SEPTIC CONTRACTORS INSURANCE PROGRAM

[Pages:2]Captive & Specialty Programs

SEPTIC CONTRACTORS INSURANCE PROGRAM

SEPTIC CONTRACTORS INSURANCE PROGRAM

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Your business faces many challenges each day such as compliance with building codes and ordinances, staying current with techniques and certifications, and competing for business. Making sure you have the right coverage in the event something goes wrong shouldn't have to worry you.

With The Hartford's Septic Contractors Insurance Program, you can concentrate on running your business with peace of mind. Our all-lines solution allows you to customize your coverage so you pay only for the protection you want ? giving you the most value for your insurance dollar. The Septic Contractors Insurance Program is designed especially for:

? Installation, design, service, repair and pumping contractors

? Inspection service contractors ? Portable toilet/restroom rental companies

Specialized Options Designed for You

Our coverage options for Septic Contractors include:

? Design and installation errors & omissions ? Septic inspection service errors & omissions ? Extra expense coverage for unintentional handling

of hazardous waste

Expansive Property Coverage The Hartford's Property Choice? policy provides very broad coverage and many embedded enhancements in our Supplemental Property Insurance Coverage Endorsement (SPICE?) including debris removal, property in transit and installation at an unnamed location.

General Liability Our broad General Liability Choice? policy protects against injuries to others that occur at your business, as well as automatic coverage for additional insureds when required by written contract and per-project aggregate.

Commercial Automobile Your vehicles are essential to your operations. Our program covers business vehicles and extends coverage to your employees while operating their own vehicles on the job.

Workers' Compensation We understand the negative impact of having injured employees unable to work and how important it is to get them back on the job as soon as it is medically appropriate. As one of the five largest workers' compensation providers in the nation, The Hartford offers national strength with local claims handling commitment ? plus a variety of services to help you control the costs of workplace injuries.

Captive & Specialty Programs

Umbrella The Hartford's umbrella coverage provides an additional layer of liability protection and is designed to pick up where our primary coverage ends ? to bring you added peace of mind.

The Hartford Program Advantage ? Flexibility and Dependability

? Loss control support ? helps to enhance safety and lower the frequency and severity of accidents

? Flexible payment plans* ? enable you to better manage your cash flow. ? A Dependable Insurer since 1810 ? The Hartford protects the livelihood of

more than one million businesses. ? Reliable and Accessible ? Online, 24/7 claims reporting.

Contact a Hartford Agent Today

To start enjoying the peace of mind that comes from knowing your business is protected with The Hartford's Septic Contractors Insurance Program, call your local independent Hartford agent today. programs

With The Hartford behind You, Achieve what's Ahead of You?

* Subject to an administrative fee which may vary by state This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. Possession of these materials by a licensed insurance producer does not mean that such producer is an authorized agent of The Hartford. To ascertain whether a producer is a Hartford agent, please contact your state's Department of Insurance or The Hartford at 1-888-203-3823. All information and representations herein are as of July 2012. 108301 Printed in U.S.A. ? July 2012 The Hartford Financial Services Group, Inc., Hartford, CT 06115 All Rights Reserved

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