Benefits for you.

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I NTE R NATI O NA L B ROTH E R H O O D O F TEA M STE R S 25 Louisiana Avenue, NW Washington, DC 20001

Benefits for you.

D I S C O U N T S A N D B E N E F I T S AVA I L A B L E E X C LU S I V E LY F O R T EA M ST E R FA M I L I E S

Member benefits & discounts

Benefits

Discover more benefits

of Teamster membership.

Teamster Privilege

consumer benefits and services that help your family at home, off the job.

For more information about the Teamsters or Teamster Privilege, visit

Teamster Privilege Important Phone Numbers

Credit Card : : : : : : : : : : : : : : : : : : : 1 - 8 0 0 - 7 2 1 - 7 8 2 1

Mortgage & Real Estate : : : : : : : : 1 - 8 0 0 - 4 1 6 - 5 7 8 6

Retiree Health Insurance and Discounts

Medicare Supplement Program : : : 1 - 8 0 0 - 8 0 8 - 3 2 3 9 Medicare Rx Drug Program : : : : : : 1 - 8 6 6 - 5 2 4 - 4 17 3 Early Retiree Health Plan : : : : : : : : 1 - 8 0 0 - 8 0 8 - 3 2 3 9 Prescription Discounts : : : : : : : : : : 1 - 8 0 0 - 3 0 8 - 0 3 74 Dental and Vision Savings : : : : : : : 1 - 8 7 7 - 5 70 - 4 8 4 5

Credit Counseling Program : : : : 1-877-833-1745

Insurance

Accident Insurance : : : : : : : : : : : : 1 - 8 0 0 - 3 9 3 - 0 8 6 8 Life Insurance : : : : : : : : : : : : : : : : : 1 - 8 0 0 - 3 9 3 - 0 8 6 8 Senior Life Insurance: : : : : : : : : : : : 1 - 8 0 0 - 3 9 3 - 0 8 6 8 Hospital Income Program : : : : : : : : 1 - 8 0 0 - 3 9 3 - 0 8 6 8 Auto Insurance : : : : : : : : : : : : : : : : 1 - 8 7 7 - 9 9 9 - 9 5 9 6 Homeowners/Renters Insurance : : 1 - 8 6 6 - 3 6 6 - 4 6 0 7

AT&T Wireless Discount : : : : : : : 1-800-897-7046

Vacations

Tours : : : : : : : : : : : : : : : : : : : : : : : : 1 - 8 0 0 - 5 9 0 - 1 10 4 Travel Agent Services : : : : : : : : : : : 1 - 8 0 0 - 4 9 1 - 2 8 3 8

Everyday Savings

Avis : : : : : : : : : : : : : : : : : : : : : : : : : 1 - 8 0 0 - 6 9 8 - 5 6 8 5 i db723700 Hertz : : : : : : : : : : : : : : : : : : : : : : : : 1 - 8 0 0 - 6 5 4 - 2 2 0 0 i d205666 Budget : : : : : : : : : : : : : : : : : : : : : : : 1 - 8 0 0 - 4 5 5 - 2 8 4 8 i dv 8 1 6 10 0 Flowers : : : : : : : : : : : : : : : : : : : : : : 1 - 8 8 8 - 6 6 7 - 7 7 7 9 Computers : : : : : : : : : : : : : : : : : : : 1 - 8 7 7 - 8 8 2 - 3 3 5 5 i dP S 16626766 Union-made Checks : : : : : : : : : : : : 1 - 8 8 8 - 8 6 4 - 6 6 2 5 Moving Van Discount : : : : : : : : : : : 1 - 8 0 0 - 2 3 4 - 1 1 5 9 Legal Service : : : : : : : : : : : : : : : : : : 1 - 8 8 8 - 9 9 3 - 8 8 8 6



I N T E R N AT I O N A L BROTHERHOOD OF TEAMSTERS

JAMES P. HOFFA

GENERAL PRESIDENT

Dear Fellow Teamster: Welcome to the International Brotherhood of Teamsters!

