Landmark Industries



LANDMARK INDUSTRIESTIMEWISE FOOD STORES“April 1,2014 – March 31, 2015 Plan Year”EMPLOYEE BENEFIT MENUAll Full Time Store Personnel & Corporate Maintenance PersonnelSee Employee Handbook for eligibility requirements for all benefits.PanaBridge Advantage Essential Preventive Medical PlanPan American Life Insurance CompanyCompany and Employee Funded PlansVoluntary Insurance Coverage’sThe following lists “Voluntary Benefits” or those that are “Employee Funded as Pre and Post Tax Deduction.” You may choose to participate in any of the group plans listed below.COLONIAL LIFEAccident InsuranceCancer InsuranceGroup Term Life InsuranceSpecified Disease InsuranceHUMANA “Comp-Benefits”Humana Indemnity DentalHumana DHMO DentalHumana VisionFlexible Spending AccountYou may defer a predetermined pre-tax dollar amount each paycheck to be deposited into a “Flexible Spending Account.” You will then submit receipts for either qualified medical or dependent care, such as child care expenses. Once your receipts have been processed then you will be reimbursed. This program is governed by strict Federal guidelines. Other restrictions and requirements apply.Dependent Care “$5,000.00 annual maximum”Non Reimbursed Medical “$5,000.00 annual maximum”401 (K) PlanMust be full time, age 21, and continuously employed for one full year.Pre Tax Deduction of Voluntary BenefitsAny and all voluntary employee selected benefit premiums will be deducted from each pay period on a “Pre Tax Basis” except Term Life Insurance is “Post Tax.” By Landmark offerings this pretax premium deduction plan the insured will save their approximate combined tax rate percentage. In compliance with IRS regulations these coverage’s will remain in effect until the end of the plan year with any opportunity to cancel only in the event of a life changing event in the insured’s life. There is a $.50 per week administrative fee for pretax premiums. ................
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