 24.90% APR ** 202 6 Months Deferred Interest
301 29.90% APR **
See chart below See chart below
See chart below See chart below
See chart below
10.00% 12.00% 15.00%
*APR is variable based on Prime, approximately 65 payments, FICO>640. **APR is fixed, FICO 550 to 640.
Monthly payments for Tier 1,2 &3 customers
Click for payment calculator
Customer benefits
All credit decisions are instantaneous No homeownership requirement No income verification ? no employer section on application No customer application fees or prepayment penalties Max. credit lines per applicant up to: $15,000
To speak with a live representative now contact us at: 866-748-4590
Learn more at or email tj@
New 2017 2nd Look for Program
Our mission as a company is to greatly simplify the consumer financing process for contractors, and provide a fair loan offer to every customer seeking home improvement financing.
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