Anatomy of Risk Management Practices in the Mortgage

Anatomy of Risk Management Practices in the Mortgage Industry: ... Alt-A lending, subprime, and home equity lending. So we are in a period of transition where we are decreasing efforts in the commoditized part of the business and increasing these other parts. That’s giving us the opportunity to materially adjust our cost structure, so I view 2006 as a year of transition as we make all of ... ................
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