Deferral Application for Homeowners with Limited Incomes ...
a. Her adjusted gross income is $130,000. b. Her adjusted gross income is $59,000. c. Her adjusted gross income is $38,000 and she makes a $2,000 contribution to a traditional IRA. Solution: a. Zero. Her adjusted gross income exceeds $120,000. b. $5,000. Her income is below $105,000 where the phase-out of contributions begins. c. $3,000. ................
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