C. THOMAS KEEGEL

GENERAL SECRETARY-TREASURER

The IBT is proud to endorse Teamster Privilege ? a package that offers benefits and services for you and your family. Because of the strength of our membership, as a Teamster member you are eligible for deals on products and services that the general public cannot get.

The Teamster Privilege program offers benefits that extend above the benefits negotiated with your employer under your Teamster contract. These benefits are available to you and your family for as long as you are a union member.

We are pleased that, in addition to the benefits of a strong voice and representation on the job, you and your family also have the right to enjoy the Teamster Privilege benefits.

Fraternally,

James P. Hoffa General President

C. Thomas Keegel General Secretary-Treasurer

2 5 L O U I S I A N A AV E N U E , N W WA S H I N G T O N , D C 2 0 0 0 1 - 2 1 9 8 2 0 2 - 6 2 4 - 6 8 0 0

Teamster Privilege AT&T Wireless Services

10% Discount on wireless services from AT&T

As an IBT member, you can save 10%* on your monthly individual or family wireless plan from AT&T, the nation's only union wireless company. If you're particularly chatty, you can save as much as $140 or more! Plus, the $36 activation fee is waived for union members. The 10% discount is available for both new and current AT&T customers.

In addition to saving money you'll be supporting union workers and their families. AT&T Mobility is the only unionized wireless provider.

3 ways to save

Call 1-800-897-7046. Use Discount Fan number 00113662 when you speak to the customer service operator.

Online @ ATT. Purchase services and find specials on phones. Visit your local AT&T store. Union identification is required. (not available at

authorized AT&T dealers or kiosks)

*Credit approval and new two-year service agreement required. Additional lines for family plans, unlimited plans and Unity plans are not eligible. Other conditions and restrictions apply.

Who's eligible?

AT&T WIRELESS SERVICES This offer is available only to Teamster members and retirees. Union identification is required. The program is currently for residents in the United States and not available in Guam or Canada.

Teamster Privilege Vacations

This travel service is designed to provide members, retirees and families the benefits and savings of booking flights, hotels, vacations and cruises. Members, retirees and families can choose from one of the largest travel industry inventories available while enjoying our Best Price Guarantee and unique Travel Community.

This travel program features:

Live Travel Agents ? US based call center available 24/7 Private and Secure ? Powerful encryption technology protects all your transactions Explore travel community ? share travel ideas, find friends and make new ones Membership Benefits ? the more you travel, IBT is better able to fund other benefits

Call 1-800-491-2838 for Reservations, or visit us online at .

Who's eligible?



All Teamster members, retirees, and their families

Worldwide Vacation Tours You work hard and deserve a break. When you want to take an international tour and see the world, Teamster Privilege Vacations can help you and your family plan your vacation and save.

This travel program features:

$100 union-member-only savings on any international vacation tour More than 70 escorted tour itineraries throughout the world Every tour includes flights, accommodations, transfers, a full-time bilingual

tour director, guided sightseeing and more! Travel free if you organize a trip for a group of 12 or more

For more information call 1-800-590-1104.

Who's eligible?

WORLDWIDE VACATION TOURS All Teamster members, retirees and their families. However, tours must originate in U.S. gateway cities.

Teamster Privilege Auto, Homeowners and Renters Insurance

The Teamster Vehicle Insurance Program from GMAC Insurance is looking out for you and your family with great benefits and exclusive rates:

Along with special Teamster rates, the program offers additional discounts for commercial drivers license (CDL) or Class B license holders.

Guaranteed claims service satisfaction or your deductible will be waived (up to $250).

Genuine original manufacturer parts used in collision repairs at no extra cost. Guaranteed repairs for the life of your vehicle from any Gold Medal shop. Emergency Expense Allowance - up to $500 Nationwide Towing Coverage

Who's eligible?

AUTO, HOMEOWNERS AND RENTERS U.S. Teamster members, retirees, their spouses. This program is not available to members living in Canada and may not be available in all states.

For an immediate quote call 1-877-999-9596 and mention Preferred Customer Code TM2N.

