SSI Workbook



Supplemental Security Income (SSI) WorkbookJanuary 2021Table of Contents TOC \o "1-3" \h \z \u Instructions PAGEREF _Toc12873653 \h 4Supplemental Security Income Problems PAGEREF _Toc12873654 \h 5Linda PAGEREF _Toc12873655 \h 5Jeremy PAGEREF _Toc12873656 \h 6Jenna – Part 1 PAGEREF _Toc12873657 \h 8Jenna – Part 2 PAGEREF _Toc12873658 \h 10William PAGEREF _Toc12873659 \h 12Lilly PAGEREF _Toc12873660 \h 13Peyton – Part 1 PAGEREF _Toc12873661 \h 15Peyton – Part 2 PAGEREF _Toc12873662 \h 17John PAGEREF _Toc12873663 \h 19Jimmy – Part 1 PAGEREF _Toc12873664 \h 21Jimmy – Part 2 PAGEREF _Toc12873665 \h 23Pablo PAGEREF _Toc12873666 \h 24Paula PAGEREF _Toc12873667 \h 26Loni PAGEREF _Toc12873668 \h 28Sammie PAGEREF _Toc12873669 \h 30Daisy PAGEREF _Toc12873670 \h 32Ron PAGEREF _Toc12873671 \h 33T.J. and Cora PAGEREF _Toc12873672 \h 35Appendix - Answer Keys PAGEREF _Toc12873673 \h 38Linda Answer Key PAGEREF _Toc12873674 \h 38Jeremy Answer Key PAGEREF _Toc12873675 \h 39Jenna – Part 1 Answer Key PAGEREF _Toc12873676 \h 41Jenna – Part 2 Answer Key PAGEREF _Toc12873677 \h 42William Answer Key PAGEREF _Toc12873678 \h 44Lilly Answer Key PAGEREF _Toc12873679 \h 45Peyton – Part 1 Answer Key PAGEREF _Toc12873680 \h 47Peyton – Part 2 Answer Key PAGEREF _Toc12873681 \h 49John Answer Key PAGEREF _Toc12873682 \h 50Jimmy – Part 1 Answer Key PAGEREF _Toc12873683 \h 52Jimmy – Part 2 Answer Key PAGEREF _Toc12873684 \h 53Pablo Answer Key PAGEREF _Toc12873685 \h 55Paula Answer Key PAGEREF _Toc12873686 \h 56Loni Answer Key PAGEREF _Toc12873687 \h 58Sammie Answer Key PAGEREF _Toc12873688 \h 60Daisy Answer Key PAGEREF _Toc12873689 \h 62Ron Answer Key PAGEREF _Toc12873690 \h 64T.J. and Cora Answer Key PAGEREF _Toc12873691 \h 65InstructionsThis SSI Workbook provides you with 18 scenarios that you can use to practice calculating the effect of work on SSI. Each scenario includes a short narrative, a blank SSI calculation worksheet, and a few questions for you to answer after you’ve completed the calculation worksheet.In the Appendix, you will find the answer key to each of the scenarios. We have listed the answer keys in the same order as the scenarios in this workbook. After you have completed each scenario, compare your answers to the answer key. If your answer is different than the answer key, review the relevant sections in the manual (Module 3) and contact your Technical Assistance (TA) Liaison () for to review the related concept. Supplemental Security Income ProblemsLindaLinda receives $794 per month in SSI. She is considering a job offer working as an assistant manager at a flower shop. She will be working 32 hours a week, earning $9.00 an hour. You estimate her average monthly gross wages will be $1,247, based on 4.33 weeks per month. Show Linda how Social Security will adjust her SSI benefit and what her total income will be with her new job using the calculation worksheet below. Then answer the questions below the worksheet.Linda Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Linda Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Linda Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Linda Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) Total Countable Income?Adjusted SSI Payment=Linda Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Linda’s adjusted SSI payment?What is Linda’s total financial outcome?Go to Linda answer keyJeremyJeremy receives $794 per month in SSI. He is considering a job offer working as a Sales Manager at a local feed store. He will be working 40 hours a week, earning $10.00 per hour. You estimate he will have an average of $1,732 per month in gross wages, based on 4.33 weeks per month. Show Jeremy how Social Security will adjust his SSI benefit and what his total income will be with his new job using the calculation worksheet below. Then answer the questions below the worksheet.Jeremy Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable `Unearned Income=Jeremy Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Jeremy Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Jeremy Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) Total Countable Income?Adjusted SSI Payment=Jeremy Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Jeremy’s adjusted SSI payment?What is Jeremy’s total financial outcome?Go to Jeremy answer keyJenna – Part 1Jenna is thinking about going to work and has come to you for more information. She tells you that she lives alone, pays all her food and shelter expenses, receives a Social Security Disability Insurance (SSDI) benefit in the amount of $400.00 per month and a Supplemental Security Income (SSI) benefit that is about $400.00 per month. Show Jenna how Social Security has calculated her current SSI benefit using the calculation worksheet below. Then answer the questions below the worksheet. Jenna Part 1 Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Jenna Part 1 Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Jenna Part 1 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Jenna Part 1 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `Total Countable Income?Adjusted SSI Payment=Jenna Part 1 Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Jenna’s adjusted SSI payment?What is Jenna’s total financial outcome?Go to Jenna – Part 1 answer keyJenna – Part 2Jenna then