What can a Title I Home Improvement loan do for you? THE HLIB …

What can a Title I Home Improvement loan do for you?

THE

HLIB

ADVANTAGE LOAN

Make Your Home Improvement Goals A Reality.

- Upgrade an existing bathroom Terms and conditions

or add a new one - Remodel the kitchen

-Maximum loan amount of $15,000 -Maximum term of 10 years

- Install solar panels

-Loan proceeds are for eligible

- Finish an attic or basement

home improvement projects only

- Install replacement windows - Install new siding - Repair or replace a roof - Add a sunroom

-Borrower must obtain an FHA Title I loan from HLIB in order to qualify for The HLIB Advantage loan *

*subject to credit approval

- Add a carport or garage

Contact us today and be on your way

- HVAC install or upgrade - Green and sustainable energy - Hardwood floors - Alternative power solutions - Most projects qualify

to the home you've always dreamed of!

Chris Tibbetts

800.223.1700 ext. 948

email: ctibbetts@ hlib- NMLS#: 890214 Home Loan Investment Bank, FSB

One Home Loan Plaza, Warwick, RI 02886

HOME LOAN

INVESTMENT BANK

YOUR HOME IMPROVEMENT PARTNER

FHA Title I HOME LOAN Home Improvement Loan

INVESTMENT BANK

YOUR HOME IMPROVEMENT PARTNER

THE

HLIB

ADVANTAGE LOAN

Program Benefits Home Loan Investment Bank is a Federal

Savings Bank that has been serving the community for over 50 years. We are At Home Loan Investment Bank, we strive to dedicated to providing superior service provide homeowners with financing that is

for all of your home

both practical for their needs and affordable

improvement needs.

for their budget. By choosing the FHA Title I

That commitment to

Home Improvement Loan, you will benefit from

our customers is the

features not available through other financing

reason why we are

options. We can help you accomplish your home

so proud to offer the FHA Title I Home

improvement goals quickly and efficiently.

Improvement Loan.

Here are some of the most attractive features

This program gives homeowners an

of our loan program:

opportunity to swiftly and affordably finance home repairs and improvements.

- Obtain up to $25,000 for a single - family home

NO EQUITY?

or up to $12,000 per unit (max $60,000) for a multi - family property

NO PROBLEM!

- No equity required

With the FHA Title I Home Improvement - No appraisal necessary

Loan program, there is no equity

- Low fixed rates

requirement and absolutely no appraisal - Interest may be tax

necessary. Home improvement loan

deductible

decisions can be made within 24-48 hours.* - Loan decisions within 24-48 hours

*New residential structures must have been completed and occupied for

- Flexible payment terms of up to 20 years with

a minimum period of 90 days.

No pre-payment penalties

Home Loan Investment Bank, FSB is excited to introduce a brand-new product in home improvement lending: The HLIB Advantage Loan. This particular type of home improvement loan allows you to finance up to $15,000 in additional funds for your home improvement project, in conjunction with a Title I Home Improvement loan.

When $25,000 is not enough to complete the home improvement project, call Your Home Improvement Partner and take advantage of our exclusive program, The HLIB Advantage Loan.

800.223.1700 ext. 948 hlib- email: ctibbetts@

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