Best-Ever Consumer Compliance Checklists

IF COPY-OF-APPRAISAL REQUIREMENTS OVERLAP. If a loan is both a HPML and a first lien, both the HPML and ECOA copy-of-appraisal requirements apply. In this case, the lender must comply with the earliest deadline. In effect, this would eliminate the possibility of any waiver. "Streamlined refinancing" occurs when: Creditor is the same; ................
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