Individual Immediate Annuities Product Outline (02/28/2013)

Immediate Annuities are annuity contracts in which the first annuity income payment begins in 13 or fewer months after issue and provides for a series of substantially equal periodic payments to be made not less frequently than annually during the annuity period. See Internal Revenue Code §72(u)(4) and §99.6 of Regulation 151. ................
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