The Essentials of Real Estate Law for Paralegals



Chapter 10

Helpful Websites



This section of the official site of the U.S. Department of Housing and Urban Development (HUD) provides a glossary of commonly encountered mortgage terms.



This site of the Federal Trade Commission for the Consumer details the rights and obligations under the Equal Credit Opportunity Act.



The Federal Deposit Insurance Corporation (FDIC) site gives the full text of the Truth in Lending Act.



This section of the HUD Web site provides an overview of the Real Estate Settlement Procedures Act, including required disclosures, consumer protections, and prohibited practices.



Major links to the text of the Fair Credit Reporting Act and the Fair and Accurate Credit Transaction Act of 2003 are available at this site.



This site provides information on various FHA loan types, FHA loan rates, an FHA loan checklist, FHA mortgage insurance information, FHA loan lending limits, and closing costs for FHA loans.



The VA loan site has information on eligibility requirements, loan guaranty forms, and information on specially adapted housing.



This VA site provides information on VA loan costs, loan questions and answers, financing benefits, eligibility requirements, and VA loan articles.



The official site of Ginnie Mae explains what Ginnie Mae is, what it does, and provides a link to Ginnie Mae statutes and regulations.



The Fannie Mae site provides background information and has links to calculators, a glossary, checklists, and other tools and resources.



The Freddie Mac site provides an overview of Freddie Mac and its roles in the secondary market. It has a link to frequently asked questions, as well as a link to regulations and oversight.



Daily updates on mortgage rates for fixed rate and adjustable rate mortgage loans are available at this site. You can compare rates and, in addition, it provides a mortgage calculator, news, articles, and advice.



This portion of the REBuz site has a useful glossary of mortgage terminology and provides the U.S. average daily mortgage rates. Or you can choose a state and check its daily rates. The site also includes numerous articles on assorted real estate topics.



This site features a glossary of mortgage terms. It also provides a variety of mortgage calculators and a credit grade tool that can help you determine how your lender will grade you. Clicking on “Advice & Articles” will call up numerous articles including one entitled “Mortgage 101,” which explains the fundamentals of the mortgage loan process.



This is another site providing a glossary of basic mortgage and real estate terms. Clicking on “Calculator” on the toolbar will produce an array of mortgage calculators. Clicking on “Mortgages” on the toolbar will bring up a list of mortgage articles. In addition, the site has a link to current mortgage rates.

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