shares that she would like to work 20 hours per week, earning $11.00 per hour, as a delivery driver. You estimate that she will earn $953 per month, based on 4.33 weeks per month. Show Jenna how Social Security will adjust her SSI benefit and what her total income will be with her new job using the calculation worksheet below. Then answer the questions below the worksheet.Jenna Part 2 Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Jenna Part 2 Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Jenna Part 2 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Jenna Part 2 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33bVTR, $1,191 eligible couple) `Total Countable Income?Adjusted SSI Payment=Jenna Part 2 Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Jenna’s adjusted SSI payment? What is Jenna’s total financial outcome? Will Jenna have more or less income with this new job after Social Security reduces her SSI? (Tip: compare the total financial outcome for each of the Jena exercises)Go to Jenna – Part 2 answer keyWilliamWilliam is currently receiving a pension in the amount of $650 per month. Wages do not affect this pension in any way. He also receives a small SSI benefit. He pays for all his food and shelter. He works at the movie theater in the ticket booth as a customer service representative. He works 3 days a week, around 15 hours a week and earns $8.50 per hour. Show William an estimate of his SSI benefit and total income with this earning goal using the calculation sheet below. Then answer the questions below the worksheet.William Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=William Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=William Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=William Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `Total Countable Income?Adjusted SSI Payment=William Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is William’s adjusted SSI payment?What is William’s total financial outcome?Go to William answer keyLillyLilly is currently receiving $275.00 in SSDI benefits. She also receives SSI. Lilly pays all her food and shelter. Lilly is considering a position at the local community college in the library. She will work 5 days a week, around 25 hours a week, and earn 12.50 an hour. You estimate she will have average gross wages of $1,353 per month, based on 4.33 weeks per month. When you met with Lilly, she told you that she has an extensive work history and has worked on and off for many years. After receiving Lilly’s BPQY you find that she completed her TWP over 5 years ago. She also ceased and used her Grace Period 4 years ago. Show Lilly an estimate of her SSI benefit and total income with this earning goal using the calculation worksheet below. Then answer the questions below the worksheet.Lilly Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Lilly Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Lilly Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Lilly Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `Total Countable Income?Adjusted SSI Payment=Lilly Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Lilly’s adjusted SSI payment?What is Lilly’s total financial outcome?Go to Lilly answer keyPeyton – Part 1Peyton comes to you for benefits counseling. Peyton is currently receiving $350.00 in SSDI benefits. He also receives SSI. Peyton began working in January 2021 as a customer service representative at the local state park. He works around 24 hours a week and makes $10.00 an hour. You estimate his average monthly gross wages will be $1,039, based on 4.33 weeks per month. After receiving Peyton’s BPQY, you find that he has previously used 5 of his Trial Work Period (TWP) months. Using the calculation worksheet below, show Peyton how Social Security will adjust his SSI benefit and what his total income will be with his new job. Then answer the questions below the worksheet. Peyton Part 1 Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Peyton Part 1 Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Peyton Part 1 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Peyton Part 1 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `Total Countable Income?Adjusted SSI Payment=Peyton Part 1 Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Peyton’s adjusted SSI payment? Will Social Security terminate Peyton’s SSI claim?What is Peyton’s total financial outcome? Go to Peyton – Part 1 answer keyPeyton – Part 2Peyton is still working for the state park. He worked 24 hours per week, earning $10.00 per hour, until April 2021 when he received a raise and started working more. Beginning April 2021 Peyton has been earning $11.00 an hour and working 4 days (32 hours) a week. You estimate his average monthly gross wages are $1,524, based on 4.33 weeks per month. Peyton received a letter from Social Security notifying him that his SSDI will be suspended starting August 2021. He has been receiving $0 in SSI and is wondering if his SSI will continue to be $0. Using the calculation worksheet below show Peyton an estimate of his SSI benefit and what his total income will be with $1,524 of gross wages and no SSDI. Then answer the questions below the worksheet.Peyton Part 2 Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Peyton Part 2 Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Peyton Part 2 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Peyton Part 2 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Peyton Part 2 Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Peyton’s adjusted SSI payment? What is Peyton’s total financial outcome? Will Peyton have more or less income now that Social Security has suspended his SSDI? (Tip: compare the total financial outcome for each of the Peyton exercises)Go to Peyton – Part 2 answer keyJohnJohn is 14 years old and has a disability that makes him eligible for SSI. He lives with his mom, Sandy, who works as a bookkeeper. Social Security has deemed $459 per month of Sandy’s income to John. Using the calculation worksheet below, show John how his current SSI benefit is calculated. Then answer the questions below the worksheet.John Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=John Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=John Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=John Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=John Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is John’s adjusted SSI payment?What is John’s total financial outcome?Go to John answer keyJimmy – Part 1Jimmy is 24 years old and participating in a vocational training program. Yesterday he accepted a part time job at the local amusement park as a groundskeeper. He will earn $10.50 per hour and work about 10 hours per week. You estimate his average monthly gross wages will be $455 per month, based on 4.33 weeks per month. He is currently receiving $529.33 per month in SSI. He lives with his parents and does not contribute to the household bills. Show Jimmy an estimate of his SSI benefit and total income with this earning goal using the calculation worksheet below. Then answer the questions below the worksheet.Jimmy Part 1 Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Jimmy Part 1 Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Jimmy Part 1 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Jimmy Part 1 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `Total Countable Income?Adjusted SSI Payment=Jimmy Part 1 Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Jimmy’s adjusted SSI payment?What is Jimmy’s total financial outcome?Go to Jimmy – Part 1 answer keyJimmy – Part 2Once Jimmy begins working, he plans to move into his own home and pay for all of his living expenses. Show Jimmy an estimate of his SSI benefit and total income when he is earning $455 per month and paying for all his living expenses using the calculation worksheet below. Then answer the questions below the worksheet.Jimmy Part 2 Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Jimmy Part 2 Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Jimmy Part 2 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Jimmy Part 2 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Jimmy Part 2 Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Jimmy’s adjusted SSI payment?What is Jimmy’s total financial outcome?Go to Jimmy - Part 2 answer keyPabloPablo is an SSI recipient who lives with his elderly grandmother. Pablo’s SSI benefit is a significant source of income for the household. Pablo pays his grandmother $500 each month to help cover his food and shelter costs. Social Security calculates Pablo’s pro?rata share of the household expenses at $670 a month. Social Security calculates the In-Kind Support and Maintenance (ISM) Pablo receives from his grandmother using the Presumed Maximum Value (PMV) rule. Since Pablo contributes $500 of his $670 monthly food and shelter costs, Social Security considers the remaining $170 as ISM. Show Pablo how Social Security determines his current SSI benefit using the calculation worksheet below. Then answer the questions below the worksheet.Pablo Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Pablo Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Pablo Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Pablo Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Pablo Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Pablo’s adjusted SSI payment?What is Pablo’s total financial outcome?Go to Pablo answer keyPaulaPaula is 17 years of age and is receiving $794 per month of SSI. She is a junior in high school and is participating in a transition program. This month she accepted a part-time job at a local computer technology company. She will earn $8.50 per hour and work 10 hours a week for the next 12 months. You estimate her average monthly gross wages will be $368. Show Paula how Social Security will adjust her SSI benefit and what her total income will be with her new job using the calculation worksheet below. Then answer the questions below the worksheet.Paula Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Paula Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Paula Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Paula Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Paula Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Paula’s adjusted SSI payment?What is Paula’s total financial outcome?What special SSI work incentive do you believe she can use?Go to Paula Answer KeyLoniLoni is 19 years of age and is taking 10 credits per quarter at a local college. Loni started work in January 