Anger Management for Substance Abuse and Mental Health ...
add the positive amount to the borrower’s monthly qualifying income. Because the PITIA expense was included in the calculations above, do not add it to the debt-to-income (DTI) ratio. If the result of Step 2A or 2B is negative, include the amount of the loss in the borrower’s monthly expenses when calculating the DTI ratio. Step 1. Result: ................
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