Do You Need Money for College or Career School?
嚜澳o You Need
Money for College or
Career/Trade School?
September 2023
Apply for Federal Student Aid
What is federal student aid?
It*s money from the federal government that helps you pay for college, career school, trade school, or graduate school
expenses. Federal student aid is available through grants, work-study funds, and loans.
How do I apply for aid?
You need to complete the Free Application for Federal Student Aid (FAFSA?) form by logging in at to apply
online or by filling out and mailing the FAFSA PDF.
When completing the FAFSA form, you and any required contributors will provide information that will determine your
eligibility for federal student aid. Contributor is a new term being introduced on the 2024每25 FAFSA form〞a contributor
is anyone (student, the student*s spouse, a biological or adoptive parent, and/or the parent*s spouse) who is required to
provide information on the FAFSA form, sign the FAFSA form, and provide consent and approval to have their federal tax
information transferred directly from the IRS into the form.
Consent and approval for the transfer of federal tax information are required when completing the FAFSA form, even if
you did not file a U.S. tax return or are asked to manually enter your federal tax information into the FAFSA form. If you or
your contributor(s) don*t provide them, you won*t be eligible for federal student aid. When you and your contributor(s) give
consent and approval, you agree to have your federal tax information transferred directly into the FAFSA form via direct
data exchange with the IRS; allow the U.S. Department of Education (ED) to use the federal tax information to determine
eligibility for federal student aid; allow ED to share the federal tax information with colleges, career/trade schools, and
states for use in awarding and administering financial aid; and allow ED to reuse your federal tax information on another
FAFSA form that you are a contributor on (e.g., parents with multiple dependent children submitting a FAFSA form).
Each contributor, including the student, will need their own account to complete and sign the FAFSA
form online. You can create a account, which you*ll access using an FSA ID (account username and
password), before you fill out the 2024每25 FAFSA form. Starting in December 2023, some contributors and students can
create an account without a Social Security number, but this will limit account abilities. It should only be done by a parent,
the spouse of a student, or the spouse of a parent that has been identified as a contributor on the FAFSA form or if you
are a citizen of the Freely Associated States and need to complete the FAFSA form online. To find out more about the
account and FSA ID, visit help-center/answers/article/fsa-id.
When should I apply?
Each year, the FAFSA form is available for the next school year. You*ll need to reapply for aid every year you are in
school. Here*s a summary of key dates for submitting the FAFSA form depending on when you plan to go to school:
2024每25
Award Year
If you plan to attend college from
You will submit the
2024每25 FAFSA form
You can submit the FAFSA form until
July 1, 2024每June 30, 2025
2023每24
Award Year
If you plan to attend college from
You will submit the
You can submit the FAFSA form until
July 1, 2023每June 30, 2024
2023每24 FAFSA form
June 30, 2024
check-circle
June 30, 2025
The FAFSA? form is free!
Completing and submitting the FAFSA form is free and quick, and it gives you access to most sources
of financial aid〞 federal, state, and school resources〞 to help pay for college or career/trade school.
Who gets federal
student aid?
Every student who meets certain eligibility
requirements can get some type of federal student
aid. Some of the most basic eligibility requirements
for students are that you must
? demonstrate financial need (for need-based programs);
? be a U.S. citizen or an eligible noncitizen;
? have a valid Social Security number (some
exceptions apply);
? be enrolled or accepted for enrollment in an eligible
degree or certificate program;
? be enrolled at least half-time (for Direct Loans); and
? maintain satisfactory academic progress in college,
career/trade school, or graduate school.
For the full list of eligibility requirements,
visit understand-aid/
eligibility/requirements.
Federal Student Aid |
Page 3
Dependency Status
All applicants for federal student aid are considered either
※independent§ or ※dependent.§
Independent Student
Dependent Student
If you answer YES to any of these questions, then you
may be an independent student. You may not be required
to provide parental information on your FAFSA? form.
If you answer NO to ALL of these questions, then you may
be a dependent student. You may be required to provide
your parent*s information on your FAFSA form, and they
may be identified as a contributor on your form.
1. Will you be 24 years old or older by Jan. 1 of the school year for which you are applying for financial aid? For the
2024每25 award year, were you born before Jan. 1, 2001?
2. Are you married and not separated?
3. Are you a graduate or professional student (working toward a master*s or doctorate degree)?
4. Do you have children or other legal dependents, other than your spouse, who live with you and receive more than
half of their support from you?
5. Are you a veteran of or currently serving on active duty in the U.S. armed forces?
6. At any time since you turned 13, were both of your parents deceased, were you in foster care, or were you a ward or
dependent of the court?
7. Are you an emancipated minor or are you in a legal guardianship as determined by a court?
8. Are you an unaccompanied youth who is homeless or self-supporting and at risk of being homeless?
Starting in the 2024每25 award year, certain students who indicate on their FAFSA form that they have unusual
circumstances will be granted a dependency status of ※provisionally independent.§ Unusual circumstances refer to a
situation where a student is unable to contact a parent or where contact with a parent would pose a risk to the student.
Examples of unusual circumstances include human trafficking, legally granted refugee or asylum status, parental
abandonment or estrangement, student or parent incarceration, and death of a parent.
Students with unusual circumstances will be able to skip questions about their parents on the FAFSA form and submit the
form without a parent signature. After submitting the FAFSA form, the student must then provide documentation of their
unusual circumstances to the college, career school, or trade school they plan to attend.
desktop
For more information about dependency status on the FAFSA form, visit dependency.
Federal Student Aid |
Page 4
Types of Aid
Amounts awarded vary annually and are subject to change.
Visit for the most up-to-date details
1
Federal Grants: Money that generally doesn*t have to be paid back
Federal Pell Grant
For the 2024每25 award year, the Federal Pell Grant is for undergraduates
with financial need who have not earned a bachelor*s or professional degree.
Eligibility is linked to family size and the federal poverty line. Federal Pell Grant
access has been expanded to include students who are confined or incarcerated
and enrolled in an approved Prison Education Program, and Federal Pell
Grant lifetime eligibility has been restored for students who had an eligible
loan discharge. Additionally, students who previously qualified for an Iraq and
Afghanistan Service Grant or the Children of Fallen Heroes program will be
awarded the maximum Pell Grant award because they are undergraduate
students whose parent or guardian died as a result of military service. For
details and updates, visit pell-grant.
Federal Supplemental Educational
Opportunity Grant (FSEOG)
The FSEOG is for undergraduates with exceptional financial need. Federal
Pell Grant recipients take priority. Funds depend on availability at school. For
details and updates, visit fseog.
Teacher Education Assistance
for College and Higher Education
(TEACH) Grant
The TEACH Grant is for undergraduate, post baccalaureate, and graduate
students who are completing or plan to complete course work needed to begin a
career in teaching. To receive a TEACH Grant,
a student must agree to teach for four years in a high-need field at an
elementary school, secondary school, or educational service agency that
serves students from low-income backgrounds. If a student doesn*t complete
the teaching service requirement, all TEACH Grants the student received will
be converted to a Direct Unsubsidized Loan that must be repaid, with interest
charged from the date of each TEACH Grant disbursement. For details and
updates, visit teach.
2
Federal Work-Study: Money is earned through a job and doesn*t have to be repaid
Your total work-study award depends on
check
when you apply,
check
your level of financial need, and
check
your school*s funding level.
Federal Student Aid |
desktop
For Federal Work-Study program details and
updates, visit workstudy.
Page 5
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