COiVf PLAINT TO FORECLOSE MORTGAGE - Illinois Leaks

IN T H E CIRCUIT COURTFOR T H E 18TH JUDICIAL DISTRICT DUPAGE COUNTY -WHEATON, ILLINOIS

U.S. Bank National Association

PLArNTIFF

Vs.

2011CH0P1134

s t a t u s D a t a : 07/11/11 Assignad T o :

FILED

n?r 04 2011 - 11:03 on

David J. Carlin; Beth A . Carlin; Harris, N A ; Unknown Owners and Nonrecord Claimants

DEFENDANTS

CLERK O f THE laiH JUDlCIftL CIRCUIT DU PRCE COUNTY I L L I N O I S

COiVf P L A I N T T O F O R E C L O S E M O R T G A G E

N O W C O M E S the Plaintiff, U.S. B A N K N A T I O N A L A S S O C I A T I O N , by and through its attorneys, C O D I L I S &A S S O C I A T E S , P.C., complaining o f the defendants herein and, pursuant to 735 I L C S 5/15-1101, states as follows:

1. Plaintiff files this C o m p l a i n t t o Foreclose the mortgage, trust deed o r other conveyance i n t h e nature o f a mortgage (hereinafter called "Mortgage") hereinafter described, andnames the persons identified i n the above caption as "Defendants", as parties hereto.

2. Attached as " E X H I B I T A " is a copy o f the Mortgage. Attached as " E X H I B I T B " is a copy o f the Note.

3. Information concerning said Mortgage:

(A) Nature o f the instrument: Mortgage.

(B) Date o f the Mortgage: 11/4/2005

(C) Name o f the mortgagor(s): David J. Carlin Beth A. Carlin

(D) Name o f the original mortgagee: Mortgage Electronic Registration Systems, Inc. as N o m i n e e for M a i n Street Mortgage,

Inc.

(E) Date and Place o f Recording or Registering: 11/15/2005 Office o f the Recorder o f Deeds o f DuPage County Illinois

(F) Identification o f Recording: Document No. R2005-254783

(G) Interest subject to the mortgage: Fee Simple.

(H) A m o u n t o f original indebtedness:

(1) Original Indebtedness: $256,000.00

(1) B o t h the legal description o f the mortgaged real estate and the c o m m o n address o r other information sufficient to identify it with reasonable certainty:

LOT 41IN NAPERVILLE COUNTRY ESTATES, BEING A SUBDIVISION OF PART OF T H E S O U T H E A S T Q U A R T E R O F S E C T I O N 5,T O W N S H I P 38N O R T H , R A N G E 10, EAST OF THETHIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT T H E R E O F R E C O R D E DJ U L Y 20, 1955 A S D O C U M E N T 765894 A N D C E R T I F I C A T E O F C O R R E C T I O N F I L E D J U N E 13, 1966 A S D O C U M E N T R66-21969, I N D U P A G E COUNTY, ILLINOIS.

COMMONLY KNOWN AS: 25W306 Highview Drive Naperville, I L 60563

TAX PARCEL NUMBER: 08-05-407-014

(J) Statements as todefaults: Mortgagors have not paid the m o n t h l y installments o f principal, taxes, interest and insurance for 11/01/2010, through the present; the principal balance due on the N o t e and Mortgage is $239,601.41, plus interest, costs, advances and fees. Interest accrues pursuant tothe note.

(K) N a m e o f present owner(s) o f said premises: David J.Carlin Beth A. Cariin

(L) Names o f other persons w h o are joined as defendants and whose interest in o r lien on the mortgaged real estate is sought to be terminated and alleged tobe subordinate and inferiorto the mortgage o f the Plaintiff: Harris, N . A . ,by virtue o f a Mortgage executed b yDavid J. Carlin and Beth A . Carlin , dated 03/10/2006, and Recorded/registered o n03/28/2006 in the office o f the Recorder/Registrar o f Deeds o f Dupage County, Illinois, as Document N o . R2006-056354 , tosecure a note inthe principal sum o f $64,000.00;

( M ) Names o f persons w h o executed the Note, Assumption Agreement(s), or Personal Guarantee:

David J. Carlin Beth A. Carlin Please note that no personal deficiency will be sought against any party w h o hasreceived a Chapter 7 discharge o rw h o are protected b ythe automatic stay at sale confirmation.

