SUMMARY PLAN DESCRIPTION

Internal Revenue Service Tests 22. A. Non-Discrimination Tests 22. B. Top-Heavy Tests 22. C. Limit on Contributions 22. XI. Participant Rights 23. A. Claims for Benefits Under the Plan 23 (1). Claim Procedure 23 (2). Claim Review Procedure 23. B. Statement of ERISA Rights 23. XII. Services and Fees 26 Summary Plan Description. General Health ... ................
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