New Business Submission Strategy
Understanding Cardiomyopathy
Elaine M. Szewc, RN, BS, AALU, ALMI Assistant Chief Medical Director
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
? 2013 John Hancock. All rights reserved. MLINY090313002 This material is for agent use only. Not for distribution or use with the public.
Agenda
? Define Cardiomyopathy ? Cardiomyopathy Functional Classifications:
? Dilated Cardiomyopathy ? Hypertrophic Cardiomyopathy ? Restrictive Cardiomyopathy ? Arrhythmogenic Right Ventricular Cardiomyopathy ? Underwriting Cardiomyopathy ? Case Studies
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Definition
? The term cardiomyopathy is purely descriptive, meaning disease of the heart muscle
? 2006 ? AHA defined cardiomyopathies as "a heterogeneous group of diseases of the myocardium associated with mechanical and/or electrical dysfunction that usually (but not invariably) exhibit inappropriate ventricular hypertrophy or dilatation and are due to a variety of causes that frequently are genetic. Cardiomyopathies either are confined to the heart or are a part of generalized systemic disorders, often leading to cardiovascular death or progressive heart failure-related disability"
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Cardiomyopathy
S4ooufr1c0e: Nursing Review, 2001
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Functional Classification
? Dilated (congestive, DCM, IDC) ? Ventricular dilation, hypokinetic left ventricle, and systolic dysfunction
? Hypertrophic (IHSS, HCM, HOCM, ASH) ? Inappropriate myocardial hypertrophy, with or without left ventricular obstruction
? Restrictive (infiltrative) ? Abnormal ventricular filling with diastolic dysfunction
? Arrhthymogenic right ventricular ? Fibroadipose replacement of right ventricle
S5ooufr1c0e: my.disorders/Cardiomyopathy
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