401(k) Plan Overview and Account Access
[Pages:42]401(k) Plan Overview and Account Access
Retirement Planning Workshop
CDK 401(k) Plan Overview and Account Access
Plan Information Investment Options Account Access Resources Website Overview
About ADP Retirement Services
? Division of ADP, Inc. ? Providing retirement plan solutions since1989 ? Approximately 1.3 million retirement plan participants1 ? Over $52.5 Billion in "assets under administration" 1 ? 44,000 Retirement Plan Clients ? ADP, Top-ranked company in Financial Data Services in
FORTUNE? magazine's The World's Most Admired Companies2
1. Source: Automatic Data Processing Inc, 2014 Annual Report. 2. Source: FORTUNE? Magazine's Most Admired Companies 2014.
CDK 401(k) Plan Highlights Page 3
Plan Information
? Contribution types: Traditional (Pre-tax) & Roth (after-tax) ? Your Contribution: 1% - 50% of your eligible compensation
up to the annual IRS Limit. ? Employer contribution: 70% of the first 6% of your salary
deferrals after 6 months of service* ? Vesting: Employee contribution accounts fully vested.
Employer contribution account fully vested after 3 years of service** ? Loans: Offered by the plan ? Withdrawals: Age 59.5, and Hardship
? Rollovers: Contact the Rollover Team at 877-401-5725
* While credited to your account each pay period, you must be employed on December 31st to fully earn the match. ** Your contributions and any amounts you rolled into the plan, adjusted for gains and losses, are 100% yours.
CDK 401(k) Plan Highlights Page 4
Plan for what's ahead
Save more with catch-up contributions
$18,000 + $6,000
IRS annual maximum contribution
Catch-Up for those age 50+
$24,000
Total you can contribute to your account in 2015*
* Subject to plan maximums.
CDK 401(k) Plan Highlights Page 5
Investment Options
Investment Options
R E T U R N
CDK & ADP
Global/ Stock International
Stock Small-Cap
Stock Mid-Cap
Stock
Large-Cap Stock
Fixed Income
Stable Value
Low Risk/ Low Potential Return
R I S K
This graph illustrates the types of investments available in your plan classified by their Morningstar category according to their potential return and investment risk. It is not intended to be, nor should it be construed as, investment advice or a recommendation with respect to any particular investment.
ADP Retirement Services |
7
Investment Options
? CDK & ADP Stock Funds ? Company Stock Funds - Carried over from
old ADP Plan ? No new money can be contributed to the
company stock funds ? Unitized price is valued daily and is specific
to these stock funds ? Any dividend paid is added to the unitized share
price of the stock fund
CDK 401(k) Plan Highlights Page 8
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