2021, earning $1,200 per month while going to school. In April 2021, she started earning $1,950 per month while going to school. Show Loni how Social Security will adjust her SSI benefit in June 2021 and what her total income will be that month using the calculation worksheet below. Then answer the questions below the worksheet.Loni Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Loni Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Loni Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Loni Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Loni Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Loni’s adjusted SSI payment?What is Loni’s total financial outcome? Go to Loni Answer KeySammieSammie, diagnosed with an intellectual disability, is considering a job at an art museum in the evenings setting up the meeting rooms for special events. He will make $10.00 an hour and work 25 hours a week. You estimate his average gross monthly wages will $1,083 per month, based on 4.33 weeks per month. He uses door-to-door para-transit that will cost an average of $100 per month to get to and from work. He also pays $30 each month for his medications. He pays for all his food and shelter. He is an SSI recipient and is worried he may lose his SSI benefits. Show Sammie how Social Security will adjust his SSI benefit and what his total income will be with his new job using the calculation worksheet below. Then answer the questions below the worksheet.Sammie Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Sammie Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Sammie Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Sammie Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Sammie Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Sammie’s adjusted SSI payment?What is Sammie’s total financial outcome?What special SSI work incentive did you use?Go to Sammie Answer KeyDaisyDaisy just started a new job at the local marina in the rental shop (renting paddle boats and kayaks) five days a week. She works 30 hours a week and makes $11.00 an hour. You estimate her average monthly gross wages are $1,429, based on 4.33 weeks per month. Daisy uses a guide dog because she experiences full blindness. She pays $150 per month to keep her dog healthy and fed. She also uses door-to-door paratransit that costs $75 per month. Her employer takes $200 per month out of her pay check for taxes and she spends $5 a day ($109 a month) on lunches while she is at work. Daisy is worried that she may lose her SSI and she has come to you for advice. Show Daisy how Social Security will adjust her SSI benefit and what her total income will be with her new job using the calculation worksheet below. Then answer the questions below the worksheet.Daisy Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Daisy Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Daisy Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Daisy Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Daisy Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Daisy’s adjusted SSI payment?What is Daisy’s total financial outcome?What special SSI work incentive do you believe she can use?Go to Daisy Answer KeyRonRon would like to get a job as a mechanical technician. There is a vocational school near him that offers a 12-month mechanical technician training program, which costs $4,000. The state Vocational Rehabilitation program has a waitlist, so he won’t be able to receive financial help from them for at least a year. The vocational school does not offer financial aid. Ron receives $650 of SSDI and $164 of SSI, which he uses to pay his living expenses. Show Ron what his financial situation would be if he set aside all his countable income each month in a PASS to pay for school using the calculation worksheet below. Then answer the questions below the worksheet.Ron Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=Ron Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=Ron Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=Ron Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=Ron Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is Ron’s adjusted SSI payment?What is Ron’s total financial outcome?How many months would Ron need to save his countable income to reach the goal of $4,000?Go to Ron Answer KeyT.J. and CoraT.J. and his wife Cora receive SSI. T.J. is currently working at a local coffee shop. He earns $10 per hour and works 20 hours per week. You estimate his average monthly gross wages are $866, based on 4.33 weeks per month. Cora is considering a paraprofessional position at an elementary school. She would earn $8 per hour and would work 15 hours a week. You estimate her average monthly gross wages will be $520, based on 4.33 weeks per month. Show T.J. and Cora what their combined SSI benefit and total income is likely to be when they are both working using the calculation worksheet below. Then answer the questions below the worksheet.T.J. and Cora Step 1: Countable Unearned IncomeStepCalculationsUnearned IncomeGeneral Income Exclusion (GIE) $20?Countable Unearned Income=T.J. and Cora Step 2: Countable Earned IncomeStepCalculationsGross Earned IncomeStudent Earned Income Exclusion (SEIE)?RemainderGIE (if not used above) $20?RemainderEarned Income Exclusion (EIE) $65?RemainderImpairment