(N) Capacity in w h i c h Plaintiff brings this foreclosure: Plaintiff is the Mortgagee under 735 ILCS 5/15-1208.

( O ) F a c t s i n s u p p o r t o f a r e d e m p t i o n p e r i o d s h o r t e r t h a n t h e l o n g e r o f 7 m o n t h s from t h e d a t e the mortgagor or, i fmore than one, all the mortgagors have been served with summons or b y publication orhave otherwise submitted tothe jurisdiction o f the court, or3 months from the entry o f the judgment o f foreclosure, whichever is later, i f sought:

The redemption period shall be determined pursuant to 735 ILCS 5/15-1603.

( P ) S t a t e m e n t t h a t t h e right o f r e d e m p t i o n h a s b e e n w a i v e d b y a l l o w n e r s o f r e d e m p t i o n : There hasbeen no executed waiver o f redemption by all owners o f redemption, however P l a i n t i f f a l l e g e s t h a t i t i s n o t p r e c l u d e d from a c c e p t i n g s u c h a w a i v e r o f r e d e m p t i o n b y t h e fiHng o f this complaint.

(Q) Facts i nsupport o f request for attorney's fees and o f costs and expenses, i f applicable: T h e subject mortgage provides for payment o f attorney fees, court costs and expenses i n the event o f a default under the mortgage.

(R) Facts i nsupport o f a request for appointment o f mortgagee inpossession or for appointment o f a receiver, and identityo f such receiver, i fsought: Unless otherwise alleged, Plaintiff will pray for said relief after the filing o f the instant foreclosure action b y separate petition i fsuch relief is sought.

(S) Offer to themortgagor in accordance with Section 15-1402 to accept title to the real estate i nsatisfaction o f all indebtedness and obligations secured b y themortgage without judicial sale, i fsought: N o allegation o f an offer is made however. Plaintiff alleges that itis n o t p r e c l u d e d from m a k i n g o r a c c e p t i n g s u c h o f f e r b y t h e filing o f t h e i n s t a n t f o r e c l o s u r e action.

( T ) N a m e o r n a m e s o f d e f e n d a n t s w h o s e rights t o p o s s e s s t h e m o r t g a g e d r e a l e s t a t e , a f t e r t h e confirmation o f a foreclosure sale, are sought to be terminated, and i fnot elsewhere stated, the facts i nsupport thereof:

David J. Carlin; Beth A . Cariin;

4. Plaintiff avers that i naddition to persons designated by name herein andthe U n k n o w n Defendants herein before referred to, there areother persons, and/or non-record claimants w h o are i n t e r e s t e d i n t h i s a c t i o n a n d w h o h a v e o r c l a i m s o m e right, t i t l e , i n t e r e s t o r l i e n i n , t o o r u p o n t h e real estate, or some part thereof, i nthis Complaint described, including but notlimited to the following:

Unknown Owners andNonRecord Claimants, i f any.

That thename o f each o f such persons is unknown to Plaintiff and o n diligent inquiry cannot be ascertained, andall such persons are therefore made party defendants to this action by thename and description o f U N K N O W N O W N E R S andN O N R E C O R D C L A I M A N T S .

REQUEST FOR RELIEF

WHEREFORE, PLAINTIFF REQUESTS:

(i) A judgment o f foreclosure and sale.

(ii) A n order granting a shortened redemption period, i f sought.

(iii) A personal judgment for deficiency, i fapplicable and sought, andonly against parties w h o have not received a Chapter 7 bankruptcy discharge or w h o are protected b y theautomatic stay at sale confirmation.

(iv) A n order granting possession, i f sought.

