Budget Worksheet
Spending Plan Worksheet
Copy this sheet and work toward a reasonable spending plan.
|Housing |Totals 25-38% |Leisure |Totals 5-15% |
|Rent | |Vacations | |
|Telephone/Internet | |Hobbies (club membership) | |
|Utilities: | |OTHER/Entertainment: | |
|Gas | |Meals/restaurant | |
|Electric | |Movies | |
|Water | |Events | |
|Trash | |Baby sitting | |
|Cable TV | |Debt |Totals 0-10% |
|Maintenance & repair | |Mortgage (P & I) | |
|Furnishings | |Credit cards: | |
|Improvements | |Visa | |
|Household help | |Master card | |
|OTHER: | |Discover | |
|Family |Totals 15-25% |American Express | |
|Food & Groceries | |Gas cards | |
|Clothes | |Department stores | |
|Medical & dental expenses | |Education loans | |
|Laundry/Dry cleaning | |Bank loans | |
|Child care | |Other debt payments | |
|Educational expenses | |Insurance Premiums |Totals 5% |
|Legal expenses | |Individual life | |
|OTHER: | |Employee paid group life Ins. | |
|Alimony, child support | |Homeowner’s insurance | |
|Allowances | |Private mortgage insurance | |
|Music lessons | |OTHER: | |
|Barber/beauty | |Auto | |
|Cosmetics | |Health | |
|Liquor/Tobacco | |Disability | |
|Magazines/Books | |Savings |Totals 5-10% |
|Personal technology | |Retirement | |
|Transportation |Totals 12-15% |Education | |
|Gas/Oil | |Other goals and dreams | |
|Maintenance/Repairs | |Taxes |Totals 15-25% |
|OTHER: | |Income | |
|License/Tabs/Permits | |Property | |
|Parking | |Income |Totals |
|Bus/train | |Employment income | |
|Transportation | |Current pension | |
|Giving |Totals % Guide |Other income | |
|Charitable | | | |
|Non-charitable/Gifts | |Total Monthly Income | |
| | |Less Total Expenses | |
| | |Income over/(under) expenses | |
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