Related Work Expenses (IRWE)?RemainderDivide by 2Blind Work Expenses (BWE)?Total Countable Earned Income=T.J. and Cora Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned IncomeTotal Countable Earned Income+PASS Deduction?Total Countable Income=T.J. and Cora Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)Total Countable Income?Adjusted SSI Payment=T.J. and Cora Step 5: Financial OutcomeStepCalculationsAdjusted SSI PaymentGross Earned Income Received+Gross Unearned Income Received+PASS, BWE and/or IRWE Expenses?Total Financial Outcome=Use the results from the calculation worksheet above to answer the following questions.What is T.J. and Cora’s combine adjusted SSI payment?What is T.J. and Cora’s total financial outcome? How much SSI will they each individually receive? HYPERLINK \l "_T.J._and_Cora" Go to T.J. and Cora answer keyAppendix - Answer KeysLinda Answer KeyLinda Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Linda Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,247.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,247.00GIE (if not used above) $20? $20.00Remainder$1,227.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,162.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,162.00Divide by 2÷ 2 $581.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $581.00Linda Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $581.00PASS Deduction? $0.00Total Countable Income= $581.00Linda Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) $794.00Total Countable Income? $581.00Adjusted SSI Payment= $213.00Linda Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $213.00Gross Earned Income Received$1,247.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,460.00What is Linda’s adjusted SSI payment? $213What is Linda’s total financial outcome? $1,460Go back to Linda problemJeremy Answer KeyJeremy Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable `Unearned Income= $0.00Jeremy Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,732.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,732.00GIE (if not used above) $20? $20.00Remainder$1,712.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,647.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,647.00Divide by 2÷2 $823.50Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $823.50Jeremy Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $823.50PASS Deduction? $0.00Total Countable Income= $823.50Jeremy Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) $794.00Total Countable Income? $823.50Adjusted SSI Payment= $0.00Jeremy Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $0.00Gross Earned Income Received$1,732.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,732.00What is Jeremy’s adjusted SSI payment? $0What is Jeremy’s total financial outcome? $1,732Go back to Jeremy problemJenna – Part 1 Answer KeyJenna Part 1 Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$400.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $380.00Jenna Part 1 Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$0.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$0.00GIE (if not used above) $20?$0.00Remainder$0.00Earned Income Exclusion (EIE) $65?$0.00Remainder$0.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$0.00Divide by 2÷2 $0.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $0.00Jenna Part 1 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$380.00Total Countable Earned Income+ $0.00PASS Deduction? $0.00Total Countable Income= $380.00Jenna Part 1 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `$794.00Total Countable Income? $380.00Adjusted SSI Payment=$414.00Jenna Part 1 Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $414.00Gross Earned Income Received$0.00Gross Unearned Income Received+ $400.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $814.00What is Jenna’s adjusted SSI payment? $414What is Jenna’s total financial outcome? $814Go back to Jenna – Part 1 problemJenna – Part 2 Answer KeyJenna Part 2 Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$400.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $380.00Jenna Part 2 Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$953.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$953.00GIE (if not used above) $20? $0.00Remainder$953.00Earned Income Exclusion (EIE) $65? $65.00Remainder$888.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$888.00Divide by 2÷2 $444.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $444.00Jenna Part 2 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$380.00Total Countable Earned Income+ $444.00PASS Deduction? $0.00Total Countable Income= $824.00Jenna Part 2 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) `$794.00Total Countable Income? $824.00Adjusted SSI Payment= $0.00Jenna Part 2 Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $0.00Gross Earned Income Received$953.00Gross Unearned Income Received+ $400.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,353.00What is Jenna’s adjusted SSI payment? $0What is Jenna’s total financial outcome? $1,353Will Jenna have more or less income with this new job after Social Security reduces her SSI? (Tip: Compare the total financial outcome for each of the Jena exercises) Jenna would have more income.Go back to Jenna – Part 2 problemWilliam Answer KeyWilliam Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$650.