Retirement Planning Questionnaire



The purpose of this questionnaire is to classify your risk tolerance for retirement. The results can be used as a guideline to help you choose the appropriate investment mix in order to reach your savings goals. For each question, enter the number of points that corresponds to your answer. The scoring key at the end of the quiz will show your particular profile. Refer to the Investor Profile worksheet for more detail on your ranking.WHAT IS YOUR CURRENT AGE? Over 60050-591 point40-492 points30-393 pointsUnder 294 pointsTotal PointsHOW MANY YEARS UNTIL YOU BEGIN TO TAKE MONEY FROM YOUR RETIREMENT SAVINGS?a. 0-50b. 5-101 pointc. 11-202 pointsd. 21-303 pointse. 31-40+4 pointsTotal PointsHOW WOULD YOU RATE YOUR CURRENT LEVEL OF INVESTMENT KNOWLEDGE/ UNDERSTANDING?Poor0Limited1 pointAverage2 pointsGood3 pointsExcellent4 pointsTotal PointsBELOW IS A HYPOTHETICAL GROWTH OF A $10,000 INVESTMENT FOR THREE ACCOUNTS OVER THE NEXT NINE YEARS. WHICH PORTFOLIO WOULD YOU PREFER?a. Portfolio 10b. Portfolio 22 pointsc. Portfolio 34 pointsTotal PointsWHAT IS THE APPROXIMATE VALUE OF YOUR CURRENT COMBINED RETIREMENT SAVINGS? [IF AGE 44 OR BELOW, GO TO A; IF AGE 45 OR ABOVE, GO TO B] A.Over $250,0002 points$100-$250,0003 points$0-$99,0004 pointsTotal PointsB.a. Over $1,000,0000b. $500-$1,000,0001 pointc. Under $500,0002 pointsTotal Points857253541395right114300(continued)RANK THIS STATEMENT: MY RETIREMENT INCOME WILL BE SATISFACTORY WITH ONLY MY 401(K).Strongly Agree0Agree1 pointNeutral2 pointsDisagree3 pointsStrongly Disagree4 pointsTotal PointsWHAT STAGE ARE YOU IN YOUR LIFE?Retired0Semi-Retired1 pointLate Stage Career2 pointsEarly Mid Stage Career3 pointsBeginning Career4 pointsTotal PointsWHAT IS THE NUMBER OF CONSECUTIVE YEARS YOU WOULD BE WILLING TO ACCEPT YOUR ACCOUNT PERFORMANCE TO BE FLAT OR NEGATIVE?0 Years01 Year1 point2 Years2 points3 Years3 points4 or More Years4 pointsTotal PointsRANK THIS STATEMENT: MY RETIREMENT GOALS HAVE BEEN OBTAINED. I WISH FOR MY ACCOUNT TO MAINTAIN ITS VALUE, WITH SOME INCOME.Strongly Agree0Agree1 pointNeutral2 pointsDisagree3 pointsStrongly Disagree4 pointsTotal PointsRANK THIS STATEMENT: I WILL NEED TO MAKE WITHDRAWALS FROM MY ACCOUNT WITHIN THE NEXT FIVE YEARS.Strongly Agree0Agree1 pointNeutral2 pointsDisagree3 pointsStrongly Disagree4 pointsTotal PointsAdd Up Your Points and Match Your Score With Your Portfolio! Refer to the Investor Profile worksheet for more detail on the Portfolio that matches your score from this questionnaire.Total Points: ________0-7 Points: Conservative8-15 Points: Moderate Conservative16-24 Points: Moderate25-32 Points: Moderate Aggressive33-40 Points: AggressiveYOUR NAME: _______________________________COMPANY NAME: _______________________________ ................
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