(v) A norder placing the mortgagee i npossession or appointing a receiver, i f sought. (vi) A judgment for attorneys' fees, costs and expenses, i f sought. (vii) Forthe appointment o fa Selling Officer, i fdeemed appropriate by this court.

(viii) Such other and further relief as this court deems just.

U.S. Bank blational A^ociation

BY: C O D I L I S & ( ^ A S S O C I A T E S , P.C. We//S3Q J

One o f its Attorneys

AftDCQ^Q^^^Z^'^

Codilis & Associates, P.C. 15W03O North Frontage Road, Suite 100 Burr Ridge, I L 60527 (630) 794-5300 14-11-07136 DuPage#15170

Winnebago # 531

-/

Exhibit:

Afiffr Jlecording Return T o ;

U.S. Bank Home Mortgage

Attn: Final Documentation Depl.

22! West Cherry Strea

Nevada. Missouri 64T72

This Instrument was prepared by: Goldome, Inc. 2905 Corporate Circle Flower Mound, Texas 75028

FRED BUCHOLZ

OUPAGE COUNTY RECORDER

NOV.15,2005

RHSP 10:21 A M

OTHER

08-05-407-014

0 1 2 P A G E S R2005-254783

- (Space Above This Line For Recording Data] MORTGAGE

M I N Number 100021268000379699

DEFINITIONS

W o r d s used i n nniltiple sections o f this document are defined below and other words are defined in Sections 3, 11. 13, !8, 2 0 and 2 1 . Certain rules regarding the usage o f words used in this document are also provided in Section 16.

(A) "Security Instrument" means this document, which is dated N O V E M B E R 4 , 2005, together with all Riders to this document. ( B ) " B o r r o w e r " Is D A V I O J . C A R L E M a n d B E T H A . C A R L I N , H U S B A N D A . N D W I F E , B o r r o w e r i s [he m o r t g a g o r u n d e r this Security Instrument. (C) " M E R S " i s Mortgage B e c t r o n i c Registration Systems. I n c . M E R S i s a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. M E R S isthe mortgagee under this Security lostnuneot. M E R S is organized and existing under the laws o f Delaware, and has an address and telephone number o f P.O. Box 2026, Flint, M I 48501-2026, tel. (888) 679-MERS. (D) " L e n d e r " is N U I N S T R E E T M O R T G A G E , I N C . U n d e r is aC O R P O R A T I O N organized and existing under the laws o f I L L I N O I S . Lender's address is 400 W E S T L A K E S T R E E T . S U I T E 214 . R O S E L L E , I L L I N O I S 60172. (E) "Note" means the promissory note signed b y Borrower and dated N O V E f U B E R 4 . 2005. T h e Note states that Borrower owes Lender T W O H U N D R E D F I F T Y - S I X T H O U S A N D A N D 00/lOOths Dollars (U.S.$256,000.00) plus interest. Bonower has promised to pay this debt in regular Periodic Paj-roents and topay the debt in fUll not later than D E C E M B E R I , 2035. (F) "Property" means the property that isdescribed below under the heading "Transfer o f Rights in the Property." (G) " L o a n " means thedebt evidenced by the Note, pltis interest, any prepayment charges and late charges due luider the Note, and all sums due under this Security Instrument, plxu interest. (ID "Riders" means alt Riders t o diis Security Instrument duit arc executed b yBorrower, T h e following Riders are to be executed b y B o r r o w e r [check box as applicable]:

? Adjustable Rate Rider ? Balloon Rider ? 1-4 F a m i l y R i d e r

?Condominium Rider ? Planned Unit Development Rider ? B i w e e k l y Payment Rider

? Second Home Rider

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XiOMBAao.naiifl

ILLINOrS-Single Faraily-Fannle Mae/Freddie Mac U N I F O R M I N S T R I M E N T

F o r m 3 0 1 4 1/01 i>age I of It pases)

FRED BUCHOLZ;

R2005-254783

DUPAGE COUNTY RECORDER

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