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $630.00William Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$552.08Student Earned Income Exclusion (SEIE)? $0.00Remainder$552.08GIE (if not used above) $20? $0.00Remainder$552.08Earned Income Exclusion (EIE) $65? $65.00Remainder$487.08Impairment Related Work Expenses (IRWE)? $0.00Remainder$487.08Divide by 2÷2 $243.54Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $243.54William Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$630.00Total Countable Earned Income+ $243.54PASS Deduction? $0.00Total Countable Income= $873.54William Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) $794.00Total Countable Income? $873.54Adjusted SSI Payment= $0.00William Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $0.00Gross Earned Income Received$552.08Gross Unearned Income Received+ $650.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,202.08What is William’s adjusted SSI payment? $0What is William’s total financial outcome? $1,202.08Go back to William problemLilly Answer KeyLilly Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Lilly Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,353.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,353.00GIE (if not used above) $20? $20.00Remainder$1,333.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,268.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,268.00Divide by 2÷2 $634.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $634.00Lilly Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $634.00PASS Deduction? $0.00Total Countable Income= $634.00Lilly Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) $794.00Total Countable Income? $634.00Adjusted SSI Payment= $160.00Lilly Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $160.00Gross Earned Income Received$1,353.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,513.00What is Lilly’s adjusted SSI payment? $160What is Lilly’s total financial outcome? $1,513Go back to Lilly problemPeyton – Part 1 Answer KeyPeyton Part 1 Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$350.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $330.00Peyton Part 1 Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,039.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,039.00GIE (if not used above) $20? $0.00Remainder$1,039.00Earned Income Exclusion (EIE) $65? $65.00Remainder$974.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$974.00Divide by 2÷2 $487.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $487.00Peyton Part 1 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$330.00Total Countable Earned Income+ $487.00PASS Deduction? $0.00Total Countable Income= $817.00Peyton Part 1 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) $794.00Total Countable Income? $817.00Adjusted SSI Payment= $0.00Peyton Part 1 Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $0.00Gross Earned Income Received$1,039.00Gross Unearned Income Received+ $350.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,389.00What is Peyton’s adjusted SSI payment? $0.00Will Social Security terminate Peyton’s SSI claim? SSI in non-pay status due to excess earned income, 1619(b) eligibleWhat is Peyton’s total financial outcome? $1,389Go back to Peyton – Part 1 problemPeyton – Part 2 Answer KeyPeyton Part 2 Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Peyton Part 2 Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,524.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,524.00GIE (if not used above) $20? $20.00Remainder$1,504.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,439.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,439.00Divide by 2÷2 $719.50Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $719.50Peyton Part 2 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $719.50PASS Deduction? $0.00Total Countable Income= $719.50Peyton Part 2 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $719.50Adjusted SSI Payment= $74.50Peyton Part 2 Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $74.50Gross Earned Income Received$1,524.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,598.50What is Peyton’s adjusted SSI payment? $74.50What is Peyton’s total financial outcome? $1,598.50Will Peyton have more or less income now that Social Security has suspended his SSDI? (Tip: compare the total financial outcome for each of the Peyton exercises) With the increase in wages and the SSI benefit restarting, Peyton would have more income.Go back to Peyton – Part 2 problemJohn Answer KeyJohn Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$459.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $439.00John Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$0.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$0.00GIE (if not used above) $20? $0.00Remainder$0.00Earned Income Exclusion (EIE) $65? $0.00Remainder$0.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$0.00Divide by 2÷2 $0.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $0.00John Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$439.00Total Countable Earned Income+ $0.00PASS Deduction? $0.00Total Countable Income= $439.00John Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $439.00Adjusted SSI Payment= $355.00John Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+$355.00Gross Earned Income Received$0.00Gross Unearned Income Received+ $459.