With the Teamster Homeowners & Renters Insurance Program from GMAC Insurance you won't have to worry about whether you're properly protected, because getting full coverage for your home and possessions is quick, easy and very affordable.

Offer guaranteed replacement cost Coverage for your dwelling, personal property and loss of use Coverage for other structures on your property Coverage for medical expenses if someone is injured on your property Coverage for bodily injury or property damage liability Additional coverage available for valuable property such as jewelry, watches,

computers and collectibles.

For an immediate quote call 1-866-366-4607 and mention Preferred Customer Code TM5X.

Visit ibt

Teamster Privilege Credit Counseling Program

Increased indebtedness and a faltering economy have led to a marked increase in the number of teamster families facing a debt crisis. In addition, the credit counseling industry itself has undergone an alarming transformation in the last decade. With increased consumer demand and a reduction in funding from credit card issuers, many credit counseling agencies have adopted aggressive practices such as improper advice and excessive fees that has resulted in a sharp increase in complaints.

Teamster Privilege and Union Plus have relied on its program providers to refer teamster members to quality financial counseling services through Money Management International (MMI), based in Houston, TX. MMI is the largest credit counseling agency affiliated to the National Foundation of Consumer Credit (NFCC). It was formed in 1996 and has grown through mergers with several Consumer Credit Counseling Services (CCCS) to be the nation's largest nonprofit credit counseling agency, servicing more than 100,000 current clients. The Credit Counseling program features include:

Free counseling session, budget analysis and advice

Who's eligible?

CREDIT COUNSELING PROGRAM All Teamster members, retirees, and their families may use this program. This program is currently not available in Canada, Virgin Islands, Guam and Puerto Rico.

Debt management plans available with set-up fee waived

Reimbursement of monthly debt management plan fee after successfully completing one year on the plan

Bankruptcy counseling with fee waived

Dedicated "Save My Home Hotline", 1-866-490-5361, available for members to reach HUD-certified counselors to discuss issues surrounding home mortgage payment difficulties

Mortgage assistance grants to assist qualifying members with delinquent mortgage payments; such grants are available to members in AZ, CA, CT, FL, IL, MD, MA, MI, NV, NJ, NY, OH, PA, TX and VA.

Integrate credit counseling with other related Teamster Privilege programs, specifically the credit card, mortgage and legal services program

The Credit Counseling program offers a fully integrated service available by telephone, Internet and in person. Get free credit counseling, confidential financial guidance and no-cost debt management assistance from certified credit counselors at the nation's largest nonprofit consumer credit counseling agency. To speak to a certified counselor, visit CreditCounseling or call 1-877-833-1745.

Teamster Privilege Mortgage and Real Estate

Buying a home can be one of the most expensive and stressful purchases in your life. But finding your dream home doesn't have to be a nightmare ? thanks to Teamster Privilege Mortgage and Real Estate. This benefit makes buying, selling or refinancing a home easier and more affordable.

Mortgage counselors are available to help you, your children or even your parents find the right mortgage. This program features a unique assistance program that helps members who become unemployed make their mortgage payments.

Let the mortgage experts at Chase Manhattan Mortgage Corp. help you with:

Mortgage loans with competitive fixed and variable interest rates In person or over-the-phone application Low down payments and fees Special programs for first-time buyers Loan programs for borrowers with "less than perfect" credit $350 toward closing costs ? for buyers who use both the real estate and

mortgage portions of the program Real estate agent referral available Assistance to help you make mortgage payments if you become unemployed as

a result of a layoff, disability or union-sanctioned strike Online Home Finance Center offers education, advice and planning calculators

To speak with a mortgage counselor or to find a local Chase mortgage office call 1-800-416-5786 or for more information go to and click on Teamster Privilege Program.

Not all mortgage programs/products are available in all areas

Who's eligible?

MORTGAGE AND REAL ESTATE U.S. Teamster members, their spouses, their children and their parents. This program is not available to members living in Canada.

Call 1-800-416-5786 to apply.

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