February 12, 2002



Dear ,

Did you know that the average 4-year cost for a public university is $100,000 and a private college is $235,000 – per child*?

What will the annual costs be when your child is ready for college?

As your financial advisor, I know that the soaring costs of college must concern you. Do you have a plan for affording the cost of college without sacrificing your retirement savings plan?

Here is something you might not know: When it comes to paying for college, there are really two prices – one for the informed buyer and one for the un-informed. The fact is, the uninformed buyer of a college education generally spends thousands of dollars more than the informed.

When it comes time to send your child to college, will you be able to send them to the college that is the best fit for them? Or will you have to settle for the school that you think is the most affordable?

The good news is that I can help. I am now offering a specialized college-planning capability that will help you become an informed buyer of a college education, thereby reducing your out-of-pocket college costs.

The practical benefits to you and your college-bound student include:

➢ Limiting of parent and student debt

➢ Redirecting money that would have been spent on college toward retirement or other financial goals

➢ Helping to ensure that your student attends a college that is a great fit for them and not just the one thought to be the most affordable

My priority is to protect your hard-earned income and assets and to help your child attend the college of their choice – and to keep you from paying one dollar more than necessary.

Feel free to contact me for details, or I will be contacting you shortly to discuss this very important issue.

Sincerely,

*Source: College Board 2020

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