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $814.00What is John’s adjusted SSI payment? $355What is John’s total financial outcome? $814Go back to John problemJimmy – Part 1 Answer KeyJimmy Part 1 Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Jimmy Part 1 Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$455.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$455.00GIE (if not used above) $20? $20.00Remainder$435.00Earned Income Exclusion (EIE) $65? $65.00Remainder$370.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$370.00Divide by 2÷2 $185.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $185.00Jimmy Part 1 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $185.00PASS Deduction? $0.00Total Countable Income= $185.00Jimmy Part 1 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$529.33Total Countable Income? $185.00Adjusted SSI Payment= $344.33Jimmy Part 1 Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $344.33Gross Earned Income Received$455.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $799.33What is Jimmy’s adjusted SSI payment? $344.33What is Jimmy’s total financial outcome? $799.33Go back to Jimmy – Part 1 problemJimmy – Part 2 Answer KeyJimmy Part 2 Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Jimmy Part 2 Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$455.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$455.00GIE (if not used above) $20? $20.00Remainder$435.00Earned Income Exclusion (EIE) $65? $65.00Remainder$370.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$370.00Divide by 2÷2 $185.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $185.00Jimmy Part 2 Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $185.00PASS Deduction? $0.00Total Countable Income= $185.00Jimmy Part 2 Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple) $794.00Total Countable Income? $185.00Adjusted SSI Payment= $609.00Jimmy Part 2 Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $609.00Gross Earned Income Received$455.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,064.00What is Jimmy’s adjusted SSI payment? $609What is Jimmy’s total financial outcome? $1,064Go back to Jimmy – Part 2 problemPablo Answer KeyPablo Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$170.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $150.00Pablo Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$0.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$0.00GIE (if not used above) $20? $0.00Remainder$0.00Earned Income Exclusion (EIE) $65? $0.00Remainder$0.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$0.00Divide by 2÷2 $0.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $0.00Pablo Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$150.00Total Countable Earned Income+ $0.00PASS Deduction? $0.00Total Countable Income= $150.00Pablo Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $150.00Adjusted SSI Payment= $644.00Pablo Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $644.00Gross Earned Income Received$0.00Gross Unearned Income Received+ $170.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $814.00What is Pablo’s adjusted SSI payment? $644What is Pablo’s total financial outcome? $814Go back to Pablo problemPaula Answer KeyPaula Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Paula Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$368.00Student Earned Income Exclusion (SEIE)? $368.00Remainder$0.00GIE (if not used above) $20? $0.00Remainder$0.00Earned Income Exclusion (EIE) $65? $0.00Remainder$0.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$0.00Divide by 2÷2 $0.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $0.00Paula Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $0.00PASS Deduction? $0.00Total Countable Income= $0.00Paula Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $0.00Adjusted SSI Payment= $794.00Paula Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $794.00Gross Earned Income Received$368.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,162.00What is Paula’s adjusted SSI payment? $794What is Paula’s total financial outcome? $1,162What special SSI work incentive do you believe she can use? Student Earned Income Exclusion (SEIE)Go back to Paula problemLoni Answer KeyStudent Earned Income Exclusion SEIE Calculator 2021MonthGross Wages Monthly SEIE Used End of Month Annual SEIE Remaining Start of Year$7,770.00January$1,200.00$1,200.00$6,570.00February$1,200.00$1,200.00$5,370.00March$1,200.00$1,200.00$4,170.00April$1,950.00$1,930.00$2,240.00May$1,950.00$1,930.00$310.00June$1,950.00$310.00$0.00July?No data$0.00$0.00August?No data$0.00$0.00September?No data$0.00$0.00October?No data$0.00$0.00November?No data$0.00$0.00December?No Data$0.00$0.00Used Year to Date: $7,670.00Remaining Balance: $0.00Loni Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Loni Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,950.00Student Earned Income Exclusion (SEIE)? $310.00Remainder$1,640.00GIE (if not used above) $20? $20.00Remainder$1,620.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,555.