Lecture Notes on Time Value of Money
-C3 is the amount of money we have (borrow - negative) Note that the rate is per period. If we have an annual interest rate of 9.6% and we are calculating monthly payments, we must divide the annual interest rate by 12 to calculate the monthly interest rate. SIN, COS, TAN. Excel has most of the math and trig functions built into it. ................
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