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,555.00Divide by 2÷2 $777.50Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $777.50Loni Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $777.50PASS Deduction? $0.00Total Countable Income= $777.50Loni Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $777.50Adjusted SSI Payment= $16.50Loni Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $16.50Gross Earned Income Received$1,950.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,966.50What is Loni’s adjusted SSI payment? $16.50What is Loni’s total financial outcome? $1,966.50Go back to Loni problemSammie Answer KeySammie Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Sammie Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,083.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,083.00GIE (if not used above) $20? $20.00Remainder$1,063.00Earned Income Exclusion (EIE) $65? $65.00Remainder$998.00Impairment Related Work Expenses (IRWE)? $130.00Remainder$868.00Divide by 2÷2 $434.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $434.00Sammie Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $434.00PASS Deduction? $0.00Total Countable Income= $434.00Sammie Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $434.00Adjusted SSI Payment= $360.00Sammie Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $360.00Gross Earned Income Received$1,083.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $130.00Total Financial Outcome= $1,313.00What is Sammie’s adjusted SSI payment? $360What is Sammie’s total financial outcome? $1,313What special SSI work incentive did you use? Impairment Related Work Expense (IRWE)Go back to Sammie problemDaisy Answer KeyDaisy Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00Daisy Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,429.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,429.00GIE (if not used above) $20? $20.00Remainder$1,409.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,344.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,344.00Divide by 2÷2 $672.00Blind Work Expenses (BWE)? $534.00Total Countable Earned Income= $138.00Daisy Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $138.00PASS Deduction? $0.00Total Countable Income= $138.00Daisy Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $138.00Adjusted SSI Payment= $656.00Daisy Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $656.00Gross Earned Income Received$1,429.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $534.00Total Financial Outcome= $1,551.00What is Daisy’s adjusted SSI payment? $656What is Daisy’s total financial outcome? $1,551What special SSI work incentive do you believe she can use? Blind Work Expense (BWE)Go back to Daisy problemRon Answer KeyRon Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$650.00General Income Exclusion (GIE) $20? $20.00Countable Unearned Income= $630.00Ron Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$0.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$0.00GIE (if not used above) $20? $0.00Remainder$0.00Earned Income Exclusion (EIE) $65? $0.00Remainder$0.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$0.00Divide by 2÷2 $0.00Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $0.00Ron Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$630.00Total Countable Earned Income+ $0.00PASS Deduction? $630.00Total Countable Income= $0.00Ron Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$794.00Total Countable Income? $0.00Adjusted SSI Payment= $794.00Ron Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $794.00Gross Earned Income Received$0.00Gross Unearned Income Received+ $650.00PASS, BWE and/or IRWE Expenses? $630.00Total Financial Outcome= $814.00What is Ron’s adjusted SSI payment? $794What is Ron’s total financial outcome? $814How many months would Ron need to save his countable income to reach the goal of $4,000? About 7 months ($4,000 ÷ $630=6.3 months)Go back to Ron problemT.J. and Cora Answer KeyT.J. and Cora Step 1: Countable Unearned IncomeStepCalculationsUnearned Income$0.00General Income Exclusion (GIE) $20? $0.00Countable Unearned Income= $0.00T.J. and Cora Step 2: Countable Earned IncomeStepCalculationsGross Earned Income$1,386.00Student Earned Income Exclusion (SEIE)? $0.00Remainder$1,386.00GIE (if not used above) $20? $20.00Remainder$1,366.00Earned Income Exclusion (EIE) $65? $65.00Remainder$1,301.00Impairment Related Work Expenses (IRWE)? $0.00Remainder$1,301.00Divide by 2÷2 $650.50Blind Work Expenses (BWE)? $0.00Total Countable Earned Income= $650.50T.J. and Cora Step 3: Total Countable IncomeStepCalculationsTotal Countable Unearned Income$0.00Total Countable Earned Income+ $650.50PASS Deduction? $0.00Total Countable Income= $650.50T.J. and Cora Step 4: SSI Benefit AmountStepCalculationsBase SSI Rate ($794 individual, $529.33 VTR, $1,191 eligible couple)$1,191.00Total Countable Income? $650.50Adjusted SSI Payment= $540.50T.J. and Cora Step 5: Financial OutcomeStepCalculationsAdjusted SSI Payment+ $540.50Gross Earned Income Received$1,386.00Gross Unearned Income Received+ $0.00PASS, BWE and/or IRWE Expenses? $0.00Total Financial Outcome= $1,926.00What is T.J. and Cora’s combined adjusted SSI payment? $540.50What is T.J. and Cora’s total financial outcome? $1,926.50How much SSI will they each individually receive? $270.25 ($540.50 ÷ 2)Go back to T.J. and Cora problem ................
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